Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
It is the best time to make a few plans for the future and it’s time to be happy.
I’ve read this put up and if I may just I want to suggest you some attention-grabbing
issues or tips. Maybe you can write subsequent articles relating to this article.
I want to learn even more things approximately
it!
Here is my web site – edc pocket knife
Hello it’s me, I am also visiting this site daily, this site
is in fact good and the visitors are genuinely sharing good thoughts.
Also visit my blog – Beachy Sweatshirt
You can|could definitely|certainly see your enthusiasm|expertise|skills in the|within the paintings|work you write.
The arena|The world|The sector hopes for more|even more passionate writers like you|such as you who aren’t|are not afraid to mention|to say how they
believe. Always|All the time|At all times go after|follow your heart.|You are a
very smart|intelligent|capable|bright|clever person|individual!|Hey|Hey there|Hi|Hello, I
think your blog|website|site might be having browser compatibility issues.
When I look at your blog|blog site|website in Firefox|Safari|Ie|Chrome|Opera, it looks fine but
when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up!
Other then that, great|awesome|amazing|very good|superb|terrific|wonderful|fantastic|excellent
blog!|Appreciating|Admiring the hard work|dedication|time and
energy|persistence|commitment|time and effort you put
into your site|website|blog and in depth|detailed information you present|provide|offer.
It’s awesome|great|good|nice to come across a blog
every once in a while that isn’t the same out
of date|unwanted|outdated|old rehashed material|information. Wonderful|Fantastic|Excellent|Great read!
I’ve saved|bookmarked your site and I’m including|adding your RSS feeds to my Google account.|Thanks for one’s|for ones|for your|for your personal|for a|for the|on your marvelous posting!
I actually|seriously|quite|definitely|really|genuinely|truly|certainly enjoyed reading it,
you could be|you are|you can be|you might be|you’re|you will be|you may be|you happen to be a great
author.I will make sure to|ensure that I|be sure to|always|make certain to|be sure to|remember to
bookmark your blog and will|and definitely will|and will eventually|and will often|and may come back from now on|down the road|in the future|very
soon|someday|later in life|at some point|in the foreseeable future|sometime
soon|later on. I want to encourage |you to ultimately|that
you|yourself to|you to definitely|you to|one to|you continue your great job|posts|writing|work, have a nice day|morning|weekend|holiday weekend|afternoon|evening!|Hi|What’s up|Hi there|Hello to every body, it’s my first visit|go to see|pay a visit|pay a quick visit of this blog|weblog|webpage|website|web site;
this blog|weblog|webpage|website|web site contains|consists of|includes|carries
awesome|remarkable|amazing and really|actually|in fact|truly|genuinely
good|fine|excellent stuff|information|data|material for|designed for|in favor of|in support of readers|visitors.|Hello.This article|post was extremely|really interesting|motivating|fascinating|remarkable, especially|particularly since|because
I was searching|looking|browsing|investigating for thoughts on this subject|issue|matter|topic last Thursday|Monday|Wednesday|Tuesday|Friday|Saturday|Sunday|week|couple of days.
Feel free to surf to my site – hosting service provider
Thanks for the good writeup. It if truth be told was
once a leisure account it. Glance advanced to more delivered agreeable from
you! However, how can we keep up a correspondence?
You’re so interesting! I do not believe I’ve truly read through a single thing like this before.
So nice to find somebody with original thoughts on this
subject matter. Really.. thank you for starting this up.
This website is something that is needed on the internet, someone with some originality!
Feel free to visit my blog post https://aapanobadi.com/2022/07/18/the-benefits-of-common-hvac-maintenance-2/
Do you have a spam issue on this site; I also am a blogger, and I was wanting to know your situation;
many of us have created some nice methods and we are looking to exchange
solutions with others, why not shoot me an e-mail if interested.
Here is my blog :: خرید کلاهک دودکش
What’s up, yes this paragraph is genuinely good and I have learned lot of things from it regarding blogging.
thanks.
My website: 룰루슬롯
Especially informative….look frontward to returning.
link
I think this is one of the most vital info for me.
And i’m glad reading your article. But should
remark on some general things, The site style is perfect, the
articles is really excellent : D. Good job, cheers
Hi there, always i used to check weblog posts here early in the dawn, for the
reason that i like to learn more and more.
