Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
I love your blog.. very nice colors & theme.
Did you design this website yourself or did you hire someone
to do it for you? Plz reply as I’m looking to design my own blog and would like to know where u got
this from. appreciate it
Excellent post but I was wanting to know if you could write a litte more on this topic?
I’d be very thankful if you could elaborate a little bit more.
Cheers!
Nice answers in return of this matter with genuine arguments
and telling all regarding that.
If you wish for to obtain a good deal from this paragraph then you have
to apply these techniques to your won blog.
Very good post! We are linking to this particularly great article
on our website. Keep up the great writing.
I know this if off topic but I’m looking into starting my own blog and was wondering what all is required to get set up?
I’m assuming having a blog like yours would cost a pretty
penny? I’m not very web savvy so I’m not 100% sure.
Any tips or advice would be greatly appreciated. Many thanks
Amazing things here. I’m very glad to peer your article.
Thank you so much and I’m looking ahead to touch you.
Will you kindly drop me a e-mail?
Thank you a bunch for sharing this with all of us you actually realize what you’re talking about!
Bookmarked. Please additionally seek advice from my site =).
We will have a hyperlink trade arrangement between us
Hey there! This is kind of off topic but I need some guidance from an established blog.
Is it very difficult to set up your own blog? I’m not very techincal but I can figure things out pretty
quick. I’m thinking about setting up my own but I’m not sure where to begin. Do you have any
ideas or suggestions? Appreciate it
I couldn’t resist commenting. Perfectly written!
My blog post – we buy ugly houses Raleigh NC
Howdy would you mind stating which blog platform you’re using?
I’m planning to start my own blog soon but I’m having a tough time selecting between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your design seems different
then most blogs and I’m looking for something completely unique.
P.S My apologies for getting off-topic but I had to ask!
Wonderful blog! I found it while surfing around on Yahoo News.
Do you have any suggestions on how to get listed in Yahoo News?
I’ve been trying for a while but I never seem to get there!
Appreciate it
Howdy fantastic blog! Does running a blog such as this require a massive amount work?
I have no expertise in coding but I had been hoping to start my own blog in the near future.
Anyhow, if you have any recommendations or tips for new blog owners please share.
I know this is off topic but I simply needed to ask.
Thank you!
Your mode of explaining all in this paragraph is really pleasant,
every one can without difficulty understand it, Thanks a lot.
What’s up to all, the contents present at this web page
are actually remarkable for people knowledge, well, keep up the good work fellows.
Greetings! I know this is kinda off topic however , I’d figured I’d ask.
Would you be interested in exchanging links or maybe guest writing a blog article or
vice-versa? My blog discusses a lot of the same topics
as yours and I feel we could greatly benefit from each other.
If you might be interested feel free to send me an e-mail.
I look forward to hearing from you! Superb blog by the way!
Valuable information. Fortunate me I found your web site by accident, and I am stunned why this twist of fate
did not came about in advance! I bookmarked it.
Thank you for another wonderful article. The place else may anyone get that type
of info in such a perfect means of writing? I’ve a presentation subsequent week,
and I am on the look for such information.
This is very interesting, You’re a very skilled blogger. I’ve joined your feed and
look forward to seeking more of your magnificent post.
Also, I’ve shared your site in my social networks!
magnificent issues altogether, you just won a
logo new reader. What may you suggest in regards to your
submit that you simply made a few days in the past?
Any positive?
Hello, just wanted to say, I liked this post. It was helpful.
Keep on posting!
Hi to all, the contents existing at this site
are in fact remarkable for people experience, well, keep up the good work fellows.
Hi, i think that i saw you visited my web site thus i came to “return the favorâ€.I
am attempting to find things to improve my site!I suppose its ok to use
a few of your ideas!!
Amazing things here. I am very satisfied to look your post.
Thanks a lot and I’m having a look forward to contact
you. Will you kindly drop me a mail?
Write more, thats all I have to say. Literally, it seems as though you
relied on the video to make your point. You obviously know what youre talking about,
why waste your intelligence on just posting videos to your weblog when you could be giving
us something enlightening to read?
This is a topic that is close to my heart… Many thanks!
Where are your contact details though?
For newest news you have to go to see world wide web
and on world-wide-web I found this web page as a finest web site for hottest updates.
Spot on with this write-up, I seriously think this website
needs far more attention. I’ll probably be returning to read through more, thanks for the
information!
Hi there, constantly i used to check weblog posts here in the early hours in the morning, for the
reason that i enjoy to learn more and more.
