Cuando finaliza el año, el 31 de diciembre, las empresas y autónomos tienen que realizar un cierre contable y fiscal. Las empresas más pequeñas, aquellas que tributan por módulos o los autónomos que no están obligados a llevar una contabilidad tan exhaustiva como el resto, pueden obviar este trámite administrativo, pero cometerían un error.
Debes saber que hacer el ejercicio de análisis del cierre fiscal nos puede ayudar a obtener valiosa información sobre nuestra actividad, de cara al siguiente ejercicio. Pero también si analizamos antes de finalizar el año podemos anticiparnos y obtener alguna ventaja respecto a la declaración de IRPF del siguiente año.
Hacer un pre-cierre
Es algo de gran utilidad que se debería realizar en el último trimestre del año. A ser posible no apurar al último momento, ya que de esta forma tenemos más margen de acción si detectamos algo a mejorar.
Nos ayuda a detectar facturas que no se pidieron a tiempo, que no cuentan con los datos o requisitos necesarios para deducirnos un gasto o un cliente no nos paga y va a ser muy complicado que lo haga en los próximos meses.
No se trata de trabajar dos veces, sino de anticipar, ya que, llegado el momento del cierre fiscal, gran parte del trabajo ya lo tendremos realizado y solo será confirmar en el último momento.
Revisar que toda la documentación esté en orden
Es importante que toda la documentación se encuentre registrada correctamente. A veces hemos anotado un gasto, pero cuando nos llega la factura vemos que no es correcta.
En otras ocasiones nos podemos encontrar con alguna factura duplicada, algo que simplemente olvidamos registrar o simplemente alguna que no emitimos en su momento y directamente ha quedado en el olvido.
Adelanta inversiones y amortizaciones
Si hemos tenido un buen año a nivel de facturación es el momento de realizar alguna de las inversiones que tenemos pendientes. Un ejemplo, renovar nuestro parque informático, invertir en mejoras en las comunicaciones para facilitar el teletrabajo, renovar muebles, etc.
Muchas empresas que han solicitado créditos tienen la oportunidad de quitarse parte de estas obligaciones si han tenido un buen año.
Son gastos deducibles que si los hacemos en el momento oportuno van a ahorrarnos un poco más. Aquí lo ideal es realizar el gasto cuando a nosotros nos interesa, no esperar a que tengamos un problema con un ordenador, algo muy común, para tener que cambiarlo.
Amortización del plan de pensiones antes de que acabe el año
Muchos autónomos cotizan por la base mínima, pero si a final de año les ha ido bien es el momento de realizar alguna aportación a su plan de pensiones. Esta aportación supone un mejor tratamiento fiscal para la liquidación de IRPF.
Y este año es más importante que nunca este apartado porque los Presupuestos Generales del Estado para 2022 van a bajar la deducción fiscal de dichos planes, dejando en 2.000 euros la aportación máxima deducible, que actualmente está en 8.000.
Si tenemos posibilidad, mejor hacer una aportación extra antes de final de año que a principios de 2022. Un ejemplo, si anualmente aportábamos 3.000 euros al plan de pensiones, mejor hacer este año una aportación total de 4.000 y el próximo solo 2.000 y tendremos una mayor desgravación.
Seguro de salud
Los seguros de salud también son deducibles, con un límite de 500 euros al año para el interesado, pero también se pueden deducir los de sus hijos y cónyuge. Si estamos interesados en contratar uno, mejor hacerlo a final de año y pagar una cuota anual.
Gastos del vehículo
Muchas empresas utilizan el leasing como fórmula de financiación de sus flotas de vehículos. Este gasto es deducible en muchos casos además incluye seguro y mantenimiento del vehículo. De esta forma es más fácil amortizar dicho gasto.
Si como autónomo estás pensando en cambiar de vehículo, o si te has dado de alta hace poco y no tienes vehículo de empresa, esta puede ser una buena alternativa que te ahorre un buen porcentaje en tu declaración de IRPF.
Realizar un análisis de la situación financiera
Por último, es muy interesante realizar un análisis de la situación financiera de la empresa. Al cierre del ejercicio se deberían realizar las dotaciones de provisiones de fondos, o el momento adecuado para recuperar el IVA de las facturas impagadas y que sabemos que ya no cobraremos.
No podemos quedarnos solo con la cantidad facturada, sino analizar la rentabilidad de nuestro negocio. De poco nos sirve vender mucho, realizar muchos encargos si luego a la hora de la verdad la ganancia media que tenemos en muy baja.
Recuerda que generar una costumbre de ahorro y organización financiera te ayudará a proteger tus ahorros y tu patrimonio.
¡NO PIERDAS LA OPORTUNIDAD DE INVERTIR!
Recuerda que en IDEX Inmobiliaria contamos con increíbles opciones de departamentos en preventa, así como algunos de entrega inmediata. Se encuentran en excelentes ubicaciones como Providencia, Zona Real y el centro de Zapopan, una zona con una increíble proyección de plusvalía.
