Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
It is not my first time to pay a visit this site,
i am browsing this site dailly and obtain pleasant facts from here every day.
Howdy would you mind stating which blog platform you’re working with?
I’m planning to start my own blog soon but I’m having a
hard time selecting between BlogEngine/Wordpress/B2evolution and
Drupal. The reason I ask is because your design seems
different then most blogs and I’m looking for something completely
unique. P.S My apologies for being off-topic but I had to ask!
I got this site from my pal who told me concerning this web page and now this time I am visiting this
web site and reading very informative articles or reviews at this place.
Hello friends, its great article on the topic of tutoringand fully defined, keep it up all the time.
Hi there, I found your site by way of Google while searching for a similar topic, your web site came
up, it appears to be like great. I’ve bookmarked it in my google bookmarks.
My blog … indian reservation loans guaranteed approval
I feel that is one of the most vital info for me. And i’m happy reading your article.
However wanna observation on few basic things,
The web site taste is perfect, the articles is actually nice : D.
Just right activity, cheers
autobet เว็บเดิมพันที่ครบวงจร หากใครที่กำลังมองหาเว็บเพื่อการเดิมพันที่น่าสนใจ หรือใครที่กำลังมองหาช่องทางการทำเงินแบบง่ายๆ ทางลัดที่ autobet
เรา20 รับ100 ทํา 400ถอนได้ 200เป็นเว็บแรกที่นำ BETFIFA10
มาเปิดในประเทศไทย
ทำให้ลูกค้ารู้จักเรามากยิ่งกว่าคนอื่นๆซึ่งเว้นแต่ประสบการณ์ในการบริการแล้ว
Hi there! Quick question that’s completely off topic.
Do you know how to make your site mobile friendly?
My site looks weird when viewing from my apple iphone.
I’m trying to find a template or plugin that might be able to resolve this problem.
If you have any suggestions, please share. With thanks!
Also visit my web-site … Best onlyfans
If you require an emergency electrician in commercial electrical services luton, you can trust
Electric Master. We can quickly solve any issue with our local knowledge and experience.
To ensure that your electricity is running smoothly, call us anytime of the day or at night.
Asbestos Settlement lawsuits can have serious financial consequences.
In many cases, multimillion-dollar settlements been granted to plaintiffs.
Are you in search of the perfect sexdoll sale?
You can buy one from a reputable seller site for sexdolls.
You can personalize your sexdoll to meet your needs if sure what you should look for
in a sexdoll.
It is important to know what it will cost to
replace your windows if searching for new windows.
Feel free to surf to my web blog – window replacement
If you match all 5 numbers on a Power Play ticket, your
prfize will be fixed at $2,000,000 regardless of the
Energy Play number drawn.
My site … Click here to find out more
Do you require locksmith services 24 Hour locksmiths hours per day?
You’ve found the right place for those in search of a 24 hour locksmith.
Aw, this was an exceptionally nice post. Spending some time and actual effort to generate
a very good article… but what can I say… I procrastinate a lot and never manage to get nearly
anything done.
A new study has revealed that New Yorkers are among the most avid buyers of $2,000-$3,000 love dolls.
This year New York was the most popular seller of
love dolls across all US cities. Los Angeles, Chicago, Dallas
and Dallas were in close proximity.
my blog post … Sexdoll Sale
This article will guide you through the steps to get Fort Worth glass repairing services.
It will also outline the cost and what glass
you’ll require. This article will also discuss the indications
to get someone to fix your glass window repairs.
CBD Gummies for sleep can be a great option for getting the relaxation you need before you go to
bed. They do not require mixing or measuring. Simply
take them an hour prior to bedtime.
Feel free to visit my web page: hemp gummy Near me
The story of the silicone love doll dates back to the 1970s.
It was made from ivory and cared for by the person who created it.
During its lifetime it was cleaned and dressed. It was then utilized as a romantic toy.
Hello just wanted to give you a quick heads up. The words
in your article seem to be running off the screen in Chrome.
I’m not sure if this is a format issue or something to do
with web browser compatibility but I thought I’d post to
let you know. The design look great though! Hope you get the issue resolved soon.
Thanks
my web-site :: essay writing service
Hi, all is going perfectly here and ofcourse every one is sharing
facts, that’s truly excellent, keep up writing.
Highly descriptive post, I enjoyed that a lot.
Will there be a part 2?
When searching for locksmith services, there are a few
things to be aware of. If you live in a bustling location, a
24-hour local Locksmith 24H can arrive in a short period of time.
lost Van Keys security
locks are an excellent alternative. It isn’t necessary to spend money on the lock since
it can be hidden away. This will protect your van from thieves if you aren’t home often enough.