Los accidentes suceden, y cuanto más tiempo pase un producto en nuestras manos, más fácil será que se
nos pueda caer. Con una compatibilidad excelente, ya que
hablamos de un producto oficial, el peso que tiene este dispositivo no es muy elevado lo que siempre es muy
importante. Gestiona tu hogar digital: ve lo que pasa cuando no estás gracias a la cámara integrada.
Bienvenido y gracias por confiar en el equipo de expertos de Ruth Carrasco.
Gracias a mi equipo de expertos hemos conseguido
la mejor información sobre Complementos Kindle Paperwhite.Recuerda que
te mostraremos los mejores descuentos en Amazon para que siempre consigas los productos
tecnológicos con las mayores rebajas del mercado. Si sólo buscas información para solucionar esas pequeñas dudas sobre
Complementos Kindle Paperwhite, yo tengo todas las respuestas para ti.
Y vamos ya a lo que nos interesa: el mundo de Amazon y tu búsqueda sobre Complementos Kindle Paperwhite.
Tiene una nota media de 4.8 sobre 5 estrellas.
Do you mind if I quote a couple of your posts as long as I provide credit and sources back
to your weblog? My website is in the exact same niche as yours and my users would truly benefit
from a lot of the information you present here. Please let me know
if this okay with you. Many thanks!
We stumbled over here different page and thought I should check
things out. I like what I see so i am just following you.
Look forward to looking over your web page again.
This piece of writing will assist the internet users for creating new webpage or even a weblog from start to end.
If you wish for to increase your knowledge simply keep visiting this
web page and be updated with the most up-to-date information posted
here.
I am lucky that I noticed this weblog, just the right info that I was looking
for!
Genuinely no matter if someone doesn’t understand then its up to
other users that they will help, so here it takes place.
I think the admin of this web site is genuinely working hard in support of his web page,
since here every data is quality based data.
Hey I know this is off topic but I was wondering if
you knew of any widgets I could add to my blog that automatically tweet my newest
twitter updates. I’ve been looking for a plug-in like this for quite
some time and was hoping maybe you would have some experience with something like
this. Please let me know if you run into anything. I truly enjoy reading your
blog and I look forward to your new updates.
My family members always say that I am killing my time
here at net, however I know I am getting familiarity all the time by reading thes nice
articles.
Very good blog! Do you have any tips and hints for aspiring writers?
I’m hoping to start my own site soon but I’m a little lost
on everything. Would you recommend starting with a free platform like WordPress or go for a paid option? There are so many choices out there that I’m completely
overwhelmed .. Any ideas? Kudos!
Hmm it seems like your website ate my first comment
(it was super long) so I guess I’ll just sum it up what I wrote
and say, I’m thoroughly enjoying your blog. I too am an aspiring
blog writer but I’m still new to the whole thing. Do you have any suggestions
for newbie blog writers? I’d genuinely appreciate it.
I really like it when individuals get together and share thoughts.
Great website, keep it up!
Hi there mates, how is all, and what you would like to say on the topic of this
post, in my view its actually remarkable in support of me.
Hi! I know this is somewhat off-topic but I had to ask.
Does operating a well-established website such as yours require a lot of work?
I am completely new to writing a blog but
I do write in my journal daily. I’d like to start a blog
so I can easily share my personal experience and feelings online.
Please let me know if you have any kind of suggestions or tips for
brand new aspiring bloggers. Thankyou!
I am extremely impressed with your writing skills and also with the layout on your blog.
Is this a paid theme or did you modify it yourself? Either way keep up the nice quality writing, it
is rare to see a great blog like this one nowadays.
Pretty portion of content. I just stumbled upon your site and
in accession capital to claim that I get actually
enjoyed account your weblog posts. Anyway I will be subscribing on your feeds and
even I achievement you access persistently quickly.
I really like your blog.. very nice colors & theme.
Did you design this website yourself or did you hire
someone to do it for you? Plz answer back as I’m looking to
construct my own blog and would like to know where u got this from.
thanks
I know this if off topic but I’m looking into starting
my own weblog and was wondering what all is required to get setup?
I’m assuming having a blog like yours would cost a pretty penny?
I’m not very internet savvy so I’m not 100% positive. Any tips or advice would be greatly appreciated.
Thank you
Good information. Lucky me I ran across your site by chance (stumbleupon).
I’ve book-marked it for later!
Unquestionably believe that which you said. Your favorite
justification seemed to be on the internet the simplest factor to be aware
of. I say to you, I definitely get annoyed at the same time as folks consider issues that they just do not recognise about.
You controlled to hit the nail upon the top as smartly as outlined out the entire thing with no
need side-effects , other folks could take a signal.
Will likely be back to get more. Thank you