Look at my web site :: Project Management Software
Do you have a spam problem on this website; I also am a blogger, and I was wondering
your situation; we have developed some nice practices and we are looking to swap techniques with others, please shoot me an e-mail if interested.
Online gambling has become extremely popular in the last 10 years.
In 1996, there were only fifteen websites.
In 1997, there were more than 200. According to
Frost & Sullivan, online gambling had generated 830 million dollars in revenues in 1998.
Here is my homepage – Blackjack
Hello friends, its enormous post about educationand
entirely explained, keep it up all the time.
If you’re considering replacing your windows there are likely to be
some questions. What are the advantages of each type of
material and how much is it going to cost? What are the best ways to choose the best one for your home?
Here are a few tips.
Feel free to surf to my site … glass window Replacement
WOW just what I was looking for. Came here
by searching for Pharma Medical wholesale
Homeowners searching troubleshoot problems on personal create
a lot more problems and result in much higher repair electrician near me loans.
Aluminium windows are among the most popular kinds of
windows that are available. They are extremely secure and have high security locking mechanisms.
They are extremely durable and available in a variety of colors and finishes.
Feel free to surf to my web-site: door locks Milton keynes
Hi, after reading this awesome article i am also delighted to share my knowledge
here with friends.
Feel free to surf to my webpage: Double Glazing Seal Repairs Near Me
Howdy! This is my first visit to your blog! We are a collection of
volunteers and starting a new initiative in a community
in the same niche. Your blog provided us beneficial information to work on. You have done a wonderful job!
Iodine mighjt also need supplements, such as making use of iidized salt.
My page Alda
If you’re in search of CBD oil near me, you need to be aware of
the most appropriate place to meet your CBD requirements.
There are reviews available on the company’s website but make sure that you select a third-party review website.
I am actually grateful to the owner of this website who has shared this great post at
at this time.
Also visit my webpage – Best Double Glazing Companies Near Me
It is difficult to turn down an opportunity, but locksmiths are available 24 hours a day.
are available to help the community in times of crisis.
Some locksmiths will refuse to work if they believe the job is a trick or a setup.
My web blog; 24h Locksmith
If you’re thinking about replacing your doors, you’ll need to find a professional Romford
door Replacement romford fitter.
It’s a difficult job , so it’s a wise idea to request a variety of quotes
from different individuals.
Totosaiteu is a well-known website. Before you buy one,
make sure to review the following information regarding the
purpose and design and customer service. These suggestions will help you choose the
ideal totosaiteu that meets your requirements.
my webpage – 토토사이트
There are many options for you if you require an entirely
new handle for your window handle Replacement.
These replacement parts come in a variety of colors such as bronze,
white, beige and clay. You can also buy windows that are obsolete or modified mechanisms.
Do you need a local locksmith 24H
24 hours a day? You’ve come the right place if
you are in search of a 24 hour locksmith. We’ll discuss the responsibilities of a 24
hour locksmith and the price of their services, and how professional they are.
Quality posts is the main to attract the viewers to pay a visit the website, that’s what this
website is providing.
Here is my homepage – Client Relationship Management
Cbd Hash Uk For Sale hash is a kind of
cannabis which has little to no THC and is a
fantastic option to unwind and relieve stress. It is made from the resin glands of cannabis plants.
It has numerous advantages. It improves sleep quality and reduces stress.
The most commonly used type of Double Glazed Repair-glazed repair is a result of misting.
The misting effect is when water gets between the glass panes and then collects
within the insulating area as condensation.
If you’ve noticed that your Windows glass repair is damaged, you need to investigate window glass repair.
This guide will outline the kinds of glass to look at,
and how much it will cost, and recommend a professional glazier.
ADHD symptoms are often difficult to detect.
The symptoms can be described as inattentiveness and restlessness.
There are two types of adhd assessment near me
(http://www.dumpsterdiving.no).
The hyperactive and the inattentive. ADHD sufferers often display the inattentive form.
Fantastic goods from you, man. I have consider your stuff previous to and you’re simply too wonderful.
I actually like what you have acquired here, really like what you’re
stating and the best way wherein you say it. You make
it enjoyable and you continue to take care of to stay it smart.
I can not wait to read far more from you. That is really a tremendous web site.
My web page; unicorn coloring pages
Hi there! I know this is kind of off topic but I was wondering which
blog platform are you using for this website?
