Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello it’s me, I am also visiting this site daily, this site is
genuinely good and the users are in fact sharing fastidious thoughts.
That is very interesting, You are a very professional blogger.
I’ve joined your feed and look ahead to in quest of more of your fantastic post.
Additionally, I have shared your site in my social networks
Do you have a spam problem on this site; I also am
a blogger, and I was curious about your situation; many of us have
developed some nice methods and we are looking to swap
techniques with others, please shoot me an email if interested.
The $3 Power Play ticket matched thee numbers onn all 5
white balls to win $1 million.
Check out my web-site – Extra resources
Cool blog! Is your theme custom made or did you download it from somewhere?
A design like yours with a few simple adjustements would really
make my blog stand out. Please let me know where you got your theme.
Thanks a lot
Do you mind if I quote a couple of your articles as long as
I provide credit and sources back to your blog?
My blog is in the very same area of interest as yours and my visitors would genuinely benefit from some of the information you present here.
Please let me know if this alright with you. Regards!
Наш интернет магазин предлагает вам приобрести у нас любые базы для Xrumer и GSA, allsubmitter
Вы занимаетесь продвижением сайтов?
Тогда вам к нам. У нас вы можете выбрать любую
нужную
для вашей работы базу для прогонов Xrumer и GSA,
allsubmitter по разной ценовой категории.
к нам в группу о различным вопросам адрес группы в
телеграмм @pokras777 либо в скайп pokras7777
I was just seeking this info for some time. After 6 hoours of confinuous Googleing, finally I gott it in your website.
I wonder what’s the lack of Google strategy tthat do not rank this kind
of informative web sites in top of the list.
Generally the top webstes are full of garbage.
Stop by my web blg free spanish course
It’s awesome foor mme too habe a website, whch iss usefgul in support off mmy knowledge.
thanks admin
On the weekend, a fight was fought at the King’s Poker Tournament.
According to a King’s regular the fight took place only a few feet away from him.
He described the fight as random, bloody and a fight that
lasted for a second.
Also visit my web blog: 제왕카지노가입코드
tommy Chong’s Nice dreams cbd review Chong’s CBD Nice Dreams
sleep tincture is a fantastic choice for those who are looking for a natural way
to get a good night’s sleep. Not only does it help you get
a restful night’s sleep, but it’s a highly
affordable option.
Wooden windows are a popular choice for many homeowners.
The rustic appeal of these windows can be seen in the polished
poles and the lumber borders.
my webpage … double Glazing high Wycombe
When you need electrical installation Company in luton refitting in Luton it is essential to choose
a professional company. If you don’t want two jobs, it is a good idea to choose a local company.
There are many aspects to consider when searching for an electrician in your neighborhood.
An electrician who is able to repair and maintain appliances that are damaged is essential.
Here is my web-site; local electricians near me;
Ermelinda,
If you’ve been in search of an online casino with a fresh look, judi slot online, Florida, Gacor might
be the ideal spot to begin.
Contrary to other toys that are erotic, unlike other erotic toys, an asian Sexy doll sexuality doll is very realistic, made
with expert craftsmanship.
Gummy bears made from Vegan Gummy Bears sour an alternative for
stoners to an old favourite. These sour gummy bears mix THC with a super-sour taste for a delicious and
sour-tasting treat.
If you require a 24 hour emergency electrician in Bedford contact
the Emergency electrician Bedford
Electrician at Electric Master. They have the experience and the ability
to solve any electrical problem. They will respond within 30 minutes of receiving your
message.
Wow that was unusual. I just wrote an really long comment but after I
clicked submit my comment didn’t appear.
Grrrr… well I’m not writing all that over again. Anyhow, just wanted to
say great blog!
It can be difficult to find a locksmith in my area. There are many options to locate a Nearest Locksmith in your neighborhood.
Prices can vary based on the type of lock you’re using.
If you’re a fan of playing online slots you might be interested in reading a
report on the different online casinos that offer Agen Judi Slot games.
The most popular games are 77DRAGON SHIBA889, and Joker123.
Hello there, You have done a fantastic job. I’ll definitely digg it and
personally recommend to my friends. I am sure they will
be benefited from this website.
My brother suggested I might like this website. He was totally right.
This post actually made my day. You can not imagine simply how much time I had spent for this information!
Thanks!
If you require your locks replaced or repaired There’s no better moment to call a 24-hour 24/7 locksmith.
They’re ready to help whenever you call, and they’re always fast.
They’re also experienced, so you know exactly what they’ll do when they arrive.
There are many things you should consider when looking for 24hr Locksmith.
If you live in a busy location, a 24-hour locksmith will arrive in a short amount of time.
