Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
An interesting discussion is worth comment. I do believe that
you ought to write more on this issue, it might not be a
taboo matter but typically people don’t talk about such subjects.
To the next! Many thanks!!
Hey there just wanted to giv you a brief heaads up and let you know a ffew of the pictures aren’t oading properly.
I’m not sure why but I think its a linking issue.
I’ve tried iit in ttwo different internet browsers and both show the
same outcome.
Feel free to isit my page – uçucu esansiyel yağ
I always used to study article in news papers but now as I am a
user of web so from now I am using net for content, thanks to web.
my website :: Christmas inflatables
Hello, i feel that i saw you visited my site so i came to return the prefer?.I am trying to to find things to enhance
my web site!I suppose its adequate to use a few of your
ideas!!
hi!,I love your writing very so much! share we be in contact more about yopur
article on AOL? I need an expert in this area to unravel my problem.
Maybe that is you! Taaking a look ahead to look you.
This is a topic that’s near to my heart… Take care!
Where are your contact details though?
That is a very good tip especially to those new to the blogosphere.
Simple but very accurate information… Thank you for sharing this one.
A must read article!
Also visit my web-site – Christmas inflatables
Greetings! Very helpful advice in this particular post!
It is thhe little changes that produce the most important changes.
Thanks forr sharing!
Haave a look at my web-site; cheap Hair transplant turkey
Excellent beat ! I would like to apprentice while you amend your
web site, how could i subscribe for a blog site? The account aided me a acceptable deal.
I had been a little bit acquainted of this your broadcast provided
bright clear idea
A good example of Project funding requirements Example funding requirements contains details
about the operation and logistical aspects. These details may not
be available at the time of requesting funding.
It is simple to pick the correct replacement Upvc door Handles door handle made of
upvc if you are familiar with the different types. There are three options
available: Yale, Fab and Fix, or Lever/Lever.
Is the one quit look for all vape products.
Feel free to surf to my webpage – vaporizer store near me
Filing a mesothelioma case is the next step after the diagnosis is made.
Here are some resources to help you prepare your case, including details about the Statute
of Limitations, Damages and Class-action vs. mass tort lawsuits.
Stop by my web site – Asbestos Litigation
If you find yourself locked out at odd hours it is possible to call an 24 hour 24Hour locksmith.
They provide security and are cheaper than regular locksmiths.
You can even get your keys duplicated using the
help of a locksmith who’s not licensed.
Humans are all susceptible to forgetting our passwords and door combinations.
Also visit my web blog; 24-hour locksmith Near Me
Hi, I do believe this is a great web site. I stumbledupon it
😉 I will revisit once again since I saved as a favorite it.
Money and freedom is the greatest way to change,
may you be rich and continue to help others.
Check out my web-site; water purifer
You can replace Replacement upvc Door panels doors panels if you want to alter the
look of your doors. The panels made from PVCU will last for a long
time unlike cheaper alternatives. You could even request
a certain pattern or style for the new door.
The ADHD Bristol clinic didn’t anticipate the growing population of people in the Greater Bristol area.
The clinic didn’t pay attention the increasing number of referrals or pay attention to the warnings that the waiting list
was likely to be long.
It is the best time to make some plans for the future
and it is time to be happy. I have read this post and if I could I wish to suggest you some interesting
things or advice. Maybe you could write next articles referring to this article.
I desire to read even more things about it!
Also visit my site: inflatables Christmas
There are a myriad of treatment options for gambling addiction. One-on-one counseling,
medication, lifestyle changes, and medication are all possible options.
If you can’t stop yourself from engaging in this behaviour it becomes
an addiction.
my web page – bet (Audrey)
If you require your locks replaced or repaired, there’s no
better moment to call a Locksmiths 24 hours-hour
locksmith. They’re always there to help you and respond promptly.
They’re also experienced, so you’ll know exactly what they’ll do once they arrive.
I am regular visitor, how are you everybody? This paragraph posted at this web site is actually
nice.
my site; hottest twitter
A pitch deck consultant might be the best choice you make for your business.
It is important to make sure that your pitch Deck consulting Services deck is clear and compelling, and that
you don’t have to spend time rewriting the same things over again.
There are a variety of sexdolls you can choose from.
You might be thinking which one is more suitable for you whether
it’s silicone or TPE. Check out this article to find out more!
Have a look at my website; Se x dolls
When I originally commented I clicked the «Notify me when new comments are added» checkbox and now each
time a comment is added I get four e-mails with the same comment.
Is there any way you can remove me from that service? Bless
you!
When it comes to getting a replacement replace Car keys key, there are several
choices. Depending on the complexity of your key, you may have
to order a unique key from the manufacturer.
You may be interested in the cost of replacing window glass replacement glass in your area
if your windows feature multiple small panels.
