Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Now, specialists can analyze past numbers to see which
oness are most likely to support you strike it wealthy.
my web page Article source
I wanted to thank you for this good read!! I certainly loved every bit of
it. I have you saved as a favorite to check out new things
you post…
bookmarked!!, I like your web site!
Hi my friend! I want to say that this post is awesome,
great written and come with almost all significant infos.
I’d like to see more posts like this .
my page; zalgirisk01
Helⅼo there, I ⅾiѕcoveгed youｒ wеb site by the use
of Google at the same time as looking for a relɑtеd matter,
your ste came up, it looks great. I’ve bookmarked it in mу google bookmarks.
Hi there, simply became aware of your weblog tһru Google, and found that it’s really informative.
I’m goіng to be careful for brusѕеls. I’ll be grateful in the event you continue tһis іn future.
Numerⲟus other people will likｅly be benefited from yoᥙｒ
writing. Cheers!
Hey I know this is off topic but I was wondering if you knew
of any widgets I could add to my blog that automatically tweet my newest twitter updates.
I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would
have some experience with something like this. Please let me know if you run into anything.
I truly enjoy reading your blog and I look
forward to your new updates.
I do not even know how I ended up here, but I thought this post was good.
I do not know who you are but certainly you’re going to
a famous blogger if you are not already 😉 Cheers!
Hi there! I could have sworn I’ve been to this website before
but after checking through some of the post
I realized it’s new to me. Anyhow, I’m definitely happy I found
it and I’ll be book-marking and checking
back often!
It can be extremely stressful to have your car locked
out. But don’t be worried! Auto Locksmith Near Me Prices locksmiths who are experts
will assist you in getting back on road as fast as possible.
If you’re in need of a locksmith service in an emergency Locksmith Services You must be aware of the best places
to find one in your area. This article will help you understand the various
options you have that range from safe repairs to upgrades to keying locks.
Yes! Finally someone writes about slot dana.
The data pengeluaran HK hari ini wajib digunakan para pemain untuk
menebak hasil keluaran togel hongkong hari ini. This Data Hk is comprehensive and provides valuable information to referees and
players.
If you’re experiencing minor muscle soreness, you’ve probably heard about Best Cbd Muscle Balm
muscle balm. But what exactly is it? This product is a powerful remedy for sore
muscles, and it can be quite effective for severe cases.
There is definately a lot to find out about this issue.
I love all of the points you made.
Real adult dolls are
toys designed to simulate real sexual activities.
They come in various attractive shapes, sizes, features, and colors.
Some are real-life and allow full sexual interaction. Others are synthetic.
Sexdolls are the perfect solution for couples
who are on a tight budget. The only thing you’ll need to invest in are the accessories and the doll itself.
Your own sex doll can make you feel happy and ease loneliness.
My webpage – sexdoll
Are you in search of a sexdoll? You can purchase one from an established seller site for sexdolls.
If you’re unsure of what you should look for in a sexdoll you can always modify it to your preferences.
My web page: Sex Dollls
uPVC Windows London has many different styles of windows.
All replacement windows london are
fully sculptured glass and 100% lead free materials.
They are offered for sale throughout the year,
and are warrantied for a period of 10 years.
online porn video
Maybe it’s a good idea to remain in to see locksmiths in certain cases how to unlock a car door without the key get yourself a key paid.
It’s common if you are to lose their factors. This is especially true when you are dealing with older cars
that had thinner, smaller keys.
If you are searching for a reputable authentic, safe and secure online slot
machine, then you have come to the right spot.
Pragmaticplay is the best online daftar slot online casino, based in Malaysia
and has a long list happy customers.
If you’re considering buying cbd hemp wax near me oil wax
on the internet, there are a few things you should be aware
of before making your purchase. Here are some tips for choosing a quality CBD wax product.
Learn how to vape CBD wax.
You can always find a trustworthy locksmith in your area.
A quick phone call to a locksmith can resolve your lockout issue and get you back to
your home as soon as is possible.
Take a look at my blog Locksmiths near
Are you interested in accepting pay with crypto payments?
If so, there are several options available for merchants who wish
to accept crypto payments. Among them are Coinbase, BitPay, Shopify,
and Verifone.
It’s a great and enjoyable experiment to grow your own cannabis plants with seeds.
Cannabis female Seeds can be expensive and it’s worth it
to plant your own. Here are some tips to help you start.
Cbd gummies Uk vegan-flavored sweets are becoming more popular in the health and wellness sector.
While these candies look appealing however they are not
appropriate for children. Parents should keep them out
of the reach of children.
You can call an established locksmith service in your area to ask them to arrive within an hour if you’re in an Emergency Lock Smith.
