Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I’m not sure where you’re getting your info, however great topic.
I needs to spend com a porn while finding out more or figuring out more.
Thanks for wonderful information I used to be searching for this information for my mission.
Download the WAVY News App to preserve up with the
most recent news, climate and sports from WAVY-Television ten.
Here is my web site; Go to this site
As the admin of this website is working, no uncertainty very soon it will be well-known, due to its quality contents.
Here is my homepage … thanksgiving inflatables
An outstanding share! I’ve just forwarded this onto a
co-worker who was conducting a little research
on this. And he in fact bought me dinner because I
found it for him… lol. So allow me to reword this….
Thanks for the meal!! But yeah, thanx for spending some
time to discuss this issue here on your blog.
Have a look at my blog post: makeup halloween
Very quickly this website will be famous among all blogging people, due to it’s pleasant
posts
Feel free to visit my blog … inflatable thanksgiving decorations
Do you have a spam issue on this blog; I also am a blogger, and I was curious
about your situation; many of us have created some
nice methods and we are looking to swap strategies with others, why not shoot me
an email if interested.
Wow, amazing blog layout! How long have you been blogging for?
you make blogging look easy. The overall look of your site is fantastic, as well as the content!
Here is my homepage zombie makeup
naturally like your web-site however you need to check the spelling on quite a few of your
posts. Many of them are rife with spelling problems and I in finding it very troublesome to tell the truth then again I will definitely come again again.
Also visit my site … cashofferplease
Hello, I enjoy reading all of your article post.
I wanted to write a little comment to support you.
my web page: inflatable thanksgiving turkey
Way cool! Some extremely valid points! I
appreciate you penning this article plus the rest of the site is really good.
Pinoy community forum ѡhеre the latest sex scandal, sex videos аnd otheг rare shares ɑre posted.
Visit us at https://katz.to ᧐r katz . to
seo price uk costs in the UK are very different in the UK.
To get an idea of the cost, you can break it
down into daily, hourly, and monthly rates.
Pretty part of content. I simply stumbled upon your weblog and in accession capital to assert that I
get in fact loved account your blog posts. Any way I will be
subscribing to your feeds or even I achievement you get right of entry to persistently quickly.
my blog post: bandar Judi Slot online terpercaya
Totosaiteu is the symbol on the back of the
cards that a dealer considers part the deck of cards.
Roulette is a variation of this game, where players place bets
on just four numbers, hoping that a combination of these numbers will be a winner.
Review my website … 토토사이트 추천
hi!,I love your writing very much! share we keep up a correspondence extra about your post on AOL?
I require a specialist on this house to unravel
my problem. May be that’s you! Having a look ahead to peer you.
Here is my blog post :: repair upvc door – Natasha –
Thank you, I have just been looking for info approximately
this subject for a while and yours is the greatest I’ve found out till now.
However, what concerning the conclusion? Are you positive
in regards to the source?
my site: thanksgiving yard inflatables
The first thing you need to be aware of about sex with a doll Sexing is that it is quite
different from sex with a real woman.
Good day very cool web site!! Guy .. Beautiful .. Amazing ..
I will bookmark your site and take the feeds additionally? I’m glad to
search out a lot of helpful info here in the post, we need develop more techniques in this
regard, thank you for sharing. . . . . .
There are numerous sources for finding an expert contractor for your front door replacement.
Ask your neighbors for recommendations. Some of them may have
already used a contractor in your neighborhood.
Hi, Neat post. There’s a problem together with your site in internet explorer, would test this?
IE still is the marketplace leader and a huge part
of other folks will pass over your magnificent writing
due to this problem.
Here is my web-site: Judi online slot
If you’re locked out of your car, house or office, you
can call a 24-hour local locksmith 24H to come and assist you in the
fastest time possible. These locksmiths have a lot of experience and are able
to quickly diagnose the issue.
You may be interested in the different materials and design characteristics of double memory foam mattresses double bed (lostcrypt.com).
It is easy to get caught up in the trap of purchasing the first best mascara Uk 2021
you find. You’ll want to ensure that it doesn’t contain any allergens, so you should conduct some research about the ingredients.
This is very interesting, You are a very skilled blogger.
I have joined your rss feed and look forward to seeking more of
your magnificent post. Also, I’ve shared your web site in my social networks!
my blog; inflatable thanksgiving decorations
Yum Gummies’ sour-flavored Vegan Cbd Gummy Bears (https://Ourclassified.Net) chewies are a great option for
both children and adults who want a healthy snack. Made with
full spectrum hemp CBD, these tasty snacks are perfect for children as well as adults.
To shield your skin from the sun, a Mens Moisturiser With Spf for men with SPF is the
best choice. While the British aren’t as vulnerable from the sun as people living
elsewhere in Europe and Africa It is still recommended to wear some basic
skin protection.
