Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
What a information of un-ambiguity and preserveness of
precious know-how about unexpected feelings.
Thanks for every other informative site. Where else may just
I am getting that type of info written in such an ideal
method? I’ve a undertaking that I am just now operating
on, and I’ve been at the glance out for such information.
It’s very trouble-free to find out any topic on net as compared to textbooks,
as I found this post at this web site.
Thanks for one’s marvelous posting! I truly enjoyed reading it, you
may be a great author.I will be sure to bookmark your blog and will come back later on. I want to encourage you to continue
your great posts, have a nice afternoon!
Ηello, every tіme i used to check web site pօsts here in the еarly hours in thе daylіght,
becɑᥙse i love to gain knowledge of morе and more.
Wow that was odd. I just wrote an extremely long comment but after I
clicked submit my comment didn’t appear. Grrrr…
well I’m not writing all that over again. Anyways, just wanted to say great blog!
Edible gummies are enjoyable and delicious.
However, they should only be consumed in moderate quantities.
They’re very attractive and should be stored in a container
within the refrigerator.
Here is my site; Edibles Maine
There are a few factors to consider when buying a memory foam
double bed Mattress for sale.
It is important to select a mattress that suits your requirements and preferences:
Very soft or firm, medium-firm to soft, two-sided, and price.
Finding an seo agency leicester services agency
isn’t an easy job. There are many optionsavailable,
so choosing the right one is crucial to your site’s success.
It’s perfect time to make some plans for the future
and it’s time to be happy. I’ve read this put up and if I could I desire to recommend you few attention-grabbing things or tips.
Perhaps you could write next articles referring to this article.
I wish to read even more issues about it!
A silicone sex doll sometimes referred to as a sexual
toy, is a toy that is shaped like a human being but is made of silicone.
They are akin to soft parts of the body such as the nose and mouth.
It is also nonporous which makes it easy to clean.
My web page :: siliconwives
You may be curious about the cost of installing a standard entry door fitters in your town.
You are in good company. We’ll be discussing different kinds of doors and their costs in this article.
There are two types of Washing Machine Sale machines: front-loading
and top-loading. Top-loading models utilize a paddle inside the
wash tub that slosh the clothes with water and detergent.
Before purchasing a car key cutter, take note of what it can do and how much it will cost and the
various kinds of keys it could make. This article will give you an overview of car key cutters and laser-cut keys as well as the process.
You may think that you can use cryptocurrency
for your business transactions without having to use a payment gateway that
accepts Crypto Payment Gateway No Kyc Check.
However, this isn’t the case. Many business owners don’t fully grasp
how it all operates.
If you’re considering buying CBD oil wax on the internet, there
are a few things you should be aware of before making your purchase.
Here are some helpful tips for selecting a good CBD wax product.
Learn how to vape cbd concentrate Wax Near me wax.
Do you mind if I quote a couple of your articles as long as I provide credit
and sources back to your weblog? My blog is in the very same area of interest
as yours and my users would definitely benefit from a lot of the information you provide
here. Please let me know if this ok with you.
Thanks!
There are many Vegan Cosmetics uk cosmetics
available in the UK. You can find cruelty-free cosmetics in a wide range of stores,
including high street shops and independent stores.
There are a few things you need to be aware of when you
shop for cheap Cosmetics Online on the
internet. The return policy is the first item you should
be aware of. You may not be happy with the items you buy,
so having a simple return policy is imperative.
I am sure this post has touched all the internet visitors, its really really
nice piece of writing on building up new webpage.
When considering which asbestos law firm to select for your case, there are
many important aspects to take into consideration. You
should choose a law firm that has a solid track record for securing compensation for asbestos cases.
My site: Mesothelioma lawsuit
Thanks for the marvelous posting! I certainly enjoyed reading
it, you may be a great author. I will make certain to bookmark
your blog and will eventually come back from now on. I want to encourage you to ultimately continue your great job,
have a nice weekend!
There are many advantages to Double Glazed window-glazed windows,
but they also come with more expensive prices. They are more costly and require more effort
to install.
Unbeknown to you, your painkillers contain codeine phosphate, a
drug outlawed globe UAE. Once the UAE Customs officials asked you to step aside,
you felt 100% certain that you’d don’t have any problems.
My web site: cbd shop near Leeds
Totosaiteu are the symbols on the back of the cards
that the dealer considers to be part of the deck of cards.
Roulette is a variation on this game, where players place
bets on only four numbers and hope one of these numbers
will occur.
Here is my homepage 먹튀검증사이트 (Catalina)
There are numerous factors to consider when choosing an asbestos law firm to
handle your case. A law firm with a a track record of securing compensation for asbestos cases is crucial.
Review my website: Mesothelioma Attorney
purchasing uPVC replacement door handles isn’t
an impossible task. These handles have the exact dimensions
as the originals, except for the top screw. They typically measure
92mm in diameter.
Before you buy uPVC doors for your home, request quotes from more then one installer.
The quotes you receive could be from smaller companies as
well as bigger ones. After filling out a quick form and requesting quotes online.
my website windows fitting near me
If you are required to replace doors, it is essential to know how to cut it properly.
There are several steps to follow to avoid injury to yourself or others.
First, mark the location of the hinges and door Replacement panels.
