Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Sweet blog! I found it while browsing on Yahoo News. Do you have
any tips on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Thanks
My website; Christmas inflatables
Undeniably believe that which youu said. Your favoritye justification seemed to be
on the internet the easiest thing to be aware of.
I say to you, I certainly get annoyed while people think about worries that they just
ddo not know about. You manaed to hit the nail upon tthe ttop and defined out tthe whole thing without having side-effects ,
people can take a signal. Will probably bee back to get more.
Thanks
Here is my page; cure ocular issues
I’m not sure why but this weblog is loading incredibly slow
for me. Is anyone else having this problem or is it a issue on my end?
I’ll check back later and see if the problem still exists.
my blog; inflatable Christmas decorations
I would like to thnkx for the efforts you have put in writing this website.
I’m hoping the same high-grade site post from you in the
upcoming also. In fact your creative writing skills has encouraged me to get my own website now.
Actually the blogging is spreading its wings rapidly.
Your write up is a great example of it.
Feel free to visit my blog post item454297384
I constantly emailed this webpage post page to all my associates, because if like
to read it next my contacts will too.
Also visit my web blog … Christmas inflatable decorations
Is the one quit look for all vape canada store items.
Unquestionably believe that that you stated.
Your favorite justification appeared to be
at the web the simplest thing to be aware of. I say to you, I definitely get annoyed even as other folks think
about issues that they plainly do not understand about.
You controlled to hit the nail upon the highest and also defined
out the whole thing with no need side effect , folks could take a signal.
Will probably be back to get more. Thank you
drinks in hawaii but [C:\Users\Administrator\Dropbox\Server\Projects\TrendingSimple\hawaii-words.txt,1,1
Hello i am kavin, its my first time to commenting anywhere, when i read this article i thought i could also create comment due to this good article.
Feel free to visit my website :: inflatables Christmas
What’s uup tto evfery singlle one, it’s gemuinely a goood forr mee to paay a isit thuis webb
page, iit incxludes priceless Information.
Great post. I was checking continuously this blog and I’m inspired!
Extremely useful info specifically the closing
part 🙂 I care for such info much. I used to be seeking this certain information for
a long time. Thank you and best of luck.
Feel free to visit my site: portable water purification
My coder is trying to persuade me to move to .net
from PHP. I have always disliked the idea because of the costs.
But he’s tryiong none the less. I’ve been using Movable-type on a number
of websites for about a year and am worried about switching to another platform.
I have heard great things about blogengine.net. Is there a way I can transfer all my wordpress content into it?
Any kind of help would be really appreciated!
my page :: Judi Slot online Terbaru
Hi, I log on to your blogs daily. Your writing style is witty,
keep doing what you’re doing!
Visit my blog … best Of onlyfans
There are many options when it comes to fixing Repairing Glass.
You can employ an expert to fix your glass, but it can be expensive if
you do not have the knowledge. Repairs may cost more than the value of the glass.
ADHD symptoms for women can be affected by gender. This article will look
at what women who suffer from Adhd in adult women have to endure, how
to recognize them, and possible treatment options.
You’ve found the right place if you need an ADHD assessment Manchester.
This article will offer information on getting diagnosed, the treatment options available, and what you need
to do to receive the help you require.
The filing of an asbestos lawsuit is a great option to receive financial assistance and closure following your diagnosis.
A competent lawyer can help you achieve the best results possible for your case.
My page :: mesothelioma lawyers
You’ve probably seen a few of our most popular models if you are an avid fan. These
models include Riley, Carli, Emmy Beehz, Sunny Rayez, and many more.
Each of them is well worth taking a look.
Feel free to surf to my blog :: only fans model (Ernesto)
Are you thinking about you might need an ADHD diagnosis in Manchester?
Here are a few things to keep in mind when selecting
the right adult adhd manchester (Les) doctor
in Manchester. It is crucial to understand the difference between ADHD
& ADD.
The Internet has opened up a variety of opportunities for those who enjoy poker.
The popularity of online poker has increased dramatically in recent years.
Visit my web site experience – Christopher –
If you’re considering seeking a private ADHD diagnosis Manchester is
a good place to take into consideration the cost and access to each option. Here’s a quick rundown of the main considerations.
Window glass repair is an option to consider if you have noticed cracks in your emergency glass repair near me (Windy).
This guide will help you understand the kinds of glass you need to look at, and how much
it will cost, and also recommend hiring a professional Glazier.
It is legal to play online poker, but be sure that you’re legally able to play.
Online poker sites require players be at minimum 18 years old before they can play.
However, some sites may require verification before you
download their software.
Look into my web page gambling, medscoupon.Com,
Double glazing can be replaced with new glass for many reasons.
A quality upvc window Lock repair stevenage glass can safeguard your home and make it comfortable.
There are a variety of styles and colors available in modern glass.
It is always recommended to have a reliable emergency locksmith nearest me
(Graciela) in my area available to assist you if
you lose your keys. It is not necessary to panic even at night.
