Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
Hi, Neat post. There’s a problem along with your
website in web explorer, might test this? IE still is loans for the shot term market chief and a good element of
other folks will omit your magnificent writing due
to this problem.
Hi, Neat post. There’s a problem together with your site in web explorer,
may test this? IE still is the market chief and a huge section of folks will
pass over your great writing due to this problem.
Feel free to surf to my homepage – mortgage long term loan (Tiffany)
I loved as much as you will receive carried out right here.
The sketch is attractive, your authored subject matter stylish.
nonetheless, you command get got an impatience over that you wish be delivering the
following. unwell unquestionably come further formerly again since exactly the
same nearly very often inside case you shield this increase.
Here is my web page login receh88
Online poker
самоходный ножничный подъемник
https://nozhnichnyye-podyemniki-dlya-sklada.ru
If all 5 white, numbered balls are selected but the reed Powerball is not right, thn tthe
payout is $1 million, with an even larger payout if thhe polwer play is
selected.
Also visit my web blog – more info
Hey there! Do you use Twitter? I’d like to follow you if that would be okay.
I’m absolutely enjoying your blog and look forward to
new updates. wax vaporizer maker
My page; vapor item rebranded
Nice weblog here! Also your site loads up fast! What web
host are you the usage of? Can I am getting your affiliate link to
your host? I want my web site loaded up as quickly as yours lol
Feel free to surf to my page: Agen Slot online
Simply wanna comment that you have a very decent internet site, I enjoy the design and style it really stands out.
Feel free to visit my page – compare secured loans
Thanks for sharing such a fastidious opinion, post is nice,
thats why i have read it fully
My web-site: Personal Injury Attorney
A new study shows that New Yorkers are the most ardent buyers of $2,000 to $3,000 love dolls.
This year, New York was the most popular seller of love dolls in all US cities.
Los Angeles, Chicago, Dallas and Dallas were close
behind.
My web page … Sexdolls sale
I know this if offf topic ƅut I’m lookking іnto starting my own weblog and was wondering ԝһat all is needeⅾ to ցet sеt up?
I’m assuming hsving a blig likee ʏours ѡould cost a pretty penny?
І’m not very web smart so Ӏ’m not 100% ⅽertain. Any suggestions oг advice wօuld Ьe greatly appreciated.
Thankѕ
Feel free tߋ visit my web paɡe: space zen garden (1500mapartments.com)
Have you ever thought about creating an ebook or guest authoring on other
websites? I have a blog based upon on the same information you discuss and would really like to have you share some stories/information. I know my viewers would
enjoy your work. If you are even remotely interested, feel free to shoot me an email.
Thank you for any other informative blog. Where else
could I get that kind of info written in such a perfect method?
I’ve a undertaking that I’m just now running on,
and I have been on the look out for such info.
Hello my friend! I wish to say that this post is amazing, great written and include approximately all
important infos. I would like to see extra posts like this .
Review my page adjustable bed sleep apnea
Playing slots online is a favorite pastime among millions of players at online casinos.
This thrilling and enjoyable kind of gambling is a perfect way to pass the time
or to make extra cash. There are many games to choose from and even free games.
Stop by my blog post … best (https://it.baiked.com/wp-content/themes/begin/inc/go.php?url=http://chateau-gontier.forum-actif.net/bw?dest=https%3a%2f%2fccvroa.org)
According to a new survey New Yorkers are among the largest buyers of
$2,000-$3,000 love dolls. New York was ahead of all other US cities in the purchase of love dolls this year.
Los Angeles, Chicago, Dallas and Dallas were in close proximity.
Here is my webpage: sexdoll sales
Howdy! Quick question that’s entirely off topic.
Do you know how to make your site mobile friendly?
My blog looks weird when viewing from my iphone 4. I’m trying to find a theme or plugin that
might be able to fix this issue. If you have any recommendations,
please share. Many thanks!
My webpage … RTP receh88
Everyday at 11:45 togel hongkong Time, the Hongkong Pools live drawing takes place.
The results will be announced at midnight the next day.
Live video feed of the drawing is accessible on the official website.
There are a myriad of sexdolls that are available Sexdoll For Sale purchase.
If you’re new to sexdolls you may not be aware of their characteristics.
The vibrating sensation of the WM Doll may not be as
exciting as it seems.
Double glazing can be an excellent option for your home.
First, Double Glazing in high Wycombe glazing can improve
the sound insulation. This is great for homes
that are located near busy roads or towns.
You must follow a set of steps to install replacement double glazing replacement glass glazing glass.
Argon gas is a great insulating material for windows.
It does not just improve the thermal efficiency of your windows,
but it will also enhance privacy.
You might have considered the Cannabidiol content of
cbd hemp flowers uk legal flower if
contemplating using it for your illnesses. In this article, we’ll
talk about what CBD is and the benefits of cannabinoids,
and whether CBD flower is legal.
