Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I think this is among the most significant info for me.
And i’m glad reading your article. But want to remark on some general things, The
web site style is perfect, the articles is really excellent : D.
Good job, cheers
Saved as a favorite, I like your website!
Thanks for finally talking about > Medidas a tomar para ahorrar en impuestos
en 2022 – IDEX Christmas inflatable
If you want to obtain a great deal from this post then you have to apply
such strategies to your won web site.
Attractive section of content. I just stumbled upon your
website and in accession capital to assert that I acquire
actually enjoyed account your blog posts. Any way
I’ll be subscribing to your augment and even I achievement you access consistently rapidly.
Thankfulnewss too myy fathher whho iinformed mee about this
website, this blg iss genuinrly awesome.
Thanks very interesting blog!
Hello There. I found your blog the use of msn. This is a really smartly written article.
I’ll make sure to bookmark it and come back to read more of your useful
information. Thank you for the post. I will certainly
comeback.
My site – Kpopfestival Co
I got this web page from my pal who shared with me concerning this web page and now this time I am
browsing this web page and reading very informative articles here.
my web site Kıbrıs Vinç
Good post and right to the point. I am not sure if this is
in fact the best place to ask but do you people have
any thoughts on where to get some professional writers?
Thank you 🙂
There are many different brands of electric scooter for elderly [Jackson] power scooters
available So how do you determine which one to purchase?
This article will cover the Pride, Currus and E-Runner models.
We will also review the features of each model.
Although many aren’t sure of what sexdolls really are they are a prominent part of adult websites and are now a favorite pastime for some.
There are two types of dolls – female and male and they each have their own roles.
Feel free to surf to my blog: sexual doll – Evonne,
If you’re in the market for a mobility scooter that fits into the trunk of
your vehicle You’ve come to the right place. We’ll cover the Smart Lifter Car boot mobility scooter With suspension
Hoist and the Liberty Vogue as well as the Go-Go Elite Traveller and the Victory
Sport LX.
Having lost your Land Rover key? You’re not the only one to have lost the
key to their land Rover discovery key Replacement Rover.
UK Auto Locksmith is a trusted expert that can quickly
repair your car keys.
Get free estimates from local window installation companies If you’re looking to replace your old windows.
There are several reasons to consider replacing windows over new
construction, such as cost, energy efficiency, and design.
my website :: Double Glazing Installers [http://Coms.Fqn.Comm.Unity.Moe/PunBB/Profile.Php?Id=2216024]
Hmm is anyone else having problems with the images on this blog
loading? I’m trying to determine if its a problem on my end or
if it’s the blog. Any suggestions would be greatly appreciated.
my web-site; inflatable Christmas decorations
If you’re in the market for an entirely new window Handle Replacement handle, there are a lot of options.
These replacement parts come in a range of colors such
as bronze, white, beige and clay.
You might be new to Hong Kong togel and want to find the most trusted website.
This section contains information about togel
data, strategy as well as how you can choose a reliable website.
To begin you can read the article below and learn more.
Feel free to surf to my blog post – toto hk (Piper)
The most expensive sex toys are affordable sex dolls dolls.
While you can modify the dolls and purchase them
with different materials, you may want to get a
lower priced model. There are several options to
make savings on the sex doll.
upvc windows repair windows are a favorite choice for
homes today, but windows may require to be repaired from time-to-time.
Some repairs are straightforward, like replacing the seal.
Others require expert knowledge.
You may want to seek out installers who can design unique designs if contemplating upgrading your windows.
The majority of windows in UK can be customized and made to order.
This means that you can also have unique shapes created.
Feel free to surf to my blog … door installation near me [Danny]
You’ve come the right place If you’re looking for an dependable ADHD clinic in bristol adhd clinic.
This article will provide you with information about Dr Sally Cubbin and the
assessments she performs. Also, it provides details on the medications they offer.
I blog quite often and I seriously appreciate your content.
The article has really peaked my interest. I’m going to take a note of your blog and keep checking for new information about once a week.
I opted in for your RSS feed as well.
There are several options for London residents looking for adult Private Adhd diagnosis London tests.
AADD’s website contains a short list with adult
ADHD specialists. A quick «google» will give you numerous options.
If you’re considering upgrading your windows, you might consider looking for installers in your area who can install customized designs.
Most windows in the UK can be customized and custom-made.
This means that you can also create unique shapes.
Check out my blog post – double glazing installer
You may be thinking about what you should look for when choosing a window replacement service.
To reduce your utility bills, you may think about looking into energy efficient windows.
