Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello there, I found your blog via Google at the same time
as looking for a similar matter, your web site got here up, it seems to
be good. I have bookmarked it in my google bookmarks.
Hi there, just changed into alert to your blog through Google, and located that
it’s truly informative. I’m going to watch out for brussels.
I’ll appreciate in the event you proceed this in future.
Lots of other people will likely be benefited from your
writing. Cheers!
Useful info. Fortunate me I discovered your website accidentally,
and I am surprised why this coincidence did not happened in advance!
I bookmarked it.
Just desire to say your article is as astonishing. The clearness in your post is just cool and i can assume you are an expert on this subject.
Well with your permission let me to grab your RSS feed to
keep updated with forthcoming post. Thanks a
million and please continue the gratifying work.
I’m truly enjoying the design and layout of your website.
It’s a very easy on the eyes which makes
it much more pleasant for me to come here and visit
more often. Did you hire out a developer to create your theme?
Excellent work!
Hello there! Do you use Twitter? I’d like to folllow you if that would be okay.
I’m definitely enjoying your blog and look forward to new
updates.
webpage
Do you mind if I quote a couple of your articles as long as I provide credit and sources back
to your blog? My blog is in the very same area of interest
as yours and my visitors would definitely benefit from
some of the information you present here. Please let me
know if this alright with you. Appreciate it!
Hey would you mind letting me know which hosting company you’re utilizing?
I’ve loaded your blog in 3 different internet browsers and I
must say this blog loads a lot faster then most. Can you suggest a
good hosting provider at a reasonable price? Thanks,
I appreciate it!
I’m really enjoying the design and layout of your blog. It’s a very easy on the eyes which makes it much more pleasant for me to come here and visit more often. Did you hire out a designer to
create your theme? Exceptional work!
Informative article, just what I needed.
Before buying a mobility Automatic folding Scooter scooter, it’s important to
be aware of the basics of them. These include features such
as the seat width, ground clearance and travel range, among other.
Read on to find out more.
There are various types of double glaze Windows, including uPVC steel, aluminum and steel.
The properties of insulation distinguish these materials from each
other. The insulation provided by uPVC is superior to aluminum and steel, but they are
more expensive.
Are you looking for a window installer Front Door Fitters near me me?
Airtasker is a great resource to find a reliable inexpensive, local and affordable.
Here are some guidelines to hire a window fitter in New York.
Having read this I thought it was rather enlightening.
I appreciate you finding the time and effort to put
this informative article together. I once again find myself personally
spending way too much time both reading and posting comments.
But so what, it was still worth it! 510 cartridges vendor
My web page; wholesale vaping supply suppliers
You may be wondering what the best option is if have locked your key in the car Locksmith services.
There are many ways to get your key out. While most people try to
remove their keys themselves it can cause damage to
the lock or key mechanism.
One of the most effective ways to have a
memorable sexual experience is by using real-life
silicone sex dolls. The soft, supple silicone material
that is used to create high-end dolls for sex gives you a realistic and sensual experience.
My website … siliconwives
A mesothelioma survivor may not be able afford to travel to top attorneys to file an insurance claim.
Most mesothelioma cases are filed in more than one state,
so finding a local lawyer can be a challenge.
Have a look at my webpage – Asbestos Litigation
When looking for a sexdoll, search for a trustworthy vendor
with a guarantee of money back, detailed information about the manufacturer, clear images of
the exact doll, and customization.
Feel free to visit my site; sexdolls Sale
I’m not that much of a internet reader to be honest but
your sites really nice, keep it up! I’ll go ahead and bookmark
your site to come back down the road. All the best
Sexdolls are the ideal companions for sexual trends for adults.
These toys are made from safe silicone for body and free of
latex, phthalates and BPAs. They can also increase the
reaction time of couples who use them for sexual interaction.
Also visit my website :: Sex Dollss
If you’re having trouble with a window made of upvc windows Near me, you’ve likely
wondered how to locate an experienced glazier close to you.
Many windows are old and do not seal correctly, and you’ll need to replace them if want to stay warm inside.
