Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
certainly like your website however you need to check the spelling on quite a few of your posts.
Several of them are rife with spelling issues and I to find it very bothersome to inform
the truth however I’ll definitely come back again.
What’s up to every one, the contents existing at this website are genuinely awesome for people knowledge, well, keep up the nice work fellows.
Here is my site :: hair style
What’s Happening i am new to this, I stumbled upon this I’ve discovered It positively helpful
and it has aided me out loads. I hope to give a contribution & aid different
users like its aided me. Good job.
If some one needs to be updated with newest technologies afterward he must be go to see
this website and be up to date every day.
Hey there! This post could not be written any better!
Reading through this post reminds me of my previous room
mate! He always kept talking about this. I will forward this post to him.
Fairly certain he will have a good read. Thanks for sharing!
My partner and I stumbled over here by a different web page and thought I may as well check
things out. I like what I see so i am just following you.
Look forward to finding out about your web page again.
Here is my blog post :: hair style
If you want to grow your experience simply keep visiting this web page and be updated with the most recent news update posted here.
Here is my blog post … beautycaters
You should be a part of a contest for one of the most useful sites online.
I will highly recommend this site!
Keep on writing, great job!
There are numerous window repair services front door fitters near me me which can assist you
with broken windows, roofs that leak, and leaky faucets.
Some of these problems are minor, but some are more significant.
Write more, thats all I have to say. Literally, it seems as
though you relied on the video to make your point.
You clearly know what youre talking about,
why waste your intelligence on just posting videos to your blog
when you could be giving us something informative to read?
Magnificent beat ! I would like to apprentice while you amend your site, how could i subscribe for a blog
website? The account helped me a acceptable deal. I had been a little bit acquainted of this your broadcast provided bright
clear concept
sports (http://www2j.Biglobe.ne.jp) fans in New York are allowed to place bets online starting
January. 8, 2022. Four major operators have been granted licenses for mobile betting.
They can provide their services in a variety ways. The operators are Bally’s and DraftKings NY.
If you’ve ever lost the keys to your car, you’ve experienced how frustrating it can be.
In particular, at night when you have nowhere to
go, a locksmith for your Change car locks can be
an absolute lifesaver.
New Yorkers are now able to place bets online on sports starting
January 8, 2022. Four major operators have been granted licenses for mobile betting.
They will be able to offer their services in a variety of ways.
Feel free to visit my web-site dealers (http://www.exvagos2.com)
okbet casino is a world-class online casino which offers players the latest and most exciting games,
including hundreds of Vegas-style slots.
okbet sports betting also boasts a selection of high quality
table games and card games to match your tastes.
Pretty! This was a really wonderful post. Many
thanks for supplying this info.
Feel free to visit my web page … beautycaters
An experienced asbestos Compensation lawyer can speed up the process by
aiding you in obtaining the required evidence to support your claim.
The asbestos deposits can last for several hours, days , or even weeks.
CDN pricing has long been a
major issue for web publishers and is becoming more
difficult due to the rise of new competitors
and DIY deployments.
It is appropriate time to make a few plans for the longer term and it’s time to be happy.
I’ve read this post and if I may just I want to counsel you few interesting things or suggestions.
Perhaps you could write next articles regarding this
article. I wish to learn more issues about it!
Here is my web blog hair style
The Ghost alarm car car immobiliser is an excellent way to deter theft.
The tiny device connects to your vehicle’s CAN-BUS, or electronic control unit, to block your vehicle.
One of the most frequently encountered traps in the crypto payment gateway no kyc enabled world is chargebacks.
They are a one-way tactic that permits customers to report bogus charges directly to Mastercard.
When do you think this Real Estate market will go back up? Or is it still too early to tell? We are seeing a lot of housing foreclosures in Longwood Florida. What about you? We would love to get your feedback on this.
There are some things that you should know if you are looking to purchase cbd newport
in the UK. The FDA has strict regulations regarding CBD use.
These regulations are not yet in effect, but they will come into effect in the EU and the
UK in 2020.
Hi, i feel that i saw you visited my website so i got here to
go back the favor?.I am trying to in finding things to enhance my web site!I suppose its good enough to make use of a few of your ideas!!
Also visit my homepage … beautycaters
I think this is one of the most vital information for me.
And i’m glad reading your article. But want to remark on few general things, The website style
is perfect, the articles is really nice : D. Good job, cheers delta 8 thc vape manufacturer (https://www.insur-info.ru/freejump/?url=http://n.i.gh.t.m.A.Re.zzro@masuda-khrs.sakura.ne.jp/hsy/yybbs/yybbs.cgi%3Flist=thread) 8 thc vape white label
A mesothelioma victim might not be able afford to travel to the
top lawyers to make an action. The majority of mesothelioma legal cases are
filed in more than one state, so finding a local lawyer could be a
difficult task.
