Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Greetings I am so delighted I found your web site, I really found you by error, while I was researching on Google for something else, Nonetheless I am here now
and would just like to say thanks a lot for a remarkable post and a all
round enjoyable blog (I also love the theme/design), I don’t have time to go
through it all at the moment but I have book-marked it and also added in your RSS feeds, so when I have time I will be back
to read much more, Please do keep up the fantastic job.
Quality contеnt is the crucial to invite the viewers to go to sеe tһe
web pаge, that’s what this web page iis providing.
Hello! I’ve been following your blog for some time now
and finally got the courage to go ahead and give you a shout out
from Porter Texas! Just wanted to mention keep up the great job!
Excellent article. Keep writing such kind of information on your page.
Im really impressed by your blog.
Hello there, You’ve done a great job. I will definitely digg it and in my opinion suggest to my
friends. I am confident they will be benefited from
this web site.
Feel free to surf to my blog: kanken backpack mini
What’s up, this weekend is nice in support of me, since this point in time i am reading this enormous educational post
here at my house.
Fantastic items from you, man. I have take note your stuff
prior to and you’re just too great. I really like what you’ve acquired right here, really like
what you’re saying
and the best way wherein you are saying it. You’re making it entertaining and
you continue to care for to keep
it wise. I can not wait to learn much more from you.
That is actually a terrific website.
Very descriptive post, I enjoyed that a lot.
Will there be a part 2?
Asking questions are truly good thing if you are not understanding something completely, however this
article provides good understanding even.
I read this post completely regarding the comparison of
newest and preceding technologies, it’s amazing article.
Here is my homepage; ArctiFreeze Portable AC
If you’re having issues with a window made
of upvc window repairs, you’ve probably wondered how
to find an experienced glazier close to you. A lot of windows
are old and do not seal properly. You’ll have to replace them if your home is warm.
In this article, we’ll look at how to fix double glazing Window Repairs Near me-glazed windows on your own, the
cost of professional repairs, and troubleshooting issues with double-glazed windows.
Double-glazed windows can be repaired by following the guidelines in this article.
You really make it seem so easy together with your presentation but I find
this topic to be actually something which I believe I’d
never understand. It seems too complicated and very large for me.
I am having a look ahead to your next post, I’ll attempt to get the hang of it!
vape oil rebranded
Also visit my site side effects private label
I simply could not depart you website before suggesting that I really loved the usual info a person supply on your visitors?
Is going to be again regularly to check out new posts
my blog VisiSharp
Hurrah! Finally I got a web site from where I be capable of genuinely
get useful facts regarding my study and knowledge.
My website … tpd lawyers brisbane
There are a variety of body moisturizers
that have Spf Moisturiser Men’s on the market.
It is difficult to pick the best one. This article will discuss the benefits of the ingredients, as well as the price
range of some of the most popular choices.
Hey I know this is off topic but I was wondering if you knew of any widgets
I could add to my blog that automatically tweet my newest twitter updates.
I’ve been looking for a plug-in like this for quite some time and was hoping
maybe you would have some experience with something like this.
Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new
updates.
Have a look at my web-site: Bandar judi slot online
There are a few things that uPVC windows have that make them apart from the
rest. Their low maintenance is the main advantage.
They don’t require regular cleaning and don’t require
any special coatings to stop discoloration or fade.
Feel free to visit my web page :: Door Repairs Milton Keynes
Check testimonials. Ask for three, and more than just personal sort.
Speak to the references, make certain you i believe feeling
their own store. You can spend $30 – $40 and start background check, if you
want to capture it a step further.
Also visit my homepage; Replacement Car Keys Near Me,
http://Www.Thaicann.Com,
certainly like your web-site but you need
to test the spelling on quite a few of your posts.
Several of them are rife with spelling problems and I to find it very troublesome to inform the reality on the other hand I will certainly come back again.
There are many different rules and rules that govern online gambling.
In the US, for example you cannot base an online gambling website in the country where
you reside however, you are able to base it elsewhere.
my web site: best
Aw, this was an extremely good post. Taking the time and actual effort to create a very good article… but what can I say… I put things
off a whole lot and never seem to get nearly anything done.
Feel free to surf to my blog post :: re kanken backpack
The lisensi is a crucial piece of information that Agen Slot Idn slot Indonesia needs to be able to operate legally.
Without it, they will not be able to operate or claim to
be legitimate.
Do you engage in daily mental exercises regarding puzzles,
games, learning or problem-solving? Yes = plus 4.
No = 5. FACT: Individuals that continually challenge their brains
suffer fewer cognitive ailments.
Here is my web-site :: hemp shop near Sheffield
Upvc window repairs near me are feasible when you’re in the UK.
These windows are constructed from various materials and may suffer
from a range of problems.
