Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Can you tell us more about this? I’d love to find out some
additional information.
This design is spectacular! You most certainly know how to keep a reader amused.
Between your wit and your videos, I was almost
moved to start my own blog (well, almost…HaHa!) Excellent job.
I really enjoyed what you had to say, and more than that, how you presented it.
Too cool!
Feel free to visit my homepage … inflatable thanksgiving decorations
You could definitely see your skills within the article you write.
The arena hopes for more passionate writers such as you who are not afraid to say how
they believe. All the time go after your heart.
Its like you read my thoughts! You appear to understand so much approximately
this, such as you wrote the e book in it or something.
I think that you just could do with some % to drive the
message house a little bit, but other than that, this is excellent blog.
A fantastic read. I will definitely be back.
This article is truly a good one it helps new net visitors,
who are wishing in favor of blogging.
My web-site – fake blood
Why visitors still use to read news papers when in this technological globe the whole
thing is presented on web?
Excellent beat ! I would like to apprentice at the same time as you
amend your site, how could i subscribe for a blog site?
The account aided me a applicable deal. I were tiny bit familiar of this your
broadcast offered bright clear concept
I do not even know the way I ended up right here, however I thought this
submit was good. I do not know who you’re but certainly you’re going to a famous blogger in case you aren’t already.
Cheers!
Here is my web blog halloween makeup
Undeniably believe that which you stated. Your favorite
justification appeared to be on the web the simplest thing to
be aware of. I say to you, I definitely get irked while people
think about worries that they just do not know about.
You managed to hit the nail upon the top as well as defined out
the whole thing without having side effect , people
could take a signal. Will probably be back to get more. Thanks
My site :: easy halloween makeup
My family members all the time say that I am killing my
time here at net, however I know I am getting familiarity all the time by reading thes
good content.
Write more, thats all I have to say. Literally, it seems as
though you relied on the video to make your point. You obviously know what youre talking about, why waste your intelligence on just posting videos to your site when you could
be giving us something informative to read?
If you drop your ticket, getting your name on thee ticket ssuggests that no one else will be
in a position to cash it in.
My blog; Great post to read
It is crucial to find locksmiths that are Locksmith Near you.
It doesn’t just simplify the process but also reduces stress.
You’ll receive an update of your job’s progress and a baseline price estimate.
If you desire to grow your know-how only keep visiting this web page
and be updated with the hottest information posted here.
We absolutely love your blog and find a lot of your post’s
to be exactly I’m looking for. Do you offer guest writers to
write content for you personally? I wouldn’t mind writing a
post or elaborating on a few of the subjects you write
concerning here. Again, awesome site!
My blog post :: Door Repairman Near Me
Although some people aren’t certain what sexdolls actually are but they’re an integral part of adult websites and have become a favored
pastime for a small number of people. There are two
types of dolls, female and male with different purposes.
Also visit my webpage … Sexual doll
Retinol is a powerful antioxidant that also acts as a cell-regulating.
It is the most effective anti-aging nightcream. This
potent anti-aging Best Night Cream Uk cream
is formulated with brightening vitamin A.
There are numerous benefits to drinking CBD beverages, however, it’s
crucial to choose one that is suitable for you. The first
thing to consider is that Cbd waters online must be water soluble,
so it will dissolve in liquids easily.
Prices for seo services pricing services vary depending the
amount of work required. Some of the services may be
provided on a one-off basis, whereas others are paid on an ongoing basis.
You’ve found the right place if you’re looking for double
repair of your glazing in new windows High Wycombe Wycombe.
Montrose Glass has been in operation for more than 50 years.
You may be interested in this review of the different casinos online that offer
agen slot gacor hari ini machines.
Joker123, SHIBA889 and 77DRAGON are among the most played games.
Check out the following article to learn more about each!
One of the many features you need to look at in real sexdolls is the substance
they are made of. If they are made from plastic, they’ll typically be made
of TPE which is an acronym for thermoplastic elastomer.
My web blog realistic Sexdoll
As an individual customer, you could need a reliable locksmith
in locksmiths islington who can not
only help to unlock your car or home, but also help you gain access to your possessions.
Hola! I’ve been following your website for a long time now and finally got
the bravery to go ahead and give you a shout out from Porter
Texas! Just wanted to mention keep up the fantastic work!
Here is my blog post :: inflatable thanksgiving turkey
You should seek out electricians near you if you are looking for a professional to do electrical repairs or
even install your home’s electrical wiring. Electricians
4 You is an example of a reputable local emergency Electricians electrician.
UPVC door panels for upvc doors
are durable flexible, affordable and adaptable If you’re
thinking of installing them in your home they’re an excellent option. Continue reading to find out more about advantages of
UPVC doors panels.
Toto Eobche is not the only celebrity to have disclosed
their net worth. You don’t have to be famous to figure out their net worth.
