Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Fantastic goods from you, man. I’ve understand your stuff previous to and you’re
just extremely excellent. I actually like what you have acquired here, really like what you’re saying and the way in which you say it.
You make it entertaining and you still care for to keep it smart.
I can’t wait to read far more from you. This is actually a great web site.
It’s very effortless to find out any matter on net as compared to books, as I found this piece of
writing at this website.
say thanks to so much for your site it aids a great deal.
link
I know this if off topic but I’m looking into starting
my own weblog and was curious what all is needed to get
setup? I’m assuming having a blog like yours would cost a pretty penny?
I’m not very web savvy so I’m not 100% positive.
Any suggestions or advice would be greatly appreciated.
Many thanks
He chose to receive his winnings iin a one particular-time,
lump-sum payment of $160,038,447.27.
Feell free to surf to my blog Browse around this site
Highly beneficial, look forwards to coming back.
link
Awesome article.
Hi there Dear, are you genuinely visiting this web page on a regular basis, if so afterward you will definitely obtain nice know-how.
my blog post – best onlyfans to sub To
If you’ve noticed that your glass is cracked, it’s time to
look into repair for your window. This guide will help you decide what Glass Window Repair to
select and how much it will cost and suggest an expert glassmaker.
A new survey shows that New Yorkers are the most frequent buyers of $2,000 to $3000 love dolls.
The city was the top of all US cities in purchases of
love dolls this year. Los Angeles, Chicago, Dallas and Dallas were close
behind.
Also visit my web-site … Sexdolls sale
Superb post however , I was wondering if you could write a litte
more on this subject? I’d be very grateful if
you could elaborate a little bit more. Bless you!
Here is my page; situs judi slot online
Before you choose an auto Locksmith near me prices locksmith, you must
know what to look for. If you are looking for
an individual who is reliable and trustworthy then you should take a look at the Better Business Bureau ratings of car locksmiths.
If yyou aгe going for finest contents like me,
only pay a quick visit this site every day for the rеason that
it presents feature contents, thanks
Are you having difficulty opening double glazing window Repair-glazed windows?
You might be having issues with the weather! Extreme
temperatures can cause frames to shrink or expand.
A cannabidiol-infused candy that contains best cbd Gummies oil is
referred to as a gummi cannabidiol. It is an easy and quick way
to consume CBD oil. Gummies are easy to chew and can promote relaxation. Here are
the benefits of CBD gummies.
If you’re seeking to receive compensation for your condition it is crucial to find a reputable mesothelioma lawyer.
A mesothelioma lawyer who is skilled can find evidence against Asbestos Litigation companies and file your lawsuit on behalf of you.
Thank you for every other informative blog. Where else may just I get
that kind of information written in such an ideal method?
I have a undertaking that I’m simply now running on, and I have been on the
glance out for such information.
Also visit my website; High-sleeper
There are numerous aspects to consider when selecting the best gummy
brand. These include traceability and the strength of
the gummy Brands, sugar content, gelatin,
and sweetness.
There are many Crypto gateway no kyc-based platforms that don’t require KYC, but which ones will you require?
We’ll examine NOWPayments, AlfaCoin, CoinPayments and iSun among others.
Are you searching for an online crypto payment Gateway without Kyc system that doesn’t require
KYC? There are a myriad of options. There are many optionsavailable, including Adyen for Platforms and Issuing (Tazapay),
CoinsPaid (CoinsPaid), and Xendit.
A washing Machine Deals machine’s agitation is the reason why clothes get wrinkled and wrinkled.
There are numerous agitators that are available for various types of clothing.
A locksmith can be a great asset for any homeowner or business.
They can improve the security of your home and protect your valuables.
They can also open security safes , and replace various locks.
Feel free to visit my web site – Emergency locksmiths
Full-spectrum CBD Gummies taste great and are
extremely satisfying. Full-spectrum CBD Gummies are
made with hemp power sugar, flavorings and sugar. They
are the perfect blend of being calming and powerful.
My page … gummy
Asking questions are genuinely nice thing if you are not understanding anything totally,
but this paragraph presents pleasant understanding yet.
If you’re looking to upgrade your home with new windows and doors then you should think about double glazing in emergency glazier enfield.
This kind of glazing is very energy efficient, and can help reduce your
energy costs over time.
If you’re replacing single or double hung windows You’re probably wondering about how much window replacement lock Repair near me me costs.
Prices for windows range between $200 and $1800.
CBD for pets cbd Uk can be an excellent supplement to the diet of your pet, and there are
various CBD products available. Cannabis or hemp is the most effective source
of CBD for pets.
