Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
It’s going to be end of mine day, except before end I am reading this great paragraph
to improve my knowledge.
Hi, always i used to check website posts here in the early
hours in the morning, because i enjoy to learn more and more.
my web blog 안전바카라사이트
I know this web site presents quality dependent articles and additional data, is there anny other website
which gives such information in quality?
My webpage Janet
What’s up, everything is going well here
and ofcourse every one is sharing data, that’s in fact excellent, keep up
writing.
Thank you for sharing your info. I really appreciate your efforts and I
am waiting for your further post thank you once again.
Usually I don’t read post on blogs, but I would like to
say that this write-up very compelled me to try and do so!
Your writing taste has been surprised me. Thank you, very nice article.
It’s enormous that you are getting ideas from this paragraph as well
as from our dialogue made at this time.
Hi there, I discovered your web site by means of Google whilst looking for
a related subject, your site came up, it seems great.
I have bookmarked it in my google bookmarks.
Hello there, just turned into aware of your weblog via Google, and located that it’s truly informative.
I am gonna watch out for brussels. I will appreciate if you continue this in future.
Numerous people will probably be benefited out
of your writing. Cheers!
I was recommended this web site by my cousin.
I am not sure whether this post is written by him as nobody else know such detailed about my problem.
You’re wonderful! Thanks!
Hurrah! At last I got a webpage from where I can truly take useful data concerning my study and knowledge.
Thanks for every other informative blog. The place else may just I am getting that kind of information written in such an ideal means?
I’ve a challenge that I am just now working on, and I’ve been at the look out for such info.
Nice blog! Is your theme custom made or did you download it
from somewhere? A theme like yours with a few simple tweeks would really make my blog jump out.
Please let me know where you got your design. Thanks
I every time emailed this weblog post page to all my friends,
because if like to read it then my friends will too.
Hello, Neat post. There is a problem along with your web site in internet explorer,
may check this? IE nonetheless is the marketplace chief and a
large part of other folks will omit your great writing
because of this problem.
First off I would like to say excellent blog! I had a quick question that I’d like
to ask if you don’t mind. I was curious to find out how you center yourself and clear your mind prior to writing.
I have had trouble clearing my mind in getting my thoughts out there.
I truly do enjoy writing but it just seems like the first 10 to
15 minutes are usually lost just trying to figure out how to begin. Any ideas or hints?
Thank you!
Exceptional post but I was wondering if you could write a litte more on this topic?
I’d be very grateful if you could elaborate a little bit more.
Cheers!
Hello! Do you know if they make any plugins to assist with Search Engine
Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m
not seeing very good results. If you know of any please share.
Cheers!
Greetings! I know this is kinda off topic however , I’d
figured I’d ask. Would you be interested in exchanging links or maybe guest writing a
blog article or vice-versa? My blog covers a lot of the same
subjects as yours and I believe we could greatly benefit from each other.
If you happen to be interested feel free to shoot
me an email. I look forward to hearing from you! Great blog by the way!
Thanks for sharing your thoughts on https://www.hulkshare.com/chainbill9. Regards
Hi, after reading this amazing post i am also
glad to share my experience here with mates.
Do you mind if I quote a couple of your articles as long as I provide
credit and sources back to your webpage? My blog
site is in the very same niche as yours and my visitors would really benefit from a lot of the information you provide here.
Please let me know if this alright with you. Appreciate it!
Good day! This is my 1st comment here so I just wanted to give a quick shout out
and tell you I really enjoy reading your blog posts.
Can you suggest any other blogs/websites/forums that go over the
same topics? Appreciate it!
Howdy! Would you mind if I share your blog with my myspace
group? There’s a lot of people that I think would really appreciate your content.
Please let me know. Many thanks
I do not even know how I finished up here, but I assumed this post
was good. I don’t realize who you might be but certainly you’re going to a famous blogger in the event you are not already.
Cheers!
Highly descriptive article, I loved that a lot. Will there be
a part 2?
Parabéns! Obrigado por compartilhar, tenho problemas sobre esse tema,
mas neste momento analisando este artigo tudo ficou mais fácil.
Com toda certeza voltarei aqui afim de comentar algumas perguntas sobre o tema.
Mais 1 vez obrigado.
Magnificent beat ! I would like to apprentice while you amend your site,
how could i subscribe for a blog site? The account helped me a acceptable deal.