To begin you can learn his age and gender as well as life expectancy.
Also visit my web blog; 토토사이트
Double glazing windows
have many benefits. It reduces the loss of heat and noise pollution. It also lowers the cost
of energy for your home. It can increase the value of the home.
Here are some tips to install your new window:
Are you thinking about upgrading your windows?
If so, you might be wondering where you can find the best
window installer in New York. This article will talk about the cost and
energy efficiency along with the different alternatives.
Here is my web site: double.glazing Repairs
My coder is trying to persuade me to move to .net
from PHP. I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using WordPress on several websites for about a year and am concerned about switching to
another platform. I have heard excellent things about blogengine.net.
Is there a way I can transfer all my wordpress content into it?
Any kind of help would be really appreciated!
Here is my blog post: thanksgiving yard inflatables
Heya fantastic website! Does running a blog similar to this take a massive amount work?
I have virtually no understanding of computer programming however I had been hoping to start my own blog in the near future.
Anyways, should you have any ideas or tips for new blog owners please share.
I understand this is off topic however I just wanted to ask.
Kudos!
Feel free to surf to my page: thanksgiving yard inflatables
Sexdolls can be a great solution for couples with low budgets.
Only the doll and accessories are expensive.
A sex doll of your own can make you feel happier and ease loneliness.
There are many sizes and specifications available to fit any
budget.
Here is my page :: Sexdoll
If you are in need of glass repair service repairs on your vehicle, there
are several options. Repair kits that you can make yourself are very useful, however they are not recommended for major accidents.
When a service charges by calculating a profit on the surface of their cost,
the price you can end up very manipulated. For example, a fifty percent markup
on the ten dollar part is five dollars.
Here is my blog car lock Outs
You may want to look for Upvc Door installers who can create
custom designs if you’re considering upgrading your windows.
In the UK windows, most are bespoke and made to order,
so you can have unusual shapes created as well.
Pretty nice post. I just stumbled upon your weblog and
wished to say that I’ve truly enjoyed surfing around your blog posts.
After all I will be subscribing to your feed and I hope you write again very soon!
Look into my site inflatable thanksgiving decorations
Open open source cryptocurrency crypto payment gateway no kyc support (Louie) gateways provide the most secure way to make payments for cryptocurrency.
They offer no chargeback transactions, security through
blockchain technology, and low fees.
Broad best full spectrum water-soluble cbd water-soluble CBD powder is
an exclusive form of hemp-derived cannabis
that is nano-encapsulated and water-soluble. It contains
the complete range of cannabinoids and is
blended into any water-based item.
It’s not easy to turn down an opportunity, but locksmiths are available 24 Hr Locksmiths hours
a day. are readily available to assist the community in times of crisis.
Locksmiths may refuse jobs that they believe to be scams or set-ups.
Hi everybody, here every person is sharing these kinds
of knowledge, therefore it’s nice to read this website, and I used
to pay a visit this blog every day.
Also visit my webpage … inflatable thanksgiving turkey
A silicone love se x doll is a realistic choice if you are looking
for the sex toys that look more real. They’re made of silicone
and have an EVO metal structure. They look real. You can use silicone love dolls to perform hair transplants or apply makeup.
This article will look at the different kinds of investors looking for entrepreneurs seeking to invest in projects.
These include private equity companies and venture capitalists,
angel investors as well as crowdfunded companies. Which kind
of investor is right for you?
If you’re on a budget it’s possible to get a great cheap Dab rigs rig.
They are typically less than $50 and are perfect for beginners who
want to test dabbing. You can make use of different kinds of dabbing using the
different nail sets you get.
You might be wondering what the best option is if you
have locked your key in the locksmith near Me for Car keys.
The good thing is that there’s many methods to get it out.
If you enjoy games which require pure luck meogtwigeomjeong could be
the game for you. The game of cards has more in common with slots than any
other casino game.
My site – 토토
Hi i am kavin, its my first time to commenting anywhere, when i
read this piece of writing i thought i could also create comment due
to this brilliant article.
Cbd hampshire oil has numerous advantages, but you
could be wondering if it’s suitable for you. This article provides a comprehensive overview of the
subject and addresses some of the most commonly asked questions.
There are many aspects to take into consideration when deciding if cbd london is right for you.
We will go over the advantages and adverse effects of CBD, and how it interacts with other medicines.
There are also safety concerns to take into
consideration.
If you’re seeking a reputable genuine, safe, and reputable
online Agen Slot Pragmatic Play machine If so, then you’ve found
the right site. Pragmaticplay is the best online casino that is based
in Malaysia and has a long list of satisfied customers.
Hi there mates, its wonderful piece of writing concerning educationand completely explained, keep it up all the
time.
Also visit my web blog: easy halloween makeup