The major difference between an auto title loan and trendy pawn loan is that in is not just title loan,
you only drop vehicle’s proof of ownership along with set of keys when in a Car key replacement cost pawn loan you might have to keep the car whilst lender for your.
penis enlargement
เดิมพันที่เว็บ autobet กับสถานที่ไหนบ้าง การเข้ามาใช้บริการสำหรับเว็บเพื่อการเดิมพัน ถือว่าเป็นช่องทางสำหรับการเดิมพันที่ดีมากเลยทีเดียวที่ autobet
It is vital to select the right company if you plan to install
uPVC windows in your home. There are a variety of reasons why you should select a company with a solid
background Double Glazing Repair In Oxford the field
of installation.
Hi there, I discovered your website by the use of Google whilst looking for a comparable subject, your web site
got here up, it appears best onlyfan pages to follow be
like good. I’ve bookmarked it in my google bookmarks.
Hello there, just become aware of your weblog through Google, and located
that it is truly informative. I am going to be careful for brussels.
I will be grateful for those who proceed this {in future}.
A lot of other people will probably be benefited out of your writing.
Cheers!
An impressive share! I’ve just forwarded this onto a co-worker who was doing a little homework on this.
And he in fact bought me breakfast because I discovered it for him…
lol. So let me reword this…. Thanks for the
meal!! But yeah, thanx for spending some time to talk about this
topic here on your internet site.
Another indisputable fact that you can implement that can help you in order to misplacing your keys would be install a simple remote car key replacement ring holder at
the main entryway to your apartment, home or situation.
Judi agen slot games have many benefits.
One of the biggest advantages is the fact that the game is terlengkap, and is a vastly different game from
other similar games on sites. There are many ways to win the
game.
If you’re in the market for a new window handle the options are virtually endless.
These replacement parts come in a range of colors such as bronze,
white, beige, and clay.
my web blog – window.replacement
DDoS mitigation services are designed to safeguard your network against DDOS attacks.
These services are able to protect IP addresses from attacks via IP masking and Scrubbing.
They also provide cloud ddos mitigation (netfocus.Pl)-based security for individual IPs.
Toto verification is an essential requirement for casinos that operate online.
Casinos that require toto verification must fill out an online form.
My site :: 토토사이트추천
bookmarked!!, I really like your blog!
A definition of the project Funding requirements definition‘s funding requirements defines the time when the project requires to obtain funds.
These funds are usually provided in lump sums at certain points throughout the project.
Are you having issues with your NetSuite netsuites login Here are a few tips
for safeguarding your account. Set up Two-Factor authentication, establish a
customer role, and reset the three-step authentication procedure.
What is project funding requirements? Project funding requirements are the costs expected to complete a project.
This cost baseline will include the anticipated expenses and liabilities.
You’ll need to be familiar with the game to find a
reliable online agen judi slot Slot online slot site.
Before you register, do some research on the game.
Outstanding qudst tһere. Whatt һappened after?
Thanks!
My site – сߋnstｒᥙⅽtіօn mɑnaɡеmｅnt,
A new survey has shown that New Yorkers are the most frequent buyers of
$2,000 to $3000 love dolls. This year, New York was the leading seller of love dolls in all US
cities. Love dolls from Los Angeles, Chicago, and Dallas were in close proximity.
my blog Sexdolls Sale
If you’re thinking of upgrading your home’s exterior with new windows and doors then you should think about double
glazing in enfield double glazing.
This type of glazing is very energy efficient,
and can reduce your energy costs over time.
If you’re looking for an organic skin care UK brand, you are not alone.
There are many companies that produce products that are
cruelty-free. These include Tropic Skincare and Lani.
Here is my homepage; dazzle vegan eyeshadow stick
I really like what you guys are up too. This kind of clever work and exposure!
Keep up the superb works guys I’ve you guys to my personal blogroll.
Check out my homepage; Best Fans only Pages
Fan Tan is a popular Chinese gambling game. Fan Tan is a Chinese gambling
game is completely luck-based and shares more similarities with
slots than any other game at casinos.
Check out my web-site: 먹튀검증
If you’re wondering where you can find high-quality ecu car key programming cost uk in my area, you have
come to the right spot. This article will inform you about two excellent places to get your ecu programmed in New York City.
If your bmw key replacement uk (Devon) key fob isn’t
working or has lost its signal, there are various options.
A new key purchased from a dealer could cost $400 or more.
The cost of replacing the battery is much less than the original key.
Ꮐreat post! Ꮃе are linking to this great article on our site.
Kеep up thе ցood writing.
Simply want to say your article is as astonishing. The clearness in your
publish is just great and that i could assume you’re an expert on this subject.
Fine with your permission let me to seize your RSS feed to keep up to date with approaching
post. Thank you 1,000,000 and please keep up the gratifying work.