Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello there I am so glad I found your webpage, I really found you by accident,
while I was browsing on Askjeeve for something else, Regardless I
am here now and would just like to say kudos for a tremendous post
and a all round enjoyable blog (I also love the theme/design), I don’t have time to
browse it all at the minute but I have bookmarked it and also added in your RSS feeds, so
when I have time I will be back to read a lot more, Please do keep up the
awesome job.
Also visit my website :: inflatable Christmas decorations
Thanks a lot for sharing this with all people you really recognise what
you are talking approximately! Bookmarked. Please additionally visit my site =).
We will have a hyperlink alternate arrangement among us
Also visit my page … เครื่องกำจัดขยะเศษอาหาร
I’m curious to find out what blog platform you have been using?
I’m having some minor security issues with my latest blog and I’d like to find something more safe.
Do you have any solutions?
My web site: Christmas inflatable decorations
It’s really a nice and useful piece oof info. I am glad that you simplpy
shared this helpful infvo with us. Please keep us up
to date like this. Thanks for sharing.
Feel free to surf to my site; iphone se2 batarya
Is the one stop purchase all toronto vape shop
products.
I’m no longer sure the place you’re getting your information,
however great topic. I must spend a while finding out much more or
figuring out more. Thank you for excellent info I used to be looking for this information for my mission.
my web blog; inflatable Christmas decorations
Normally I do not learn post on blogs, however I would like
to say that this write-up very forced me to try and do so!
Your writing taste has been amazed me. Thanks, very great post.
Hello colleagues, its fantastic post about educationand entirely explained, keep it up all
the time.
my site :: Christmas inflatable
When someone writes an post he/she retains the image of a user in his/her mind that
how a user can be aware of it. Thus that’s why this piece
of writing is great. Thanks!
My web site – Christmas inflatable
whoah this blog is magnificent i love reading your posts.
Keep up the great work! You recognize, many persons are looking round for this information, you could help them greatly.
If you are locked out of your house, car, or office, you can hire locksmiths on call 24 hours
a week and help you out within the shortest amount of time.
Here is my web blog; 24-7 locksmith
You might be contemplating how to replace your genuine Bmw replacement Key key if it’s
been damaged or lost. This article will go over the various types and
costs of keys.
Hello, i think that i saw you visited my website thus i came to “return the
favor”.I am trying to find things to enhance my website!I suppose its ok to use some of your ideas!! http://phillipsservices.net/UserProfile/tabid/43/userId/157019/Default.aspx
Everything is very open with a very clear clarification of thee
challenges. It was definitely informative.
Your website is very helpful. Manny thanks ffor sharing!
Also visit myy web blog … gpf nedir
The internet offers a variety of advantages for both
the bettors and the bookmakers. These betting websites allow gamblers
to bet on their favourite sports, and also earn them
money. These sites provide a variety of ways to deposit funds.
Also visit my site: Gambling (http://pwndailymotion.com)
If you are in need of Glass Repair repairs on your vehicle,
there are various options. While they are useful however, these kits are not
recommended for serious accidents.
There are many factors to think about when replacing your windows.
What are the benefits of each material and how much will it cost?
How do you choose the right material for your home?
Here are some helpful tips.
my page :: window.replacement (wdlt.Co.kr)
Replacing your Mercedes key could be expensive.
Here are a few ways to save money. You can purchase the replacement mercedes Keys key
from Amazon, for example. Depending on your situation it is possible to have the key
programmed or codified.
There are many options for gambling addiction. One-on-one counseling, medication, lifestyle changes, and medication are all possible choices.
The behavior could become an addiction if it is not possible
to stop yourself from engaging in it.
Visit my page: live
There are many factors to think about when replacing your windows.
What are the advantages of each type of material? How much
will it cost? And how do you know which ones are the best choices for your
home? Here are a few tips.
Also visit my website … glass Window replacement
Professional Window Installations near Me installers
have a huge toolbox. They make use of a range of sealants adhesive compounds, adhering substances, and components to create
perfect miter joints.
There are many benefits to finding a psychiatrist or adhd specialists near me
(Lea) specialist near to you.
First, a skilled professional can provide individualized attention to
your child’s unique needs.
Heya i’m for the first time here. I found this board and I to find It truly useful & it helped me out a lot.
I’m hoping to give one thing back and aid others such as you aided
me.
my blog post; inflatable Christmas decorations
When starting a business, you may be wondering how to attract angel
Investors Looking for entrepreneurs
in South Africa to invest in your venture. Many entrepreneurs first
turn at banks for funding, but this is an incorrect strategy.
You’re in luck if you’re searching for cbd vape liquid online E liquid to buy in the UK.
Bruce Perlowin and Don Steinberg who co-founded one of the most successful telecom marketing companies around the globe, are the company’s owners.
Hello! I simply would like to offer you a huge thumbs up for the excellent
information you’ve got right here on this post.
I’ll be coming back to your site for more soon.
If you’re looking to find out who is the best of the teens onlyfans
nudes (hwayoonafy.Com) naked,
you’re in the right spot. There’s Bella Delphine, Mia Malkova, Kacy Black,
and Faith Lianne on this list. You’ll also find the best onlyfans nudes.