Perhaps you’d like add a comfortable, new Window installers near me
to your room.
You can choose the theme you like and play a variety of online slots.
While the payouts may vary however, they all adhere
to the same mathematical formula. To find the perfect slot game for you,
search for the «Auto Spin» option.
My blog post; Gambling
The waiting list at the Adhd Diagnosis Bristol clinic in Bristol is
lengthy. This is due to the fact that the clinic did not anticipate the growing number of referrals.
They did not take warnings seriously and did no plan ahead.
Hi to every body, it’s my first go to see of this website; this web site carries awesome and
really good data designed for visitors.
my web-site – hottest onlyfans Leaked
If you’re looking for an established Bristol ADHD clinic
you’ve come to the right place. In this article, you’ll learn about Dr.
Sally Cubbin, assessments, and the various medications offered at
this facility.
A locksmith can help unlock your car key cutting service if you encounter
difficulties opening it. A locksmith near you will be able to utilize their pick tools and laser key cutting machine to cut a key that matches your lock perfectly.
Thank you for the auspicious writeup. It in fact was a amusement account it.
Look advanced to far added agreeable from you!
However, how can we communicate?
My blog post: http://www.tazzafarm.com
Selling sex toys online requires careful evaluation just like other e-commerce businesses.
Here is my web-site; Adult Dolls For Sale
It What Is A Fuckdoll important to
practice the sex you have with your partner prior to when you attempt to fuck it.
You should ensure that your room is clear of
clutter and set the pieces out on the floor to ensure that you can use all the components quickly.
If your keys are locked together with your Car Key Spare additionally can’t purchase
it to retrieve them, car locksmiths could certainly help.
The Internet has created a wealth of new opportunities for
those who love poker. Online poker has seen an incredibly increase in popularity over the past few years.
my website – Gambler [http://Ozarabiomedical.Com]
You can reset the combination of your car in the event that you lose your car keys
by programming your car key cutting and programming (https://forum.Microstartup.co/) key.
This is also a method used for lost fobs.
The ADHD Bristol
clinic didn’t anticipate the increasing population in the Greater
Bristol region. The clinic did not pay attention to the increasing number
of referrals and the warnings that the waiting lists would be lengthy.
If you’re budget-conscious then you should consider the cheapest sex dolls that
are available on the market. It will let you know about how to
care for and store sex-dolls.
Look into my page; Cheapsex doll
The first thing you need know about sex Doll’s with
a doll is that it is significantly different from
sexing with a real woman. While it is possible to hold the doll in any
position, it’s not possible to achieve any position.
If you’re seeking a more realistic sexual toy, you should consider
a silicone love doll. They’re made of silicone and have an EVO metal structure.
They look real. You can use silicone love dolls for Sale (Pet-Sim.online)
to do hair transplants or make-up.
Whether you are looking for a RealDoll, a Sinthetics doll or a Love Doll,
there are many options to choose from. This article will review the
pros and cons of each.
my web page se X Dolls
If you’re wondering how much uPVC door repairs will
cost, read on! You’ll learn how to fix doors that are not aligned, broken gearboxes, and many more!
You can also save money by fixing the door yourself!
Shopping for replace upvc door lock (emarketmd.com) replacement door handles is not an impossible task.
The dimensions of these handles are the same as the original handles, with the exception of the screw that is on top of them.
There are several ways to locate Oracle netsuite Implementation partners advisors.
Certain advisors are certified by GSI, while others aren’t.
This article will provide more information about the Oracle NetSuite
advisors that are certified.
It is possible to obtain an individual adhd services In scotland (http://www.isisinvokes.Com) diagnosis in Scotland.
It is possible to locate one within your own area if you know where to look.
Here are the top aspects to take into consideration when looking for a private doctor.
Adult women are at higher risk of developing Attention deficit hyperactivity disorder, or adhd In Women symptoms, than men. ADHD symptoms are
usually more difficult to detect than male counterparts, however, there are indicators that could point
to the disorder.
If you want to replace the keys on your land rover keys (Roderick) Rover Freelander, you’ve found the right site.
Here are some guidelines to replace keys for a Land Rover key, program
the replacement key fob and take out a damaged key fob.
If you’ve broken or lost your bmw Replacement keys key, you might be wondering how to obtain a replacement.
This article will cover the cost and different types of
keys that are available.
Woah! I’m really loving the template/theme of this site.
It’s simple, yet effective. A lot of times it’s tough to get that «perfect balance» between usability and
visual appearance. I must say you have done a awesome job with this.
Also, the blog loads very quick for me on Opera.
Outstanding Blog!