I had been a little bit acquainted of this
your broadcast provided bright clear idea
Aw, this was an extremely good post. Taking
the time and actual effort to produce a very good article… but
what can I say… I put things off a whole lot and don’t seem to get anything done.
I feel that is among the most vital information for me.
And i’m satisfied reading your article. But wanna observation on few basic issues, The website
style is ideal, the articles is really nice : D. Good job, cheers
Hello there, just became alertt to your blog through Google, and found that it’s really informative.
I’m going to watch out for brussels. I’ll appreciate if you continue this in future.
Many people wikl be benefited from your writing.
Cheers!
Also visit my web site – https://www.buzzfeed.com/linkalternatif/link-alternatif-terbaik-dengan-bonus-terbesar-5h5s7t9f0o
When someone writes an paragraph he/she maintains
the image of a user in his/her mind that how a user can know
it. Thus that’s why this article is great.
Thanks!
Wow, this piece of writing is good, my sister is analyzing these kinds of things, so I am going to let know
her.
I read this paragraph completely concerning the resemblance
of most up-to-date and previous technologies, it’s awesome article.
I all the time used to study piece of writing in news papers but now as I
am a user of web thus from now I am using net for articles or reviews, thanks to web.
It’s fantastic that you are getting ideas from this post as
well as from our argument made at this time.
Incredible! This blog looks exactly like my old one! It’s
on a entirely different topic but it has pretty much
the same layout and design. Great choice of colors!
I’m really inspired together with your writing abilities as
neatly as with the format to your blog. Is that this a paid
subject matter or did you modify it your self? Anyway keep up
the nice quality writing, it’s rare to see a great blog like
this one nowadays..
I really like it when folks get together and share
ideas. Great site, stick with it!
Hi there, I discovered your blog by way of Google at the same time as looking for a comparable subject, your
site got here up, it appears to be like good. I
have bookmarked it in my google bookmarks.
Hello there, simply become aware of your weblog thru Google, and found that it’s truly informative.
I am gonna watch out for brussels. I will be grateful if you happen to proceed this in future.
Lots of other folks can be benefited from your writing.
Cheers!
I used to be able to find good information from your articles.
My partner and I absolutely love your blog and find many of your post’s to be just what I’m looking for.
Would you offer guest writers to write content
for you personally? I wouldn’t mind writing a post or elaborating on some of
the subjects you write about here. Again, awesome weblog!
Thanks for sharing your thoughts on https://vimeo.com/oilcafe2. Regards
I am extremely impressed with your writing skills and also with the structure to your weblog.
Is this a paid theme or did you customize it yourself?
Anyway stay up the excellent high quality writing, it is
rare to see a nice blog like this one nowadays..
It’s perfect time to make some plans for the future and it’s time to be happy.
I have read this post and if I could I want to suggest you
few interesting things or advice. Perhaps you could write next articles referring to this article.
I want to read even more things about it!
It’s an amazing piece of writing for all the internet users; they will
obtain advantage from it I am sure.
Hmm it looks like your site ate my first comment (it was super
long) so I guess I’ll just sum it up what I submitted and say,
I’m thoroughly enjoying your blog. I as well am an aspiring blog blogger but
I’m still new to everything. Do you have any helpful hints for novice blog writers?
I’d really appreciate it.
Thanks for every other informative website. The place else may just I get that kind of info written in such a perfect method?
I’ve a undertaking that I am just now running on, and I’ve been on the look out for such information.
My programmer is trying to convince me to move to .net from PHP.
I have always disliked the idea because of the costs.
But he’s tryiong none the less. I’ve been using Movable-type on several websites for about a year and am nervous about switching to another platform.
I have heard very good things about blogengine.net.
Is there a way I can import all my wordpress posts into it?
Any kind of help would be really appreciated!
I loved as much as you will receive carried out right here.
The sketch is tasteful, your authored subject matter stylish.
nonetheless, you command get bought an sshakiness over that you wih be delivering the following.
unwell unquestionably come more formerly again since exactly the same nearly very often innside case you shield
this hike.
Also visit my web page: Kerri
Excellent post. I was checking constantly this blog
and I’m impressed! Extremely useful info specially the last part 🙂 I
care for such information much. I was looking for this particular info for a very long
time. Thank you and best of luck.