Locksmiths trained by professionals can unlock any lock on any
property.
If you’re a marijuana user, you may be looking for sugar-free edibles in my area.
Although cannabis does not contain any Sugar Free Edibles Near Me, most products are sweetened by sugar.
For those who are looking for a partner to sexual sex, a doll With big Boobs
(https://rpoforums.com) with a large boob is an excellent choice.
These dolls come with large, round chests and beautiful breasts that are sure to pique any man’s sexual curiosity.
You might be wondering much it will cost to replace the keys to your car key replacement near me if you have lost them.
This article will explain the cost of each type of key and
what they cost.
A woman’s scent that you like is The Best Womens Perfume ideal for your
wardrobe. Make sure that you choose the right perfume for
your personal style and tastes. This article will discuss a few options you may like.
If you need auto glass repair, make a call or order online You’re
in luck. Online Glass Window Repair Near Me repair services enable you to
receive a speedy rapid, professional response and have your vehicle back on the road in a matter of hours.
It is possible to find a bargain sexually explicit doll by going to an old doll
shop. There’s a wide variety of prices, however the cheapest are usually from Doll Forever and
WM Dolls.
Here is my homepage – Cheap Sexdoll
You need to be familiar about the condition of any second-hand electric mobility scooter prior to you buy it.
This article will outline the reasons to purchase an electric mobility scooter
used electric mobility Scooters
and the reasons to buy one.
Double glazing window repair repairs may appear costly, but it’s worth
considering the cost and making sure you have a valid warranty.
Here, are described some top techniques professionals been using for effective treatment help make matters improvement in managing indications.
There is a lot you can get done to aid yourself and also achieving your
symptoms under mastery.
My web blog: Iam Psychiatry
You may need to repair upvc window your uPVC windows if they’re
showing signs of wear. Although these windows are generally secure however, they can be vulnerable to hail, windstorms and human error.
You can save money if you don’t have the budget for glass door repairs replacement.
You can use Nail polish, Linseed oil, or epoxy glue.
The learning of the skills necessary is costly.
It is essential to select the most efficient repair method.
The King casino is an establishment where you can play blackjack
and slots, and win real cash. The casino is a part of the King’s Resort in Rozvadov, Czech Republic.
The casino has the largest poker room in Europe.
Here is my web page: 제왕카지노먹튀
Online slots are a favored activity for millions of people.
This exciting and fun kind of gambling (Alphonso) is a ideal way to pass time or
earn cash. There are a variety of games to play, and
even games that are free.
It’s time to call an area locksmith. Before calling a Locksmith Services Near Me, here are some factors you should take into consideration before making
your decision.
I constantly spent my half an hour to read this web site’s content all the time along with a cup of coffee.
Also visit my blog: Christmas inflatable
Are you in the market for a sexdoll? Why not purchase one from a reputable
sexdoll sale site? You can tailor your Sexdoll For sale to suit your requirements if you’re not certain what to look
for in the sexdoll.
If your windows require repair, the best way to get it done is to call an expert Glazier.
While a glazier isn’t able to repair every Upvc window repairs, he can solve a variety of issues.
It is possible to replace your windows if they’re not working correctly.
Hi there to all, as I am genuinely eager of reading
this webpage’s post to be updated daily. It includes
good data.
When you’re looking for an affordable and reliable
van deadlock fitting service near me, look no further than SK Security Systems Ltd.
Based in Chester, Wirral, and Liverpool the firm has more than 12 years’ experience in fitting deadlocks
to vans.
Have you ever considered creating an ebook or guest authoring on other blogs?
I have a blog based on the same ideas you discuss and would really like to have you share some stories/information. I know my subscribers
would enjoy your work. If you are even remotely interested, feel free to shoot me an e-mail.
my web page – Christmas inflatable
van security locks fitted near me security locks are a great option. There is no need to invest much on the lock since it can be put away.
It can also protect your vehicle from thieves if you aren’t regularly
home.
Undeniably consider that that you said. Your favourite justification seemed to
be at the internet the simplest thing to consider of.
I say to you, I certainly get irked at the same time as other folks think about concerns that they plainly don’t understand about.
You controlled to hit the nail upon the top and defined out the whole thing without having side-effects
, other people can take a signal. Will likely be again to get more.
Thank you
my web-site :: Window repairs Wandsworth
If you’re considering the possibility of a private adhd assessment London assessment in London there are a variety of factors you need to consider before you make a final decision.
They are very popular with porn. These dolls big boobs
(coms.fqn.Comm.unity.moe) are made to be fisted, and have soft and flexible breasts.
They’ve got the perfect amount of cleavage that will satisfy your sexual fantasies.
It’s appropriate time to make some plans for the future and it
is time to be happy. I’ve read this post and if I could I want to suggest you some
interesting things or suggestions. Perhaps you could write next articles referring to this
article. I want to read even more things about it!
Also visit my web-site :: Christmas inflatable decorations