The intimacy of women cannot longer be matched by the sex doll made of silicone.
They’re more expensive, however they are constructed of a more real material.
They include the option of the head’s shape, and the possibility
of removing the tongue.
Also visit my website; siliconwives
You can reset the combination of your car in the event that you
lose your car keys by programming your Car Key Programming
Cost Uk (Kimgoong.Paylog.Kr)
key. This is also a method used for lost fobs.
Heya i’m for the first time here. I came across this board and I find It truly useful
& it helped me out a lot. I hope to give something back and help others like
you aided me.
While cutting a cut Car key near me‘s key can be expensive but it is possible to do it at a fraction of price if you have the proper information. This article outlines the various kinds of car keys and
the costs associated with cutting and programming
a transponder.
There are many factors that need to be considered when choosing a proper ADHD test Manchester.
This article aims to provide some information on getting a diagnosis as well as treatment options for ADHD.
CBD drinks are a trend that is becoming more popular.
A lot of these drinks contain small quantities of cbd infused waters Usa and are an excellent
way to relax and relieve anxiety.
Very good site you have here but I was wondering if you knew
of any message boards that cover the same
topics talked about in this article? I’d really like to be a part of online community where I can get responses from other experienced individuals
that share the same interest. If you have any suggestions, please let me know.
Kudos!
It is crucial to choose an honest locksmith in Manchester (earnvisits.com) for your business or home.
However, there are some things you should know before
you hand over your keys to anyone.
You must know what to look out for when you are looking for window repair in Door Repairs Ealing.
While you might be tempted to buy an entirely new window however, you should be careful.
If you’re looking for How much is A Sexdoll hot and life-like doll to play with,
you need to find a realistic doll. These dolls are life-sized and are easy to clean. You can choose a blonde,
redhead or Latino sexdoll.
Repairing windows is an option if have noticed
cracks in your glass. This guide will provide information on the
kinds of window Glass repairs to
think about, as well as how much it will cost, as well as
recommending the services of a professional glazier.
Hi there, just became alert to your blog through Google, and found that it’s really informative.
I’m gonna watch out for brussels. I’ll be grateful if you continue this
in future. Lots of people will be benefited from your writing.
Cheers!
You saves money inside of the end anyone allow a repairman attempt and do the repairs for you.
my blog :: electrician repair near me
You might be curious about what fan-tan is all about. This article
will explain the history and variations of fan-tan betting.
It will also tell you about the House edge in this game.
Here is my blog post 토토사이트
Here’s a look at a few of the most common services offered by an emergency
auto locksmith (http://www.isisinvokes.com) locksmith near me.
You can find out what it costs to rekey a lock, replace the lock on a mailbox or purchase transponder keys from the dealer.
If you’re in need of treatment for mental disorders You
might want to think about locating an in-person psychiatry practice private psychiatrists Near Me me.
Although these services are not free some practices offer a sliding-scale fee.
If you’re looking for a professional electrician in home extension Electrics bedfordshire, you’ve come to the right location. If you’re looking for a family-owned business
that can provide a wide range of electrical services consider BEDFORD
ELECTRICAL.
Here’s a look at some of the services offered by an auto locksmith near me.
You can find out how much it costs to reset a lock,
replace mailbox locks or even purchase transponder keys from the dealer.
If you’re a marijuana user You might be wondering if there are any sugar free edibles near
me. Although cannabis doesn’t contain any sugar, the majority of
products are sweetened with sugar.
One important thing is that when you are searching for a student
loan you may find that you will want a co-signer.
There are many situations where this is correct because you will find that you do not use
a past credit standing so the financial institution will require you have someone
cosign the credit for you. Thanks for your post.
Feel free to surf to my web-site best online loans
You can use an online quoting engine to get local quotes if you are thinking of installing double glazing st albans glazing
to your home in St Albans. Comparing quotes from multiple companies will help you determine the best price.
You can replace upvc door panel (Merry) the UPVC panel
on your door if you are unable to replace
it. These panels are made of PVCU and are very robust.
They are impervious to UV rays and heat and are much more affordable than the counterparts.