The most commonly used kinds of windows that have multiple
small panes are wooden windows.
It is essential to know the procedure for replacing an Audi A3 Key Replacement key a3 to get a new vehicle or purchasing an additional.
There are several options available, including an automotive locksmith
and dealer.
There are many reasons to engage in betting on sports,
from the potential to earn money to the fact that it
gives excitement and a reason to look forward to the overall viewing experience.
my web page Gaming
The ghost Car Immobiliser car security cost
is the most affordable option in order to ensure
the security of your car. Ghost is motorized, and it protects
your vehicle from theft by using the CAN data network.
Not only is it inexpensive but it’s also indetectable.
uPVC windows Milton Keynes are a great option to enhance the appearance of your home.
These windows are available in a range of styles and colors that blend with your home’s style.
Double glazing misted up is a temporary fix. It’s a cost-effective and simple way to
increase the efficiency of your house. Here are some steps to follow.
If you observe that your windows can’t be opened, you should
get them fixed.
Here is my web page; upvc window repair near me
The online slot machine is a favorite pastime among millions of players at
online casinos. This fun and exciting kind of gambling
can be a great way for you to enjoy yourself or earn additional money.
Also visit my page bet (grenh.com)
I loge it whennever people comee togeether andd sjare views.
Greeat site, continue the golod work!
It is legal to play online poker However, make sure you’re of legal age.
The majority of online poker sites require players to be 18
years of age, or at least the legal drinking age in the jurisdiction you reside in.
Here is my web site … casino (http://edwerner.com/)
You’re in luck if are locked out and need an immediate locksmith
service. You need to get help quickly in emergency
situations that occur late at late at night, during rush hour traffic, on weekends
holidays, or when there’s no other choice.
Also visit my page 24 hours lock Smith
Fans of sports in New York are allowed to place bets online starting January.
8, 2022. Four main operators have won licenses for mobile betting which will permit them to offer their services in different ways.
Feel free to surf to my webpage :: gambler
There are many reasons to purchase antique or
vintage dolls. These dolls could be Ashton-Drakes,
or Antiques. These dolls make great collectibles. Read on to find out more.
Is it possible to find one of these dolls available Real Doll For Sale (http://Www.Raniabag1.Xyz) sale?
Hasil keluaran HK the hari ini is one of the most anticipated events in the country.
You’ve probably watched the competition on television and eagerly
waiting for the results. But what exactly is
the purpose of this contest?
Here is my homepage: Togel Hongkong
Pretty section of content. I just stumbled upon your web site and in accession capital
to assert that I acquire in fact enjoyed account your blog posts.
Anyway I’ll be subscribing to your augment and even I achievement you access consistently fast.
my website – inflatable Christmas decorations
My developer is trying to persuade me to move to .net from PHP.
I have always disliked the idea because of the costs. But he’s tryiong none the
less. I’ve been using WordPress on various websites for about a year
and am nervous about switching to another platform.
I have heard fantastic things about blogengine.net.
Is there a way I can transfer all my wordpress content into it?
Any kind of help would be greatly appreciated!
my page: Hottest only fans accounts
Thankss foor ypur marrvelous posting! I geuinely enjoyed readding it, you happe
tto bbe a great author. I wll ensuree tthat I boomark yoir blo andd mmay comke back later on.
I wabt too encourawge coninue yoiur grerat writing, have a nicce weekend!
There are many options for perfumes for women, no matter if you’re looking to
try a brand new scent or prefer something familiar. Brands that are popular and designer like Yves
Saint Laurent and Marc Jacobs have perfumes that complement any style.
Stop by my homepage … womens perfume offers; Kristine,
You’re in luck if are locked out and require an 24 Hour Locksmith-long locksmith service.
I know this web site offers quality depending posts and additional information, is there any
other web site which presents such information in quality?
my webpage – upvc french door Repairs near me (primetech.hn)
Hasil keluaran data hk Hari Ini is one of the
most anticipated events in the country. You must have been following
the events on TV and eagerly anticipating
their results. But, what is this competition? What
is the purpose to playing it?
تشخیص تشک طبی اصل از تقلبی
مشهد
A replacement BMW key may cost more than a regular car key.
The keys are designed to protect your bmw Replacement Keys vehicle.
Because they are not mass-produced, they’re very expensive.
You may have lost your NetSuite Oracle password. To recover your login, you should first go to the
netsuite Login Page
Oracle login page. You will be asked to enter the email address of the
registered user.
An outstanding share! I’ve just forwarded this
onto a co-worker who was doing a little research on this. And he actually
bought me lunch simply because I found it for him…
lol. So allow me to reword this…. Thanks for the meal!! But yeah,
thanx for spending the time to discuss this topic here on your site.
Here is my website Christmas inflatable decorations