Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hello there, just became aware of your blog through Google, and found that it’s truly informative.
I am going to watch out for brussels. I will appreciate if you continue this in future.
Lots of people will be benefited from your writing.
Cheers!
Good blog you have got here.. It’s difficult to find high-quality writing like yours these days.
I seriously appreciate people like you! Take care!!
my web site :: Jason Lei Howden
It’s truly very difficult in this busy life to listen news on TV, so I simply use the web for that reason, and obtain the hottest
news.
Feel free to surf to my webpage: blu-ray distributors
I am actually delighted to read this web site posts which carries lots of helpful facts, thanks for
providing these data.
For most up-to-date information you have to visit the web and on world-wide-web
I found this site as a most excellent website for newest updates.
I’m truly enjoying the design and layout of your blog. It’s a very easy
on the eyes which makes it much more enjoyable for me to come here
and visit more often. Did you hire out a developer to create your
theme? Outstanding work!
This article will assist the internet visitors for setting up new web site or even a blog
from start to end.
Affiliate programs for casinos site sports affiliate programs
I’m not sure exactly why butt thbis weblog is loading incredibly slow for me.
Is anyone else having this issue or is it a problem on my end?
I’ll check back later annd see if the problem still exists.
hey there and thank you for your information � I�ve certainly
picked up something new from right here. I did however expertise several technical points using this web site, since I experienced
to reload the website lots of times previous to
I could get it to load correctly. I had been wondering if your web host is OK?
Not that I am complaining, but slow loading instances times will sometimes
affect your placement in google and can damage your quality score if advertising and marketing with Adwords.
Anyway I am adding this RSS to my e-mail and can look out for a lot more
of your respective fascinating content. Make sure you update this again soon..
Also visit my website :: usa sex guide rockford
If you’ve been to South Korea or any Asian country, chances are
you’ve played meogtwigeomjeong, or baccarat.
If you have you’re wondering how this game works
and how to win. This article will cover the Rules and
the House edge for the Baccarat game.
Here is my web site 토토업체
payday loan
The debate about sexual dolls and robots is often intense, and it influences research and educational materials.
However, these issues are more complex than they appear.
Also visit my webpage … Se X Doll
Car keys, regrettably were not that different. It used to be relatively
straightforward to view just about any Car Spare Keys
(http://Www.Summerband.Co.Kr) without
the keys, as well as the keys themselves were notoriously
fragile.
There are many ways to pay with cryptocurrency.
One option is through an crypto gateways gateway.
Crypto payment gateways link merchants to digital money exchanges.
To accept cryptocurrency, a merchant does not
require opening an account.
The internet is awash with ads for penis enlarger pumps.
Many men are searching for ways to make their penis bigger.
Every month, more than 60,000 searches are done for «penis enhancement».
Why visitors still make use of to read news papers when in this technological world all is existing on web?
I want to to thank you for this fantastic read!!
I definitely enjoyed every bit of it. I have got you book-marked to look at new stuff you post…
Infinite Windows & Doors Ltd offers uPVC windows in glazing st albans Albans and all of the surrounding areas.
They will provide a free quote and show you samples of their windows so you can decide if they are
the best choice for you.
Excellent goods from you, man. I’ve bear in mind your stuff previous
to and you are simply extremely magnificent.
I really like what you’ve obtained here, really like what you’re saying and the best way by which you assert it.
You make it entertaining and you still care for to keep it smart.
I can’t wait to learn far more from you. This is really a tremendous website.
If you want to take much from this post then you have to apply these methods to your won weblog.
Stop by my web site :: kids dvd wholesale
Hi there very nice website!! Guy .. Excellent ..
Superb .. I’ll bookmark your blog and take the feeds also?
I am happy to search out numerous helpful info right here within the post, we
need develop extra techniques on this regard, thank you for sharing.
. . . . .
Here is my blog post – Fastweb Scholarships
You can utilize an online quote engine for local quotes if you
are considering installing double glazing in your
home in aluminium Windows st albans (https://www.threshold-bd.com/community/profile/lydiajonson8371) Albans.
Comparing quotes from several companies will help you to find the
most affordable price.
Window glass replacement in Enfield is an excellent
alternative for homeowners who don’t want to spend a
lot of cash and time on double glazing repair enfield
of their windows. It can be difficult and time-consuming to
replace windows.
