Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Thank you for the auspicious writeup. It if truth be told was once a enjoyment
account it. Look advanced to far introduced agreeable from you!
By the way, how could we be in contact?
Hello there, I discovered your web site via Google whilst looking for a similar subject, your
web site got here up, it seems good. I’ve bookmarked it in my google bookmarks.
Hi there, just changed into aware of your blog thru Google, and located that it is really informative.
I am gonna watch out for brussels. I will appreciate when you continue this
in future. Lots of people can be benefited from your writing.
Cheers!
I’ll immediately clutch your rss as I can’t to find your email
subscription link or newsletter service. Do you’ve any?
Kindly allow me recognise in order that I mmay subscribe. Thanks.
Here is my webpage; password generator
On-line giving & event registration devices.
Also visit my page :: item454374362
Мү developer іѕ trtying tto persuade me to mοvе tⲟ .net from PHP.
Ӏ hɑvе allways disliked the idea beϲause of the expenses.
Βut hе’ѕ tryiong none the less. Ι’ᴠе been սsing WordPess onn variokus websites fοr about a yeɑr and am
worried about switching to anothｅr platform.
I have heard excellent tһings about blogengine.net.
Ιs theгe а ѡay I can import aⅼl myy wordpress сontent
intⲟ it? Any кind of help woᥙld bе rеally appreciated!
mу webhpage :: daha fazla ayrıntı al
For slot labeling, we benchmark two present SotA fashions:
(i) ConvEx Henderson and Vulić (2021), as a SotA
span-extraction SL model and (ii) the QA-primarily based SL model Namazifar et al.
We evaluate two groups of SotA intent detection fashions: (i) MLP-Based,
and (ii) QA-Based ones. QA-Based ID Baselines. Another group of SotA
ID baselines reformulates the ID job into the
(extractive) query-answering (QA) problem Namazifar et al.
We comparatively evaluate several extensively used state-of-the-art (SotA) sentence encoders, however remind the reader that this decoupling of the MLP classification layers
from the fixed encoder allows for a much wider empirical comparability
of sentence encoders in future work. Taking the steps to get the whole
lot so as forward of time can allow you to avoid these situations and have way more enjoyable
with every vacation. How a lot does NLU efficiency improve with the rise of annotated NLU knowledge?
The important thing questions we goal to answer are: Are there major efficiency differences between the 2 domains and
can they be merged right into a single (and extra advanced) area?
0.4.171717These hyper-parameters have been chosen based mostly on preliminary experiments with
a single (best) sentence encoder lm12-1B and coaching only on Fold 0 of the 10-Fold banking setup; they
were then propagated without change to all other MLP-based
mostly experiments with other encoders and in different
setups.
Hey There. I found your blog using msn. This is a really well written article.
I’ll be sure to bookmark it and come back to read more of your
useful information. Thanks for the post. I will definitely return.
I know this if off topic but I’m looking into starting my
own weblog and was wondering what all is needed to get setup?
I’m assuming having a blog like yours would cost a pretty penny?
I’m not very internet smart so I’m not 100% sure. Any recommendations or advice would be greatly appreciated.
Thanks
https://pharmacyizi.com/# cheap erectile dysfunction
You can call a 24 hour 24-7 locksmith (https://ot4lyfe.com/community/profile/gaiaidan689038/) to assist you in case you’re
locked out of you car or home or office. They have years of experience and will
have no difficulty determining what the problem is
the moment they arrive.
There are many reasons to enter sports betting. From the potential to make
profits, to the thrill and the opportunity to root
for your team of choice and the overall experience.
Here is my website: games (http://www.s-search.com)
The Costs of Asbestos Litigation: This article will provide you with the breakdown of the costs of asbestos lawsuits.
The next article will focus on the Discovery phase, and the arguments of the defendants.
Here is my blog post – mesothelioma Lawyer
My spouse and I absolutely love your blog and find most of your post’s to be just what I’m looking for.
Does one offer guest writers to write content to suit your needs?
I wouldn’t mind creating a post or elaborating on many of the subjects you write about here.
Again, awesome site!
There are a variety of lightest folding Mobility Scooter scooters,
each having its own distinct design. Some models can be folded up with the stem, and others have a bumper made of plastic that
offers stability while being moved.
Although it is tempting to obtain a lower quote,
it is not always a reliable indicator of the quality of the service will be
highest. Check the credentials prior to hiring an Glazier.
my web-site – glassrepair
Are you searching for replacement window glass (Niklas) windows in your region? Find
out how much it will cost and how much you will pay.
Replacement windows are designed to fit into
the opening and are typically more expensive than conventional windows.
There are many types of lightweight folding Mobility scooters scooters.
Each features its own distinct design. Some models fold just the stem, while other models include a
small plastic latch on the back bumper which gives stability when being carried.
It’s a great opportunity to begin a lucrative
job as an electrician. A college education in electrical test certificate when selling a house work is a prerequisite for becoming a licensed electrician, so you must be at least 18 years of age.
Lock Double glazing repairs london in London are frequently required and
there are a variety of locksmiths in London to assist you in this task.
They can help with any security problem, whether you need your lock replaced or repaired.
You’ve found the best onlyfan nudes on the internet.
For your viewing pleasure we’ve listed the most
popular 4! Daisy Dray, Corinna, Bella Bumzy, and Emmy.
Find out more about them below! Also, take a look at these
exclusive clips:
A fight was fought at the King’s Poker Tournament on Saturday.
According to a King’s regular the fight occurred only
a few feet away from him. He described the fight as
bloody, random and a second one.
My web page; 제왕카지노; Gilda,
Great website. Lots of helpful information here.