When you are experiencing mental disorder, it can be challenging to figure out what to do about it.
Consult your physician is the best way to seek help.
There are many ways to treat your Cost Of Private Mental Health Care illness, such as medication and
psychotherapy.
Hi there, i read your blog from time to time and i own a similar one and i
was just curious if you get a lot of spam comments? If so how
do you prevent it, any plugin or anything you can recommend?
I get so much lately it’s driving me insane so any assistance is very much appreciated.
There are many ways to get Mesothelioma Settlement compensation. One option is Social Security
disability benefits. In many cases however your health insurance plan may not cover complementary therapies.
Choosing an emergency glass repair near me service is vital but it’s easy ignore
the importance of finding a reliable company. This article outlines some
of the most important features to look for in an emergency glass repair service.
cbd chocolate near me (https://crusadeofsteel.com/index.php?Action=profile;u=366464) edibles chocolate
are a great option to get a daily dose of CBD in a delicious and enjoyable way.
You should follow the instructions on the package and adjust as needed.
This chocolate has many benefits such as an increase in anandamide uptake.
When choosing a vaporizer, it is recommended to choose one
that has an excessive amount of D8 THC. While it is
one of the most potent Delta 8 Thc extracts, it can still be utilized to produce an intoxicating head-high and create
calmness.
The site of Sensi Seeds is
user-friendly and has numerous tools and features. Web designers
listened to their customers’ requirements and integrated them into the site.
They allow users to browse through various products and find specific products.
You can|could definitely|certainly see your enthusiasm|expertise|skills in the|within the paintings|work you write.
The arena|The world|The sector hopes for more|even more passionate writers like
you|such as you who aren’t|are not afraid to mention|to
say how they believe. Always|All the time|At all times go after|follow your heart.|You are a very smart|intelligent|capable|bright|clever person|individual!|Hey|Hey there|Hi|Hello, I think your blog|website|site might
be having browser compatibility issues. When I look at your blog|blog site|website in Firefox|Safari|Ie|Chrome|Opera,
it looks fine but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, great|awesome|amazing|very good|superb|terrific|wonderful|fantastic|excellent blog!|Appreciating|Admiring the hard work|dedication|time
and energy|persistence|commitment|time and effort you put into your site|website|blog and in depth|detailed information you present|provide|offer.
It’s awesome|great|good|nice to come across a blog every once in a while that isn’t the same out of date|unwanted|outdated|old rehashed material|information. Wonderful|Fantastic|Excellent|Great read!
I’ve saved|bookmarked your site and I’m including|adding your RSS
feeds to my Google account.|Thanks for one’s|for ones|for your|for your personal|for
a|for the|on your marvelous posting! I actually|seriously|quite|definitely|really|genuinely|truly|certainly enjoyed reading it, you could be|you
are|you can be|you might be|you’re|you will be|you may be|you happen to be a great
author.I will make sure to|ensure that I|be sure to|always|make
certain to|be sure to|remember to bookmark your blog and will|and
definitely will|and will eventually|and will often|and may come back
from now on|down the road|in the future|very soon|someday|later in life|at some point|in the foreseeable future|sometime soon|later on. I want to encourage |you to ultimately|that you|yourself to|you to
definitely|you to|one to|you continue your great job|posts|writing|work, have a nice day|morning|weekend|holiday weekend|afternoon|evening!|Hi|What’s up|Hi there|Hello to every body,
it’s my first visit|go to see|pay a visit|pay a quick visit of this blog|weblog|webpage|website|web site;
this blog|weblog|webpage|website|web site contains|consists of|includes|carries
awesome|remarkable|amazing and really|actually|in fact|truly|genuinely good|fine|excellent stuff|information|data|material for|designed
for|in favor of|in support of readers|visitors.|Hello.This article|post was extremely|really interesting|motivating|fascinating|remarkable,
especially|particularly since|because I was searching|looking|browsing|investigating for thoughts on this subject|issue|matter|topic last Thursday|Monday|Wednesday|Tuesday|Friday|Saturday|Sunday|week|couple of days.
my web blog: item453797070