ทางเรา relxclubthailand.com
ต้องขอบอกได้เลยว่า
เป็นตัวแทนหลักอย่างเป็นทางการในไทย ที่ใหญ่ที่สุด และเป็นเจ้าเดียวกับ
RELX THAILAND สินค้าทุกแบรนด์ ทุกรุ่น เราได้ทำการคัดสรร บุหรี่ไฟฟ้า ที่เป็นหนึ่งในนวัตกรรม ช่วยเลิกบุหรี่ที่มีประสิทธิดีเยี่ยม และช่วยได้จริง
มาให้ลูกค้าได้เลือกใช้ โดยสินค้าทุกชิ้นของเรา สั่งตรงจากโรงงาน
I think the admin of this web page is in fact working hard in support of his web page, since here
every data is quality based data.
We are a gaggle of volunteers and opening a new
scheme in our community. Your website provided us with valuable info to work on. You have performed an impressive activity and our entire neighborhood shall be thankful to you.
my web-site … kids dvd wholesale
Hey there! I just wanted to ask if you ever have any issues
with hackers? My last blog (wordpress) was hacked and I ended up losing several weeks of hard
work due to no backup. Do you have any methods to protect against hackers?
Here is my web page – Door Repair
It may readily apparent that when keys are locked inside of the trunk associated
with a car, an automotive locksmith can pop open the trunk of vehicle.
But they can therefore do, as being a routine part of their
everyday duties.
Here is my page – Central Locking Repairs
Double glazing Company lewisham can be repaired if your house
has suffered from constant wear and wear and tear. This involves replacing damaged
or broken parts and fixing your frames for windows
and doors.
Great post.
Adhd Services In Scotland, Aksharpublishers.Com, SCOTLAND LTD is a private limited company
that is registered in the United Kingdom. Companies House offers free documents and a director’s list.
This information is provided to provide information only.
crypto payment gateway payment gateways are excellent option for businesses who wish to accept
cryptocurrency payments. These secure payment platforms feature authentic digital signatures as well
as real-time cross-border transactions.
You can|could definitely|certainly see your enthusiasm|expertise|skills in the|within the paintings|work you write.
The arena|The world|The sector hopes for more|even more passionate writers
like you|such as you who aren’t|are not afraid to mention|to say how they believe.
Always|All the time|At all times go after|follow your
heart.|You are a very smart|intelligent|capable|bright|clever person|individual!|Hey|Hey there|Hi|Hello,
I think your blog|website|site might be having browser
compatibility issues. When I look at your blog|blog site|website in Firefox|Safari|Ie|Chrome|Opera,
it looks fine but when opening in Internet Explorer, it has some overlapping.
I just wanted to give you a quick heads up! Other then that, great|awesome|amazing|very good|superb|terrific|wonderful|fantastic|excellent blog!|Appreciating|Admiring the hard work|dedication|time
and energy|persistence|commitment|time and effort you
put into your site|website|blog and in depth|detailed information you
present|provide|offer. It’s awesome|great|good|nice to come across
a blog every once in a while that isn’t the same out of date|unwanted|outdated|old rehashed material|information.
Wonderful|Fantastic|Excellent|Great read! I’ve saved|bookmarked your site and I’m including|adding your RSS feeds to my Google account.|Thanks for one’s|for ones|for your|for
your personal|for a|for the|on your marvelous posting!