Do you mind if I quote a few of your articles as long
as I provide credit and sources back to your blog?
My website is in the very same area of interest as yours and my
users would genuinely benefit from some of
the information you provide here. Please let me know if this alright
with you. Thank you!
If you’re looking for garage door services in Oxfordshire, you’ve come to the right location.
Overhead Door ™ is a well-established company that provides
garage door services throughout the county.
Take a closer look at some of their services.
Feel free to visit my web site: patio Doors oxford
The process of creating sexually explicit dolls is simple and
quick. It is just several steps. The most difficult step
is selecting the correct mold. While you can purchase
ready-made molds, they won’t be as effective as Build Custom Tpe Doll-made ones.
There are many sleepy Gummies on the market.
But which ones are the Best Cannabidiol Gummy?
Read on to learn about Melatonin L-Theanine CBD and natural plant extracts.
We will also discuss the possible adverse effects and dangers of sleeping gummies.
There are a variety of treatments for addiction to gambling.
Some of them involve one-on one counseling, medication and lifestyle
modifications. The behavior could become an addiction if there is no way to stop yourself from
engaging in it.
Stop by my blog; Bet
World of Windows has been providing enfield window repair ltd residents
with high-quality windows for decades. Their
expertise and selection of high-quality materials are the best to enhance the aesthetic appeal of your
home.
When something goes from being a fact to being an opinion, it kind of loses its punch, marriage ceremony.
After all a is actually a case. undeniable, proven, certain. But an opinion, those truly
dime a dozen, back again .
Here is my page: lost car key replacement
There are numerous aspects to consider when selecting the right brand of gummy.
These include traceability sugar content, potency, and gelatin. This article will provide the information you need to make an informed choice.
Totosaiteu is a well-known website. Before you buy one, make sure you read the following details about its design,
purpose and customer service. These suggestions will help you find
the best totosaiteu for your needs.
Feel free to surf to my page: 안전놀이터주소
Double replacement of the glazing is a fantastic option to increase the security and appearance
of your property. Double glazing is an excellent way of increasing the property’s value.
Feel free to surf to my webpage :: Enfield window repairs
There are many options in the repair of windows Glass repair.
One option is to hire a professional, but the cost can be prohibitive when you don’t have
the skills to do it yourself. Repairs can often cost more than the value of
the glass.
These are really enormous ideass in concerning blogging.
You have touched some pleasant factors here. Any way
keep up wrinting.
My web-site – About
Seems as being a cheaper way of getting that look is permit a
bee sting your lips, but that would lead to more than merely
your lips swelling move up. It certainly wouldn’t be rather sight.
Scrap that thought.
Feel free to visit my blog best lipstick Uk
Hi! I know this is kinda off topic nevertheless I’d figured I’d ask.
Would you be interested in exchanging links or maybe guest writing
a blog article or vice-versa? My website covers a lot of the same topics as yours
and I believe we could greatly benefit from each other. If
you’re interested feel free to send me an email. I look forward
to hearing from you! Awesome blog by the
way!
Very descriptive blog, I loved that bit. Will there be a part 2?
Feel free to surf to my webpage … upvc doors repairs near Me
Window Pros of Enfield Double glazing is the local business
which can provide repairs to double glazing. The experts have years
of experience installing secondary double glazing
on Grade 2 buildings, including churches.
Are there any CBD oil in Tommy Chong Good Vibes Reviews
Chong’s Good Vibes? Is it worth all the hype? Find out more.
It’s the product of the most popular celebrity, and he makes
it! What are the advantages of hemp-derived CBD oil products?
Find an experienced electrician you’re considering hiring one
for your business or home. It is important that the job is completed by a professional.
Also visit my webpage – electrical installation service
Are you thinking about replacing your windows bifold experts in oxfordshire Oxford?
Find out how Oxford windows can boost the value of your home and help you save money
in the process.
There are many things to know when buying CBD gummies. Certain varieties
contain higher levels of CBD than others. Here are some information you should be aware of: What are different levels of CBD and THC?
Feel free to visit my webpage – hemp Gummy near me
Once that old outlet may be detached, is actually usually time
to hook the new particular. Start by attaching the ground wire towards
the outlet. Next, attach the white collection. If there
are any other wires, attach them third.
Feel free to visit my blog post – home electrical Repair Near Me
Buying a sexdoll For sale cheap is quite simple these
days. There are many ways to go about it and one of the best methods
to acquire an affordable sexdoll is to purchase a second-hand
doll.
This design is wicked! You most certainly know how to keep a reader amused.
Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Excellent
job. I really loved what you had to say, and more than that,
how you presented it. Too cool!