Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hey! Would you mind if I share your blog with my zynga group?
There’s a lot of people that I think would really appreciate
your content. Please let me know. Many thanks
This is really interesting, You’re a very skilled blogger.
I have joined your rss feed and look forward to seeking more of
your fantastic post. Also, I have shared your website in my social networks!
I love this site – its so usefull and helpfull.
link
Tһеse are really wonderful іdeas in about bⅼogging.
You have tuched some good things here. Any way keep up wrinting.
Way cool! Some very valid points! I appreciate you penning this write-up and
also the rest of the site is very good.
Howdy! This is my first visit to your blog! We are a collection of volunteers
and starting a new initiative in a community in the same niche.
Your blog provided us beneficial information to work on. You have done a outstanding job!
I quite like reading an article that can make people
think. Also, thanks for permitting me to comment!
The Totmania virus is an adware type virus that is known for its ability
to redirect victims to commercial websites and trick users into giving out personal details.
my homepage – 토토업체
Meogtwigeomjeong could be the ideal game for you if you enjoy games that are
just luck. This card game shares more elements with slots than any other game at
casinos. You place a bet on one particular combination of cards.
my blog :: 먹튀검증
Hello! I’m at work surfing around your blog from my new iphone!
Just wanted to say I love reading through your blog and look forward to all your posts!
Carry on the outstanding work!
broad Spectrum cbd for sale uk
Spectrum CBD is a well-known form of cannabis-derived cannabinoid.
It’s extracted from cannabis and distills into a high level of.
The most well-known method of obtaining this product
is carbon dioxide.
You might be interested in the costs of window glass repair in your area if you own windows.
A single glass pane can be replaced for around $45; whereas a complete skylight or bow window repair
could cost up to $1,000 and could go up to $1,000.
If you’ve noticed that your glass is damaged, it’s time
to consider window glass repairs glass repair.
This guide will inform you the right glass to use, how much it will cost, as well
as suggest an experienced Glazier. Window glass repair
is not an easy task.
Double glazing is a great option for your office or home.
Double glazing increases insulation and keeps out outside sounds like traffic noise or from a pub.
With less noise it’s easier to concentrate on your work or simply enjoy your home.
Here is my web page … doors reading
Greetings! Very useful advice in this particular post! It’s the little
changes which will make the most important changes.
Thanks a lot for sharing!
If you’re looking to upgrade the electrical components inside your home, you could be wondering about the process.
Your Consumer Unit will typically power up to four circuits.
In the 1950s and 1960s, a single socket and light was the
commonplace.
my blog post … smoke alarms luton
Plus, taking the funds more than time delivers you with a «do-over» card.
my web-siteAdditional info
Pretty nice post. I simply stumbled upon your blog and wanted
to mention that I’ve really enjoyed browsing your weblog posts.
In any case I will be subscribing to your feed and I’m hoping
you write again very soon!
It is crucial to find an established company for emergency Glass repair Near Me repair near you.
This article outlines some of the most important factors to look for in an emergency glass repair service.
Before you can play at King Casino, you must be
at least 18 years old and have an acceptable payment method.
Stakes vary for various games however the «Help»
screen can tell you what you can win and the amount you’ll lose.
Feel free to visit my webpage … 제왕카지노사고
I love what you guys are usually up too. This type of clever work and reporting!
Keep up the very good works guys I’ve incorporated you guys to blogroll.
Here is my blog post; ont binance
I am regular reader, how are you everybody? This paragraph posted at this web site is really pleasant.
Here is my homepage best Cbd vape juice uk
Electricians in Emergency Electrical Repairs Flitwick
can provide you with the highest quality service.
Electric Master’s expert technicians are
highly trained and capable of finishing any task quickly.
They wear shoes covers and will never leave your house incomplete.
I read this paragraph fully about the resemblance of newest and previous technologies,
it’s amazing article.
Follow your favorite TV stars to find amazing Only
Fans accounts. We’ve listed a few below. Follow them to learn more about their
lives and join of the growing online community of erotica.
Also visit my web page :: top onlyfans Account
If you’ve ever been interested by the Toto website, you’re not alone.
The site provides a variety of games that you can play by yourself or with your friends.
Also visit my blog … 안전토토, Earnvisits.Com,
You could definitely see your enthusiasm within the
article you write. The world hopes for even more passionate writers like you who aren’t afraid to mention how they believe.
At all times follow your heart.