I’m sending it to several friends ans additionally sharing in delicious.
And naturally, thank you on your sweat!
Stop by my homepage – Replacement Double Glazed Glass Only Near Me
A locksmith 24 hours a day is useful in any scenario.
You might have a locked door or a damaged key. If you require immediate
assistance from a locksmith, call your family, friends,
or a 24hr locksmith
to assist you in getting back inside your home.
Pretty nice post. I just stumbled upon your weblog and wished to say that I have truly enjoyed browsing your blog posts.
After all I will be subscribing to your rss feed and I hope you write again very soon!
My page; double glazing replacement brentwood
You may be curious about the cost of fixing double glazed windows Repairs near me-glazed windows if have
recently purchased a double-glazed window.
There are many health benefits to making use of CBD e-liquids.
However, it’s important to remember that the UK is a law-abiding country.
The UK government has banned the cultivation of cannabis plants
and produces CBD in the form of cbd vape juice uk Isolate.
What is the time when a Mesothelioma law
Settlement Payment Made? A Mesothelioma settlement payment is made
when defendants agree to pay the plaintiff a lump sum of money to cover the disease they caused.
Online gambling has become very popular in the past decade.
In 1996, there were just fifteen websites. In 1997,
there were over 200. In 1998 an Frost & Sullivan report stated that online gambling generated $830 million in revenues.
my web-site; blackjack [https://tlil.nl/online583456]
If you’re looking for a professional double glazing repairs near me crawley
glazing repair in Crawley, call Double Glazing Crawley right away.
They’ve got years of experience dealing with different types of issues, and have been through the training required.
Online gambling; Keenan, has become extremely popular in the last decade.
In 1996, there were only fifteen websites. In 1997, there were
more than 200 websites. According to Frost & Sullivan, online gambling had brought in $830 million in revenues in 1998.
Professional window installation (earnvisits.com) installers are equipped with a vast toolbox.
They utilize a variety of sealants that are exceptional adhesive compounds, adhering
substances, and components to create perfect miter joints.
I’m extremely pleased to discover this website. I want to to
thank you for ones time for this wonderful read!! I definitely enjoyed every bit of it and i also have you saved to fav to
look at new information on your blog.
Its such as you learn my thoughts! You seem to know a lot about this,
like you wrote the e book in it or something. I believe that you can do
with a few percent to power the message house a bit, however instead of that, this is magnificent blog.
A fantastic read. I’ll definitely be back.
Hello everybody, here every one is sharing these familiarity, so it’s nice to read this website,
and I used to go to see this blog all the time.
If you are contemplating changing the look of your home, you can consider getting uPVC
windows Milton Keynes Windows Keynes.
These windows are available in a variety of styles and
colors that complement the style of your home.
Masturbation Toy toys for males have changed the
way that men interact socially. What was once
reserved for a fringe subculture has become an everyday
item for every day people. Technology has made connecting easier than ever before.
Yes! Finally something about cbd vape juice Uk vape oil uk.
If you’re on the move and require transporting your Folding Mobility scooter scooter, one of the best options is a foldable mobility scooter.
These scooters fold down into a small lightweight, easy-to-load box which can be easily loaded into a car.
Hi, I do believe this is an excellent website. I stumbledupon it ;
) I am going to come back once again since i have book-marked it.
Money and freedom is the best way to change, may you be rich and
continue to help others.
Stop by my page: drinking water contamination
You should search for uPVC windows in Sash Window Repair Watford UK
from a company that offers the widest selection of
products at an affordable price. CS Windows offers windows for
commercial and residential properties in the region.
Door Repair Milton Keynes KEYNES offers a variety of double glazing options to suit your home.
They also offer commercial window replacement and installation services.
CBD Hemp Gummies Near Me Uk
are an excellent source of CBD to help you relax. These delicious treats are made with natural
ingredients and have flavorful fruity flavors that make it tempting to buy more.
I enjoy you because of all your efforts on this website.
My mom enjoys working on investigations and it is simple to grasp why.
We notice all of the lively method you offer effective tricks on the blog and in addition increase participation from other people on this subject matter
then our daughter is really studying a great deal. Enjoy the rest of
the year. You are doing a really good job.[X-N-E-W-L-I-N-S-P-I-N-X]I’m really impressed
together with your writing skills as well as with the layout to your weblog.
Is this a paid theme or did you customize it your self?
Anyway keep up the excellent high quality writing, it’s uncommon to peer a nice
blog like this one nowadays.
my site loans for bad credit
You have found the right site if are looking for an online
Agen Slot Pragmatic that is
safe, legal and reliable. Pragmaticplay is an online casino that
is located in Malaysia has an extensive list of satisfied customers.
I could not resist commenting. Very well written!
There is always a reliable locksmith in your area. A quick call to a
locksmith will resolve your lockout problem and allow you back in your home as quickly as you can.
my page: locksmiths near me
asbestos Settlement
lawsuits may have serious financial implications.
In many cases, multimillion-dollar settlements been given to plaintiffs.
Window repairs made with uPVC are an excellent method to improve the performance of
windows. While the problem may appear to be minor If it’s not treated minor issues could become major problems that render them
useless or even hazardous.
Also visit my web page: Replacement double glazing panes stevenage
Upvc window repair near me windows are a popular
choice in homes of today, but they might need to be
replaced from time to time. Certain repairs are simple
such as replacing the seal. Others require professional
expertise.
An outstanding share! I have just forwarded this onto a coworker who was doing
a little homework on this. And he actually ordered me lunch
due to the fact that I found it for him…
lol. So allow me to reword this…. Thanks for the meal!!
But yeah, thanx for spending time to discuss this topic here on your blog.