Tetrahydrocannabinol is also
known as THC (active ingredient in marijuana) is a key ingredient.
The potency of marijuana depends on the type and quality of the plant.
Cannabis is produced from the resin of flowers of the female plants.
Pay With Crypto payment gateways are a excellent option for businesses who wish to accept cryptocurrency payments.
These secure payment options support cross-border payments as well as authentic digital signatures.
The second thing you will need to do is to be able to Car Key Replacement security
alarm on car. Since there are available various
options of car alarm sold in the market today, it will very easy to find
car alarm with the least expensive price you want.
excellent issues altogether, you just gained a logo new reader.
What might you suggest in regards to your publish that
you made some days ago? Any certain?
My blog post: upvc doors repairs
Togel HK is a cash-making game, unlike toto hk where you play to have
enjoyment. The payouts are also higher and
you can win a lot more than you put in. If you are seeking advice on how to play
the game of Togel HKG,
you’ve come to the right spot.
Are you looking for CBD flower for sale?
Exhale Wellness has exactly the thing you’re looking for.
They are grown with complete control over the manufacturing process, ensuring quality and security.
Here are some reasons why consumers like Exhale.
Toto Hk
products are available in Hong Kong in a variety of locations, including Tsuen Wan, Kowloon, Yuen Long Kau Hui, Tung Chung and Tung Nan. You can also purchase them online through retailers like Ubuy.
Sexdolls could be a great option for couples with small budgets.
Only the Sexual Doll
and accessories are expensive. Having your own sex doll can help you feel happy while easing loneliness.
Many people are wondering if CBD sweets actually have any effects.
The truth is that CBD sweets are extremely low in cbd sweets bulk (Gino) and are of no use.
Its such as you read my mind! You seem to know a
lot approximately this, such as you wrote the e-book in it or something.
I feel that you simply can do with a few percent to pressure the message house a little bit, but instead of that,
this is fantastic blog. A great read. I’ll definitely be back.
Also visit my web site; situs judi Online Slot
An emergency Locksmith Emergency is the best choice if
you are locked out of your home or vehicle.
It is easy to buy an affordable sexdoll nowadays. There are a
variety of different ways to go about it and one of the best
ways to acquire a cheap sexdoll are to buy a second-hand model.
My web page S Ex doll
Hey there! I just wanted to ask if you ever have any problems with
hackers? My last blog (wordpress) was hacked and I ended up
losing many months of hard work due to no backup.
Do you have any methods to stop hackers?
Hey would you mind stating which blog platform you’re using?
I’m planning to start my own blog soon but I’m having a difficult time deciding between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your design and style seems different then most blogs and I’m looking for something unique.
P.S Sorry for getting off-topic but I had to ask!
Feel free to visit my site – easy halloween makeup
The debate that surrounds sexual robots and dolls can be heated, and is a major influencer in research and educational materials.
These topics are more complex than they seem.
Also visit my blog post; Sex dollls
Understanding the functions of each door handle made
of upvc door Lock replacement is the best way to decide.
This article will cover the Cylinder Guard, Cylinder Pad
arrangement, sizes and Finishes.
If you’re looking to find a great bargain on CBD edibles There
are a lot of Cheap Edibles Uk CBD products to pick from.
These CBD gummies are a popular option for a lot of
people. These gummies contain 25mg of CBD and are completely vegan.
CBD gummies can be a convenient and safe way to consume the essential nutrients CBD.
hemp Extract gummies have a sweet taste which can reduce anxiety,
stress, and pain and can also boost mood and sleep.
If you’re in search of an online toto website you’ve come to the right spot.
This site offers a wide variety of games to choose
from. You can join forums to discuss various games. You can play
the games either by yourself or with your buddies.
Also visit my homepage :: 먹튀검증
Asbestos lawsuits have become a common legal problem.
The mass of lawsuits has forced a few of the best financially sound
firms to file for bankruptcy.
my blog post mesothelioma attorney
In the market for an sexual s Ex doll?
Why not buy one from a trusted website selling sexdolls? You can personalize your sexdoll
to suit your requirements if you’re not certain what to look for
in an sexdoll.
A mesothelioma Legal patient
may not be able afford to travel to top lawyers to file a claim.
Most mesothelioma cases are filed in more than one state, so finding a local lawyer
could be a daunting task.
A Sexdoll doll is a model you can play with that resembles your body.
It’s a great way to discover your love for sexual sex.
The beauty of a sexdoll lies in the fact that they are able to bring back powerful memories.
Look into my blog: sexdolls sale
excellent put up, very informative. I’m wondering
why the opposite specialists of this sector do not realize
this. You must continue your writing. I am sure, you’ve
a great readers’ base already!
Also visit my blog post; inflatable thanksgiving decorations