Hey there! Would you mind if I share your blog with my facebook group?
There’s a lot of people that I think would really appreciate
your content. Please let me know. Thank you
If you’re in the market for an integrated washer dryer, you will need
to consider several factors. This appliance needs to be concealed behind
the door of your furniture, because they need to be installed between units.
I believe that is one of the so much important information for me.
And i am happy reading your article. However want to commentary on some normal things, The website style is wonderful, the articles
is truly excellent : D. Just right activity, cheers
So, just what realistic in order to help your son or daughter
grow plus help him cope with ADHD? Portions is to be that herrrs
getting enough protein involving diet. Is certainly be true on the breakfast we give the kids.
my site: add assessment for adults
You could lose your car keys while on the move.
If you have not yet experienced this look for it in places you’ve been to recently or call family members.
If none of these methods work, it’s time for professional help.
my webpage: Fob key Replacement
Auto glass repair can be costly and a permanent process.
Your car’s make/model will determine the kind of Glass repairs repair that
you need.
An asbestos lawyer manages the legal procedures.
They also advise clients on how to settle or negotiate compensation. Once a plaintiff files
a lawsuit defendant has 30 days to respond.
Feel free to surf to my blog … mesothelioma (Ourclassified.Net)
Are you looking for a location to cut your car Key cutting service keys?
Here are some places to look at: Sears Auto Parts, Kroger and Menards.
If you’re looking to give your man the ultimate Sex Toys For Man experience you must consider investing in a set male sexual toys.
These toys are affordable and there are always new designs.
If you’re in need of broken glass repair
repairs on your vehicle, there are several options to choose
from. While they may be useful however, they are
not recommended for serious accidents.
This article reviews dryers for washers, such as the Samsung WD90J7400GW as well as Miele W1 models.
We also look at Samsung’s energy efficient indesit washer dryer , as
well as its extra-large portal for drums.
It isn’t easy to select the best DDoS mitigation device,
but it will help protect you and your customers from cyber-attacks.
A variety of options are available, including pfSense Staminus, Akamai Zenedge and many more.
Also visit my blog: cdn service (Major)
It is vital that you and your family members choose the right type of electric Scooter for elderly scooter for them.
It is important to determine the available classes in Class 3 and
Class 2, for instance, before making your final decision. Learn more about the subject.
There are many things to think about when replacing windows.
Replacement handles for upvc windows
windows are made of fiberglass or wood or constructed from a variety of materials.
There are some things to look for when you are looking
for window fitters near me fitters in my region. First,
make sure that the window fitter has the relevant experience.
I all the time emailed this web site post page to
all my contacts, since if like to read it next my contacts will too.
A replacement key fob could be used on most cars made in the past five years.
If you bought your car brand new and you want to get the replacement key fob key Replacement at your dealer, which may be cheaper than buying a replacement from an online retailer.
Online poker has many benefits. Poker online is
simple to play, and there are no waiting lists or second-hand smoking.
You can also play an array of games. You can also play
your favorite game at the comfort of your own home.
What i do not realize is if truth be told how you’re no longer really a lot more neatly-liked
than you might be now. You are so intelligent. You know thus significantly on the subject of this matter,
made me individually imagine it from a lot of numerous angles.
Its like women and men aren’t involved except it’s something to accomplish with Lady gaga!
Your personal stuffs great. At all times take care of
it up!
If you’ve lost or lost your car keys you can rely on the services of an auto locksmith
to make duplicates for you. These professionals specialize in remote keys,
transponder keys, as well as other modern keys.
Hello this is somewhat of off topic but I was wondering if blogs
use WYSIWYG editors or if you have too manually code with HTML.
I’m starting a blog soon but have no coding experience sso I wanted to get
advice from someone with experience. Any help would be greatly appreciated!
Affiliate programs homepage affiliate programs
for sites
The first thing you should do when searching for a sexdoll is to be aware of
what to look for. There are numerous Sexdolls for sale to choose from on the market.
You can buy one that is racy, or realistic ones.
Thee are the Harrah’s Cherokee in Cherokee, NC and Harrah’s Cherokee Valley River in Murphy.
Alsoo visit my web-site :: Learn more
Electricians near to me can be a great resource when you have problems in your
wiring. It is crucial to find the ideal Electrician Near To Me and to get several quotes.
Its such as you learn my mind! You appear to know a lot about this, like you wrote
the guide in it or something. I feel that you just could do with
some % to force the message home a little bit, but other than that, that is excellent
blog. A fantastic read. I will certainly be back.