This is vital in case of emergency, and a 24 day locksmith is available day and night.
It’s time to call a locksmith in your area. Before you call a nearest locksmith (Gloria) there are some things to
take into consideration before selecting one.
Hello There. I found your blog the use of msn. This is a very well written article.
I will be sure to bookmark it and come back to
read extra of your useful info. Thank you for the post.
I’ll definitely comeback.
My blog Iogsport Slot
Pretty section of content. I just stumbled upon your site and in accession capital to assert that I acquire in fact enjoyed account your
blog posts. Any way I will be subscribing to your feeds and even I achievement you
access consistently fast.
My site Best Onlyfans For The Money
If you’re interested in getting your hands on some
cbd hash online (Hermine) UK hash, you’ve come to the right place.
The UK has legalized CBD for medical reasons.
What is CBD hash oil? The oil is a concentrated type
of cannabis extract.
CBD Hemp Extract Gummies Near Me Uk are an ideal way for CBD to be
taken in without the need for an entire pill. There are numerous options of
CBD Gummies. They come in various sizes and concentrations.
Online gambling is no exception to the rule. The internet is a valuable source of
information. Online game operators offer more bonuses and file
spins as gamblers are discovering the fun and excitement of online Slot Pulsa, https://Ourclassified.Net/User/Profile/2125986, games.
Do you require an Emergency Lock Service locksmith service
near you? Car lockouts can be a stressful situation, especially in the case of
bad weather outside. These are some tips to help you find a dependable locksmith in your location.
The beginning of the effects of marijuana on the body can be delayed by up to three hours when it is consumed in the form of a food item.
my web blog :: Edibles
Everything iis ver opn wjth a clear clarification off thhe
challenges. It wass relly informative. Yourr siite iss extremely helpful.
Manyy hanks foor sharing!
There are many options available when it comes to finding an electrician local to your home in emergency electrical repairs biggleswade.
It is crucial to do some research prior to hiring one
to ensure that the work is done to the highest standard.
It isn’t easy to find an electrician close to you However,
it’s possible. The best way to find one is to speak to acquaintances or look online for reviews.
Once you’ve found a few electricians, get estimates from them all.
my webpage :: electrical companies near Me
If you’re a gamer and are looking for a brand new online casino, you should test Situs Slot Terbaru 2022.
This casino online is a reputable supplier of games for casinos,
and offers a number of advantages over other similar sites.
If you have never played online casino bandar judi casino online terpercaya judi, you’re in for an exciting experience!
You can play the world’s most played games
from the comfort of your own home.
If you’re thinking of buying CBD oil wax online, there are several things
to be aware of before making your purchase. Here are some suggestions to choose a reputable
buy cbd oil wax wax product.
Learn how to vape CBD wax.
Toto lists reliable and reputable online gambling websites.
It safeguards your identity and personal information from cyber-attacks.
It also allows you to place your wagers with confidence.
In this article, we’ll look at the advantages of
Toto.
Also visit my page; 토토야
Many people are unaware of the number of locks on their
doors and windows until they encounter a problem with them.
Emergency Call Outs In Horsham And Surrounding Areas Locksmith is
able to offer quick assistance for any lock-related issue.
Locksmith 24 Hr Lock Smith hours can be useful in any scenario.
You might have a locked door or a broken key.
Do you want to unwind with CBD-infused chocolates? It offers
a range of benefits, such as re-energizing and sleep-inducing properties.
cbd infused chocolate For sale [http://www.nitessatun.net]-infused chocolate is
also made from organic hemp, meaning there aren’t any side effects.
Great website. A lot of helpful info here. I am sending it
to a few buddies ans additionally sharing in delicious.
And naturally, thanks for your sweat!
My site; Cbd E Liquid 2000Mg Uk
It is crucial to remember that the UK market for
Cbd Edibles Near Me
edibles is massive and that there are many options
to pick from. The most popular kinds of edibles are CBD Gummies and Tinctures.
While DIY options may seem appealing, it’s best to hire a Local electricians in my area electrical contractor to do the work.
An experienced electrician can reduce costs and
ensure that the job is done safely.
Many individuals usually do not spend some time to
find out about healthy Skin Care Set care or even to make any endeavor, in effectively
taking good care of their skin area.
If you’re looking to have new windows put in your home, you may be wondering how much it
will cost. This article will show you the cost to install Double Glazed Window Installation (Mickle.Tk)-hung
windows in your home.
The online gambling industry is not an exception to the general rule.
The internet is an excellent source of information.
Feel free to visit my web site – agen slot
For hottest information you have to visit the web and on web I found this site as
a most excellent site for latest updates.