Before choosing a locksmith, read reviews
on the internet, and inquire about how long they’ve been in the business for.
If you’re looking for a sexy, quality sex doll, then you’ve probably heard about the different types of silicone sex Silicon Love dolls available for auction.
If you’re looking to get started in your own garden,
but don’t know what to do there are plenty of great sites to
purchase seeds online. You can find helpful information on the RHS website.
Look into my web site – Uk seed Banks
A locksmith company that is commercial in Horsham Locksmith has many advantages.
They are experienced in handling all kinds of emergencies and can provide free quotes.
I love what you guys are usually up too. This kind of clever work and exposure!
Keep up the terrific works guys I’ve added you guys to our blogroll.
Premium hemp flowers are becoming more popular with buyers every day.
This unique kind of flower is a favorite in a variety of states.
The buds are thick and have vibrant shades of purple and green. The aroma is pleasant and relaxing.
Also visit my site; Gorilla Seeds
You’ll be amazed by the number of locksmiths 24 Hour,
minsktaxi.ru, on hand in case you’ve ever required one.
You can locate locksmiths in your area within minutes, from emergency services in Queens to West Palm Beach.
agen slot gacor
judi slot online terpercaya ini menawarkan rata rat tema
permainan slots gacor. The slot gacor berasal dari Pragmatic Play dan sononya.
This is an adaptation of the slot game.
In the market for a Sexdoll? You can purchase
one from an established seller site for sexdolls. If you’re not sure what you should look for in a
sexdoll, you can always tailor it according to your
personal preferences.
my blog; sexual Dolls
There are numerous crypto-currency gateways on the market.
One of them is CoinsBank and Bitpay. Some of them allow more than one Accept Cryptocurrency Payments.
Some are limited to a few cryptos.
A new survey shows that New Yorkers are among the most frequent buyers of $2,000 to $3000 love dolls.
This year, New York was among the top sellers of love dolls in all US cities.
Los Angeles, Chicago, Dallas and Dallas were close
behind.
my site :: sexdoll sale
When you are looking for a Local Locksmith 24H there are a few things you should think
about. A locksmith that is available 24 hours a day can be found quickly
if you reside in a crowded area.
Excellent goods from you, man. I have understand your stuff previous to and you are just too great.
I actually like what you’ve acquired here, really like what you are saying and the way in which you say it.
You make it entertaining and you still take care of to keep it smart.
I can not wait to read far more from you. This is really a tremendous web site.
Hmm it ѕeems ⅼike your website ate my first comment (it was extremelү long) so I guess I’ll just sum it ᥙp what I submitteԁ and ѕay, I’m
thorouɡhly enjying үour blog. Ι as well amm an aspiring blog blogger but
I’m stiⅼl new to the whole thing. Do yyou have
any tips and hints for novice blog ԝriters? I’d certainly aρpreciate it.
Misting is probably the most well-known type double glazed windows repair near me-glazed repair.
The misting effect occurs when water gets between the glass panes and then collects within the insulating area as condensation.
There are numerous window glass replacement near me repair services near me that can help you with broken windows, leaky roofs and leaky faucets.
Some of these issues are not too serious while others
are more serious. In those cases, you will need replacement windows.
It isn’t easy to find cheap seeds online cannabis seeds online.
These sites offer top-quality genetics and numerous licensed breeders.
Below are the top locations to purchase seeds.
You can choose the one that suits your budget
and preferences.
Sexdolls are the ideal companions for sexy trends for adults.
These toys are made of body-safe silicone and are free from
latex, phthalates and BPAs. They can also increase the reaction time of couples
who play with them during sexual interactions.
Also visit my blog post Sex Dollss
You’d be surprised at the number of 24-hour Locksmiths
in the area should you ever require one. From emergency services in Queens to West Palm Beach, you are
able to find one in just only a few minutes.
buy delta 8 hemp flowers near me 8
hemp flower is a great way to get the benefits of CBD. Available in a variety that can help you to feel calm and focused.
You can also experiment with hybrid strains that combine the benefits
of both.
UPVC windows aren’t easy to maintain. In order to keep them looking as beautiful as new, you must regularly clean them using an easy cloth
and soapy water. You can also apply rust-resisting oil to the
frame.
Also visit my web site :: window repairs Near me
24 hour locksmith 24 Hours services are
available in an emergency lock situation. These professionals are available 24 hours a
day, so you won’t be left without locks.
The most enjoyable affordable sex toys toy available for males is one that’s an absolute blast to play
with. These toys are often geared towards self-satisfaction, however they can be
utilized by both partners to enhance their intimate experiences.
Hi, i think that i saw you visited my site so i came to
“return the favor”.I’m trying to find things to enhance my web site!I suppose its ok to use a few of your ideas!!