A player can choose the theme they want and choose from hundreds of
online slot machines, including classics and
newer branded releases. The payouts vary, but they all follow the same mathematical formula.
My site :: bets (Charles)
Online slots are a favored game played by millions of players.
This exciting and thrilling form of gambling can be an excellent way to have fun or earn extra cash.
Also visit my web blog games (Tamela)
Today, I went to the beach with my children. I found a sea shell and gave it to my 4 year old daughter and said «You can hear the ocean if you put this to your ear.» She placed the shell to her ear and screamed.
There was a hermit crab inside and it pinched her ear. She never wants to go back!
LoL I know this is completely off topic but I had to tell someone!
You can reset your car keys cutting and programming (sitiosecuador.Com)’s code in the event
that you lose your car key by using car key programming.
This method is also used to recover lost fobs.
There are many different treatments for addiction to gambling.
One-on-one counseling and medication, lifestyle modifications and
medications are all options. If you’re unable to stop yourself from engaging in this behaviour, it becomes an addiction.
Here is my website – slots (http://Www.factorynetasia.com)
Jack of Glass offers double glazing services in High Wycombe.
Apart from double Glazing Companies high-wycombe glazed windows, the company also installs new doors, glass splashbacks, and misted units.
If you’re not satisfied with your current upvc Door Handle replacement door handle, you may need to replace it.
If this is the case, purchase a stainless steel uPVC door handle and
install it yourself.
Consuming cbd edibles near me uk infused with cannabis is
legal in the United Kingdom, but is illegal for consumers
to consume in the country. The majority of these products are offered on social media platforms such as Facebook Marketplace, Snapchat, and TikTok.
In this article, we will look at the different kinds of men’s
masturbators that are available on the market today, and which are the most
attractive to us. There are designs that include a vaginal entry or anal access as well as soft lips.
Feel free to visit my web page: mens masturbator
A refrigerator was considered to be a luxury item in the
United Kingdom. It was also expensive and bulky. It required electricity, and the majority of communities relied on communal cooling houses.
Fridges were not popular in the Cheap Refrigerators Uk until the 1960s.
Looking for a refrigerator for sale? We have the ideal refrigerator for you, no matter if you’re seeking an French door
or top-freezer model. Find the best refrigerator uk deal by reading.
Superb website you have here but I was wanting to know if you knew of any community forums that cover the same
topics discussed in this article? I’d really love to be
a part of online community where I can get feed-back from other experienced people that share the same
interest. If you have any recommendations, please let me know.
Bless you!
A mobility Folding Disability Scooter that folds is the best option for
those who are always moving around and need to transport
their mobility scooter. These scooters fold down into a compact easily loaded package that is able to be easily put into a car.
Asbestos settlement lawsuits can have large financial implications.
In many instances, multimillion-dollar settlements have been granted to plaintiffs.
Does your blog have a contact page? I’m having a tough time
locating it but, I’d like to send you an email.
I’ve got some suggestions for your blog you might be interested in hearing.
Either way, great blog and I look forward to seeing it
grow over time.
It is legal to play online poker, but be sure that you’re
of legal age. Online poker sites require that players be at minimum 18 years old before they can play.
However, some sites require a verification process before
you download their software.
Also visit my webpage games
If your windows are damaged or require repair, you’ll need to call a professional for assistance.
If you are seeking a quick solution, there are many
different solutions available.
Feel free to surf to my webpage; double glazing st albans, hypnotronstudios.com,
This is a topic that’s close to my heart… Best wishes!
Exactly where are your contact details though?
Stop by my site; hair style
Hello! I’m at work surfing around your blog from my new iphone 4!
Just wanted to say I love reading your blog and look forward to
all your posts! Carry on the superb work!
Stop by my website … hair style
Xerjoff 17/17 Irisss Eau de Parfum 100ml‘s Homme, a fragrance that is
only for men is part of the XJ 17/17 collection, which is a premium
perfume that comes from Italy.
Sports fans in New York
are allowed to place bets online since January.
8th 2022. Four major operators have been granted licenses to mobile betting.
They are able to provide their services in a variety of ways.
Casinos online offer a variety of benefits. It doesn’t require a lot of money to sign up.
Online casinos often offer free games for players to play to discover the most popular ones.
Also visit my web-site; gaming [http://www.monster.com.my]
er sixty minutes. It’s among the easiest computer system upgrade techniques one can consider.
Thanks for giving your ideas.
My web page; facebooksex