Hey! I know this is somewhat off topic but I was wondering which blog platform
are you using for this website? I’m getting tired of
Wordpress because I’ve had problems with hackers and I’m looking at options for another platform.
I would be awesome if you could point me in the direction of a good platform.
When someone writes an post he/she retains the idea
of a user in his/her mind that how a user can be aware of it.
Thus that’s why this piece of writing is outstdanding. Thanks!
If you want to improve the look of your doors, you
can put in replacement UPVC door panels.
The panels made from PVCU will last many years, unlike cheaper imitations.
You can request a certain design or style for your new door.
Mixed fruit vegan cbd uk CBD Gummies are made of hemp
and contain no THC, so you won’t get high after taking these gummies.
These gummies have 300 mg of CBD per 100g. They are ideal for those who
don’t want the high from cannabis.
Layout tomorrows clothing tonight. This has two advantages.
First it can save time and second it guarantees that your impulsivity doesn’t dress you in an unsuitable
or unfashionable means.
Feel free to visit my blog: Add Assessment for adults iam psychiatry
adhd scotland Adults is a neurodevelopmental disorder that
impacts around 5percent of children in Scotland. ADHD treatment can be
challenging as with all disorders. ADHD can lead to problems with mental health and criminal
behavior. problems.
Are you considering a queen size mattress? Left stillborn were the smaller ’62 DeSotos based mostly on the deliberate new company «S-series» platform — though that was no great loss contemplating their dumpy
appears to be like. The .380 ACP has a fantastic carry size.
In the mid-1990s, the nation’s two largest locomotive builders started producing
the first diesel locomotives with normal size but gargantuan strength.
The two builders-along with newcomer Morrison Knudsen of
Boise, Idaho-began offering locomotives with beforehand
unheard of horsepower: 4,000, 5,000, and even 6,000 units.
In a change symbolic of the entire railroad business’s metamorphosis, locomotives became extra highly effective and extra dependable in the modern period.
They’re mammoth. The upper the standard of the image, the extra size the information takes up, so understandably
HD knowledge takes up a variety of room. This does not require quite a lot of space.
While not very best, it may be the very best space you can find.
Plan your work house so you have got room to maintain items such because
the phone inside attain while still retaining space to jot notes.
The brand new A15 Bionic chip is a powerhouse, destroying the best you can find in an Android telephone.
There are many ways to make Delta-8 hemp flower. In this article, we’ll look at what these flowers contain, where to get
them and the Best Delta 8 Flowers (http://Www.Koreafurniture.Com) way to consume them.
I’m very pleased to uncover this great site. I want to to thank you for ones time just
for this fantastic read!! I definitely really
liked every little bit of it and i also have you book-marked to look at new information in your site.
There are many brands of electric scooter For elderly power scooters on the market.
So how do you choose which one? This article will focus on the Pride, Currus and E-Runner models.
We will also review the features of each model.
There are a variety of reasons why homeowners opt to replace their windows, including cost,
style, or brand. Find out more about the process, which alternatives are
available, and which brands of replacement windows work best for your home.
When you need window repairs in Replace Side Windows Ealing, you should know what to look for,
and how to select the right service. You may be tempted
to purchase a new window, but you need to be cautious.
Where do we want to remain five times? In ten? What is aim?
What do we wish to accomplish with our lives? If
we don’t possess a goal, benefit . first order of business-to
get an end.
My web blog Key Reprogramming
It’s in reality a great and useful piece of info.
I am happy that you shared this helpful information with us.
Please keep us informed like this. Thanks for sharing.
https://www.outlookindia.com/outlook-spotlight/ikaria-lean-belly-juice-shocking-news-read-before-buy-it-news-207206
Online poker (Hamish)
is legal. However you must verify that you’re legal.
Online poker sites require that players be at least 18 years old to play.
Some sites may require you to verify your identity prior to being able to download their software.
Fascinating blog! Is your theme custom made or did you download it
from somewhere? A design like yours with a few simple tweeks would really make my blog jump out.
Please let me know where you got your design.
Thank you
There are many options for addiction to gambling.
One-on-one counseling, medication, lifestyle changes
and medications are all options. The behavior could become an addiction if it
is not possible to resist engaging in it.
my site gambler
Are you thinking of buying a Black tumble dryer tumble drier?
You are not alone. There are many models to choose from,
so you’re guaranteed to find one that suits your needs and budget.
Among them are Samsung, Haier, Beko, and Miele.
A good Best Eye Creams For Dark Circles circle cream consists of
several components. Bakuchiol, a plant-derived retinol, is effective
at tightening and brightening dark circles. Its components are ceramides which
include niacinamide as well as ceramides.
The electric power mobility scooter scooter is a low-cost, comfortable, and quick
method of travel. It is a fantastic alternative mode
of transportation. They are suitable for a
variety of purposes, from shopping to doctor’s appointments.
My programmer is trying to persuade me to move to .net
from PHP. I have always disliked the idea because of the expenses.
But he’s tryiong none the less. I’ve been using Movable-type on various websites
for about a year and am concerned about switching to another platform.
I have heard great things about blogengine.net. Is there a way I can import all my wordpress
posts into it? Any kind of help would be really
appreciated!