Check out the list to learn more.
The Myers-Briggs personality database (Laura) test is an important test
to determine your personality and character. Developed during World War II, it was based on the theories of Carl Jung.
This post is worth everyone’s attention. When can I find out more?
Feel free to visit my web-site … inflatable Christmas decorations
Wonderful work! That is the type of info that
are supposed to be shared around the web. Disgrace
on the search engines for now not positioning this submit
upper! Come on over and talk over with my website
. Thank you =)
Here is my website … Christmas inflatables
Slot machines online are a preferred game played by millions of players.
This thrilling and enjoyable form of gambling is perfect way
to pass the time or to make extra cash. There are a variety of games to play and even free games.
my homepage: slots
The most important thing is how To use sex doll pick the
right sex model for you. You need a sex-doll with a realistic skin and
an easy-to-manipulate steel skeleton. You can also choose one with customizable physical features, which is an even better experience.
Before making your first deposit, read this
King Casino review. This review will give you important details such as Games,
Payment options and Bonuses. Additionally, you will find restrictions on certain countries.
my web-site – 제왕카지노가입코드
There are numerous benefits to installing secondary double glazing in St Albans.
Secondary double glazing can boost thermal insulation,
soundproofing, windows And doors St Albans also increase the
security of your home.
The Myers-Briggs personality database (Catharine) test is a test
that asks you questions about your thinking style and organizational structure.
It also assesses your social skills and ability for relating well with people of different backgrounds.
Learn about adhd Test for women symptoms for
women and adults, as well as the causes and treatments.
To alleviate symptoms, you can either take medication or a behavioral therapy.
Combining both therapies can be very beneficial.
It is crucial to find an established firm for emergency Glass Repair Near Me repair near you.
This article will outline some of the most important things to look for in an emergency glass repair service.
Before you can begin playing at the King Casino, you should make sure you’re of
legal age and have an authorized payment method.
my blog; 제왕카지노가입코드
The King casino is a place where you can play blackjack and
slot machines, and win real money. The casino is located
in the King’s Resort, Rozvadov, Czech Republic.
This casino houses the largest poker room in Europe.
Stop by my site: 제왕카지노사고 (Youtubediscussion.Com)
There are many things to think about if you have broken window Glass Replacement glass.
These include hiring an expert to replace the window glass or, if you can, replacing only the glass and securing yourself from injuries.
There are various factors that need to be taken into account while selecting the best
ADHD test Manchester.
This article will provide details about ADHD diagnosis and treatment options.
After looking at a few of the blog posts on your website, I seriously like your
way of writing a blog. I book-marked it to my bookmark site list and will be checking back soon.
Please check out my website as well and tell me
what you think.
Visit my blog post … Christmas inflatables
You’ve come to the best private adhd assessment manchester
center in Manchester. These reviews include their average
rating of 3.0 stars along with their location and the cost they charge for treatment.
Wow, wonderful log layout! Howw long have yoou been blogging for?
you made blogging loook easy. The overall look of your web site is fantastic, as well as the content!
Here is my page; hair transplant istanbul
The true hip flexor stretch includes positioning the femur and the hips in such a method relative to each other that tension is
created along the size of the hip flexors, while still maintaining the ‘canister’
position that we work so exhausting to create. Lean forward, maintaining
the pelvic tilt, till you feel a stretch in your proper hip
flexor and quad. Conversely, in case your hip flexors are tight and short however
your hamstrings are long and supple, your tight hip flexors will
trigger an anterior pelvic tilt, resulting in decrease again ache
and different issues. Then adding different stretch and strengthening
exercises WITH Chiropractic will right your posture and your spine to
return your health. Push by your proper foot to return to the starting place.
Kneel along with your left knee on the ground and your
right leg at a 90-degree angle in entrance of you.
You must really feel a stretch through the entrance hip of the leg
that is still on the floor. However the body nonetheless wants to face,
walk, and climb stairs. Shift your physique forward and slide your knees back.
Milton Keynes Window KEYNES has a range of
double glazing options that can be used in your home.
They also offer commercial window installation and replacement services.
I got what you mean, thanks for putting up. Woh I
am happy to find this website through google.
Review my homepage … Keto Luxe Weight Loss Support
Online poker is legal. However, you must ensure
that you’re of legal age. The majority of poker websites require players to be
at least 18 years of age, or at the minimum, the legal drinking age in your jurisdiction.
my web blog :: gambler (Lesli)
There are a variety of treatments for addiction to gambling.
One-on-one counseling and medication, lifestyle modifications,
and medication are all choices. This behavior can become
an addiction if there is no way to stop yourself from engaging in it.
Also visit my web site :: bets (Gilbert)
Greetings from Colorado! I’m bored to death at work
so I decided to browse your site on my iphone during
lunch break. I really like the knowledge you provide here and
can’t wait to take a look when I get home. I’m surprised at how quick your
blog loaded on my phone .. I’m not even using WIFI, just
3G .. Anyways, excellent site!
Here is my web blog … Christmas inflatable