A 510 CBD cartridge contains 300 mg Cbd vape Cartridges uk as well as
UK Cheese flavoured terpenes. The premium cartridges are made with an exceptional
extraction of hemp that results in a pure product. To use them,
you will require an battery 510.
find best asbestos awareness training australia licence in below
permit work training
Having read this I thought it was really informative. I appreciate you finding the
time and energy to put this informative article together.
I once again find myself personally spending a lot of time both reading
and commenting. But so what, it was still worth it!
It is not my first time to pay a quick visit this website, i am visiting this site dailly and get nice data from here everyday.
If you require electrical work done local electricians In Biggleswade your home, it is essential
to contact an electrician in Biggleswade. You might be shocked
to find out that your circuit breaker has been tripping frequently or that your electric
bill are increasing.
There are many ways to find Oracle NetSuite advisors.
Certain advisors are certified by GSI While others are not.
This article will provide more information about the oracle netsuite advisor,
https://www.isisinvokes.com/smf2018/Index.php?Action=profile;u=221672, NetSuite advisors that are certified.
You might be wondering how to obtain an Mesothelioma and
Asbes Asbestos settlement.
There are numerous factors to take into account, including the Trust size, the procedure
and the timeframe.
Totosaiteu is a form of lottery game wherein you wager on numbers to win the prize.
Like other casino games the aim of this game is to create more combinations and win more.
Visit my website … 토토사이트
A sexdoll is an excellent idea for a gift for men.
They look and feel exactly like real women. There are dolls on sale from other countries!
You’ll be amazed by the variety of dolls for auction! Here are some things you
should know about buying the sexdoll.
agen slot gacor
judi slot online terpercaya ini menawarkan rata rat tema permainan slots
gacor. The slot gacor berasal dari Pragmatic Play dan sononya.
This is a re-imagining of the slot game. It is worth playing because of its
thrilling themes and graphics.
A Sexdoll Asian Love Doll is a distinctive
doll that is ideal for romance and sex. They’re typically small and
have black hair and chests that are flat. You can transform them into Ladygirls or
Ladyboys depending on your preferences.
If you’re in a locksmith emergency locksmith near My area
you’re in luck. Locksmith services are available
all hours of the day. You can get lost keys replaced
immediately. While a replacement lock installs your business can continue to
run smoothly.
Thanks for sharing your thoughts on letou. Regards
To pitch a startup, it’s important to have a pitch deck.
While an Elevator pitch deck team is all about that,
a pitch deck is vital for startups to raise money.
It contains the Business model slide, as well as the Key Team
members.
A locksmith emergency near me
could be of great help if you have locked yourself out of your
home and require immediate assistance. Maybe you’re out of town or it’s late at night
and you don’t have access to the telephone.
There are many advantages to Double glazing windows-glazed windows, but
they also carry an increased price. This is due to
the fact that they use more materials and require more installation work.
Who are the most hot onlyfans top nude (Jane) nudes of all time?
These women have it all! You can choose from naughty the nympho
next to you Katie to the petite princess Lauraleigh and many more!
Pırlanta kolye yaş aralığı fark etmeksizin, hangi yaşta olunursa olunsun kadınlar için en şık ve zarif takılar arasında yer almaya devam ediyor.
Firmamızın sağladığı sertifikalı pırlanta hizmetimiz sayesinde güvenilir ürünlere sahip olabilirsiniz.
Günümüzde oldukça fazla tercih edilen tek taş kolyelerin de üretimini en kaliteli
şekilde gerçekleştiriyoruz.
When buying CBD hemp flower, search for one that has
a policy of sending a sample to a third-party lab to be tested.
This assures the purity of the product as well as checking
terpene proportions and cbd flower Uk, 흑곶감.kr, profiles.
Undeniably believe that which you stated. Your favorite reason seemed
to be on the web the easiest thing to be aware of. I say
to you, I certainly get annoyed while people think about worries that they plainly don’t know about.
You managed to hit the nail upon the top as well as
defined out the whole thing without having side-effects , people could
take a signal. Will probably be back to get more.
Thanks
My homepage :: cbd Eliquids
What’s up, its good post regarding media print, we all understand media is a great source of information.
My web site; Carmela
Sometimes you’ll need to install a central lock.
This could be due to repairs or new doors being bought.
However installing a lock not an easy task, and most people aren’t up to the challenge.
my site … islington Locksmith
Way cool! Some very valid points! I appreciate you penning
this article and also the rest of the website
is extremely good.