I’m getting tired of WordPress because I’ve had issues with
hackers and I’m looking at options for another platform.
I would be awesome if you could point me in the direction of a good platform.
My web-site – pocket knife
This review is intended to warn people about Prime Cardinal
Casinos. They are a conglomerate which operates rogue online casino sites.
Feel free to visit my site; 제왕카지노먹튀
I do not even know how I ended up here, but I thought this post was good.
I don’t know who you are but certainly you’re going to a famous blogger if you aren’t already
😉 Cheers!
Here is my web page … 챔피언게임
There are many advantages of playing online casino. Signing up
doesn’t require you to shell out a large amount of money.
Many online casinos provide free games, and players
are able to try them out to determine which
games they enjoy the most.
Check out my page: blackjack (Nannie)
BOLA365 is the top website to play online casino games.
This site has been the most popular pilihan bola in Indonesia for over 10
years. It is also ranked the best bandar Bola online terpercaya.
Spot on with this write-up, I absolutely think this website needs a lot more attention. I’ll probably be returning to read more,
thanks for the information!
Here is my webpage: 1000mg cbd vape Oil Uk
The pitch deck you create for your consulting Pitch deck company
should reflect your experience and knowledge. If you’re
not sure where to begin here are three ideas to help you get
started.
A consulting Pitch Deck deck that you can consult with to promote your business
could be a great method to increase your visibility
and make an impression. There are many ways to create and distribute these
decks.
Many people suffering from ADHD find it easier and more convenient to receive a private diagnosis.
There are many psychiatrists who specialize in Adhd Private diagnosis and
are experienced in treating adults of all different ages.
Quotatis will help you locate window fitters in your area If
you’re looking for a company to install your doors or windows.
Join this free site to connect you with local
window glass Replacement near Me fitters.
It takes only minutes.
IBM DOORS is an application that stores many tables and documents and metadata.
As opposed to other document management software,
DOORS can import Word, Excel, and Access Tables.
The system is spreadsheet-like however it is document-centric.
Also visit my web site :: Double Glazing Repairs Milton Keynes
A good Project funding requirements‘s funding requirements example should include
information about the operation and logistical aspects of the project.
The online gambling industry has become popular
in the past decade. In 1996, there were only fifteen websites.
By 1997, there were over 200. In 1998 the Frost & Sullivan report stated that online gambling brought in $830 million of revenue.
Also visit my web page: Dealers (http://Www.Raniabag1.Xyz)
You could certainly see your enthusiasm within the work you write.
The sector hopes for more passionate writers like you who are not afraid
to say how they believe. All the time follow your heart.
My web-site … Judi Online
This is simply not the first moment in time I uncovered a weblog that was deserving of participating in a comment section on. This exact blog post is amazing to me.
I actually live a daily life of a number of settings; that is to say that my employment functions are very different.
I perform Perinatal Massage Therapy. Additionally,
I buy and sell collectibles. I’m being taught Linux.
And, that’s basically a handful of pursuits I do. In any
event, my point is, every one of us considers a topic from a completely unique standpoint.
Nearly every encounter we have shapes us and our
viewpoint of ourselves and the world all around us all. I consider
finding some greater sense of real truth is just where everything
most of us speak about leads to. So, precisely how can most people afterward correspond?
Is it even possible? I think that our own very own additions to the Cyberspace Commons transforms a large number of folks, most likely.
Thus ponder that, blog writers and commenters.
Your own ideas may aid someone else. Or perhaps, feedback can easily accomplish the antipode.
And, you genuinely ought to care to attempt to guide other people to grow and definitely not decline.
Thanks for this unique blog; I personally am logging this blog together with my various other solid websites I’ve discovered that I
even bothered to remark on. Continue to keep authoring!
Always keep revealing! http://Sorina.Viziru.7@E.Xped.It.Io.N.Eg.D.G@Burton.Rene@Www.Kartaly.Surnet.ru?a%5B%5D=%3Ca+href%3Dhttps%3A%2F%2FNjmassages.com%2F40days%3Epost+natal+massage+at+home%3C%2Fa%3E
The process of selecting the right NetSuite consultant is much easier than you think.
You just need to keep these three factors in your head:
Experience, Certification, and Business Analyst Mentality.
I every time spent my half an hour to read this webpage’s posts everyday along with a mug of coffee.
Also visit my web blog: Get Biography