I actually|seriously|quite|definitely|really|genuinely|truly|certainly enjoyed reading it, you
could be|you are|you can be|you might be|you’re|you will be|you may be|you happen to be
a great author.I will make sure to|ensure that I|be sure to|always|make certain to|be sure to|remember to
bookmark your blog and will|and definitely will|and
will eventually|and will often|and may come back from
now on|down the road|in the future|very soon|someday|later in life|at some point|in the foreseeable future|sometime soon|later on. I
want to encourage |you to ultimately|that you|yourself to|you to definitely|you to|one to|you continue your great job|posts|writing|work, have a nice day|morning|weekend|holiday weekend|afternoon|evening!|Hi|What’s up|Hi there|Hello to every body, it’s my first visit|go to see|pay a visit|pay a
quick visit of this blog|weblog|webpage|website|web site;
this blog|weblog|webpage|affordable hosting|affordable webhosting|affordable webhosting provider|building website|business
email|business offers|business online|business opportunities|business startup|business success|business tools|business website|business website
setup|buy online|buying a domain|buying domain for business|cheap
domain|cheap domain registration|cheap web hosting|cheapest hosting|choosing a web host|domain name|domain name registration|domain names|domain registration|domain url|email marketing|find
love online|free domains|global domains international|have fun online|home based|home based business|home business|home business ideas|hosting
domains|hosting provider|hosting service provider|how to buy a domain|how to choose a domain name|ideas
to make extra money|information marketing|internet business|internet business tools|internet home business|internet marketing|internet radio|internet taxation|make cms money from home ideas|make
money|make money after bankruptcy|make money ideas|make money online|marketing mistakes|mobile marketing|neis hosting|online
business tools|online dating|online essentials|online marketing|online tax|online
tradies|out of business|plan website|register domains|right domain name|sales ebook|small business|small business offers|small business startup|sms marketing|sydney
web design|tradies business|tradies online|tradies websites|web analytics|web design|web development|web host|web hosting|web hosting australia|web hosting
service|web hosting service provider|web hosting services|web site analytics|web site hosting australia|website creator|website domain|website
hosting|website hosting australia|website setup|wordpress hosting
solutions|work at home|work from home (Joeann)|web site contains|consists of|includes|carries awesome|remarkable|amazing and really|actually|in fact|truly|genuinely good|fine|excellent
stuff|information|data|material for|designed for|in favor of|in support of readers|visitors.|Hello.This article|post was extremely|really interesting|motivating|fascinating|remarkable, especially|particularly since|because I was searching|looking|browsing|investigating for thoughts on this subject|issue|matter|topic last Thursday|Monday|Wednesday|Tuesday|Friday|Saturday|Sunday|week|couple of days.
Sexdolls are the ideal solution for couples
on a tight budget. The only thing that you need to invest
in are the accessories and the se x doll
itself. Owning a sex doll can make you feel happier while easing
loneliness.
A good starting point is to continually lock the doors of the
replace lost car key an individual are are not in this particular.
Practice doing this each time you are driving obtaining.
This will help to insure locking vehicle doors a habit.
If you are looking for a place to play your favourite agen Slot Gacor game you’re in the right place.
If you’re looking to purchase the latest double glazing,
or simply want to replace your old windows and doors There are plenty of options in door repair milton keynes Keynes.
There are many reasons to get involved in betting
on sports. From the potential to make a profit to the excitement
and the opportunity to support your team of choice, to the overall viewing experience.
My website; bets
I know this if off topic but I’m looking
into starting my own weblog and was wondering what all is required to get set up?
I’m assuming having a blog like yours would cost a pretty penny?
I’m not very internet smart so I’m not 100% certain. Any recommendations or advice would be greatly appreciated.
Appreciate it
my web-site :: bandar judi slot online (ourclassified.net)
Painting is often a very delicate matter, in the event that you never paint before, you have to have to get a professional do this for you will.
Ask the painter you hired too regardless of whether the auto key repair very
good enough being paint.
Do not be worried when your repairs to double Glazed windows-glazed windows start misting.
Most likely, it’s a problem with the seal of the glass unit.
The issue can be solved by replacing the glass
unit and not replacing the entire frame.
There are several factors that make a local Car Key Auto Locksmith for cars an ideal choice.
Before you call a locksmith for assistance be aware of what you are
looking for and what will cost.
Window repairs using Upvc Window Repairs Near Me
near me can help you keep your home dry. There are a few common issues
that can arise with these windows, like capillary action. This happens when the
hinges and windowsashes aren’t installed correctly.
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any tips on how to get listed in Yahoo News? I’ve been trying for a while but I never seem to get there!
Thank you delta 8 thc vape china
My web blog greenvape wholesale
If you have required replacement of a window previously, it is time to think about uPVC window repair.
A reputable window repair service can fix your home’s uPVC windows in just a
few minutes.
CBD oil for cats will not treat medical ailments, but it can provide many benefits.
When searching for CBD products for buy cats cbd uk, be sure to be aware of your cat’s
individual requirements and preferences.
It isn’t always easy to perform electrical work. Many times,
damaged or outdated Domestic Electrical Work Hitchin circuits can render your home or office unusable.
If this is the case, then rewiring may be necessary.
Broken seals and misted-up double-glazed windows
can pose an issue for homeowners. Professional window glass repair
near me (Stephaine) is required.
I am sure this article has touched all the internet visitors, its really really
good piece of writing on building up new webpage.
Here is my blog – Slot Online
If you are going for best contents like I do, just visit this web site
everyday for the reason that it provides feature contents, thanks