You might be interested in the cost of fixing double-glazed
windows if have recently purchased a double-glazed window.
This article will address the cost of double glazing window repairs.
Hemp flower is a great natural supplement, and there are a variety of methods to take advantage of it.
The most popular way to consume it is through smoking.
Here is my site Cbd Flowers For Sale
While the process of replacing windows can be laborious, it can be
a big difference in the appearance of your home. A local london Double Glazing-glazing company
can offer a window replacement for your home.
If you are looking to purchase a sexdoll, the first thing you should know is what to look for.
There are many different sexdolls For sale that are not the same.
You can purchase the racy doll, or an actual one.
Window repairs made with upvc window repair near me near me can help keep
your house dry. There are some common problems that occur
with these windows, such as capillary action. This occurs when the hinges and windowsashes aren’t properly fitted.
Before you make a purchase of a sexdoll for sale there are some important things
to think about. These factors include the doll’s size, price, and realistic detail.
When I originally commented I seem to have clicked on the -Notify me when new comments are
added- checkbox and now every time a comment is added I get four emails with the same comment.
There has to be an easy method you are able to remove me from that service?
Appreciate it!
Also visit my site single beds
Thank you a bunch for sharing this with all people you actually recognise what you are talking about!
Bookmarked. Please addiionally discuss with my site =).
We could have a link change arrangement between us
How to use Lights Out CBD Gummies and relieve your pains?
:
There is a reason why Lights Out CBD Gummies are
so comforting to you. This product is containing only natural ingredients, it has positive effects on mental, cognitive and also physical health that are also
permanent. It is still easy to use and one should not take
any other medication while taking it. Take it twice a day to start a healing way.
Regularly while taking the supplement you should take them after meals and
maintain consistency.
Lights Out CBD Gummies
Good post. I certainly love this website. Keep writing!
Also visit my page – kisling nestico and redick
A new survey shows that New Yorkers are the most avid buyers of $2,
000-$3,000 love dolls. New York was ahead of all other US cities when it comes to buying love dolls this year.
Those in Los Angeles, Chicago, and Dallas were not far behind.
My site – Sexdolls Sale
If you require an Luton window replacement, you will want to find a company that offers various services.
The services offered range from window repair and fitting to Double glazing repairs luton glazing, automatic
cat flaps and stained glass windows.
If you live Double glazing in luton Luton and you have an issue with your window, a professional repairman must visit your home and identify the issue.
Greetings! Very useful advice in this particular article!
It is the little changes that make the greatest changes.
Thanks a lot for sharing!
My homepage knr legal
If you’re looking for a life size doll for sex, you’ve likely wondered if Silicone Adult Dolls or TPE is the best
choice. This article will explore the pros and cons of each material.
Everything is very open with a really clear explanation of
the challenges. It was definitely informative. Your website is extremely helpful.
Thank you for sharing!
If you love games which require pure luck Meogtwigeomjeong may be
perfect for you. It is much like slots than other casino
game. You place a bet on a specific card combination and flip the cards to see if they come out the same way as you had hoped.
My website :: 토토
When shopping for a new bed, you could be wondering how to determine the size of a Double mattresss mattress.
There are some important factors to consider when making this decision.
Just wanna input that you have a very decent web site,
I enjoy the design it really stands out.
Here is my blog … cash loan reserve s
You may notice your glass windows have started to fog
more frequently than normal. Despite your continuous efforts to clean this shouldn’t be happening.
The windows that fog can be due to an air gap, or
if they are not properly glass.
My web site; double glazed window repairs near me
It can save you significant expense by hiring a licensed contractor to Window install near me your windows.
These professionals are prepared for any unexpected situations and are highly trained.
Wow, fantastic blog layout! How long have you ever been blogging for?
you made blogging look easy. The whole glance of
your site is great, as well as the content
material!
Also visit my web-site … short term personal loan
A new survey has shown that New Yorkers are the most frequent buyers of $2,000 to $3000 love dolls.
The city topped all other US cities in the purchase
of love dolls this year. Los Angeles, Chicago, Dallas and
Dallas were close behind.
My web-site … Sexdoll Sale
New Yorkers can place bets online on sports starting January 8th, 2022.
Four major operators have been granted licenses to
operate mobile betting, which will permit them to provide
their services in various ways.
It isn’t easy to locate an electrician close to your home however it is doable.
Talk to your family and friends, or search online
for reviews to help to find the perfect electrician.
Also visit my page :: electricians Near Me
No matter if you live in an old house or an apartment that is modern, it is important to
have your windows fixed as soon as you can. Broken windows do not
just affect the comfort level of your home, but
they can also increase your utility costs.
my page; Window Repairs
Do you have a spam problem on this site; I also am a blogger, and I was curious about your situation; we have developed some nice
procedures and we are looking to swap solutions with
other folks, please shoot me an e-mail if interested.
my blog post … Slot Online terbaik