CONOCE NUESTROS DIFERENTES DESARROLLOS
En IDEX Inmobiliaria ayudamos a las personas que quieren tener patrimonio inmobiliario, con departamentos en las mejores ubicaciones, para que logren la calidad de vida que anhelan.
Corporativo:
At this moment I am going to do my breakfast,
once having my breakfast coming yet again to read more news.
I’d like to thank you for the efforts you’ve put in writing
this website. I really hope to check out the same high-grade blog posts from you
in the future as well. In fact, your creative writing abilities
has encouraged me to get my own, personal site now 😉
Hi there just wanted to give you a quick heads up. The text in your post seem to be running
off the screen in Firefox. I’m not sure if this is a formatting issue or
something to do with browser compatibility but I figured
I’d post to let you know. The design look great though!
Hope you get the issue solved soon. Cheers
Review my website Scranton
I savor, lead to I found exactly what I was having a look for.
You’ve ended my 4 day long hunt! God Bless you man. Have a nice
day. Bye
I’m not that much of a internet reader to be honest but your blogs really nice, keep it up!
I’ll go ahead and bookmark your website to come
back later on. Cheers
Hi, after reading this awesome post i am too delighted to share my
know-how here with mates.
It’s an remarkable post in favor of all the online
visitors; they will obtain advantage from it I am sure.
What’s up colleagues, how is the whole thing, and what you would like to
say concerning this post, in my view its genuinely remarkable designed for me.
What a data of un-ambiguity and preserveness of valuable knowledge regarding unpredicted emotions.
My brother recommended I would possibly like this website.
He was entirely right. This publish actually made my day.
You cann’t imagine simply how much time I had spent for this info!
Thanks!
Ridiculous story there. What happened after? Good luck!
It’s wonderful that you are getting ideas from this post as
well as from our argument made at this time.
Hi, i think that i saw you visited my site thus i came to
“return the favorâ€.I am attempting to find
things to enhance my site!I suppose its ok to use a
few of your ideas!!
I’ll right away snatch your rss as I can not in finding your email subscription link or
e-newsletter service. Do you have any? Kindly permit me know in order that I may subscribe.
Thanks.
My brother suggested I may like this web site. He was once entirely right.
This submit actually made my day. You cann’t consider simply how so much time I had
spent for this information! Thanks!
I loved as much as you’ll receive carried
out right here. The sketch is tasteful, your authored subject matter
stylish. nonetheless, you command get bought an nervousness over that you wish be delivering the following.
unwell unquestionably come further formerly again as exactly the same nearly a lot often inside case you shield
this increase.
Hey would you mind stating which blog platform you’re using?
I’m going to start my own blog soon but I’m having a tough time choosing between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your design and style seems different then most blogs and
I’m looking for something unique.
P.S Apologies for getting off-topic but I had to ask!
This is the right web site for anyone who wants to find out about
this topic. You know so much its almost hard to argue with
you (not that I actually would want to…HaHa).
You certainly put a fresh spin on a topic that’s been discussed for a long time.
Great stuff, just excellent!
For most up-to-date news you have to visit web and on the
web I found this site as a most excellent web site for
latest updates.
Heya terrific website! Does running a blog like this take a lot of work?
I have very little understanding of programming but I was hoping
to start my own blog in the near future. Anyways, should
you have any suggestions or techniques for new blog owners
please share. I understand this is off subject nevertheless
I simply wanted to ask. Kudos!
Hi, I think your website might be having browser compatibility issues.
When I look at your blog in Opera, it looks fine but when opening in Internet Explorer,
it has some overlapping. I just wanted to give you a quick heads up!
Other then that, awesome blog!
I’m amazed, I must say. Seldom do I come across a blog that’s equally educative and engaging, and without a
doubt, you have hit the nail on the head. The issue is something which too few men and women are speaking
intelligently about. I am very happy that I found this
during my search for something relating to this.
Thanks a lot for sharing this with all folks you really understand
what you’re speaking approximately! Bookmarked. Kindly also discuss with my site =).
We can have a link trade agreement among us
Wow, this paragraph is fastidious, my sister is analyzing such things, therefore
I am going to convey her.
Good blog you have here.. It’s hard to find good quality writing like yours
nowadays. I truly appreciate individuals like you! Take care!!
hi!,I love your writing very so much! share we be in contact more
about your post on AOL? I need an expert in this space to unravel my problem.
Maybe that is you! Looking ahead to peer you.
Wow, this piece of writing is fastidious, my younger sister is analyzing these things,
therefore I am going to tell her.
Very soon this website will be famous among all blog users, due to it’s pleasant articles or reviews
Amazing issues here. I’m very glad to peer your post.
Thanks a lot and I’m having a look forward to contact you.
Will you please drop me a e-mail?
I could not resist commenting. Exceptionally well written!
Thanks for finally writing about > Medidas a
tomar para ahorrar en impuestos en 2022 – IDEX < Liked it!
There is definately a great deal to find out
about this subject. I like all the points you made.
Yesterday, while I was at work, my sister stole my apple ipad and tested to see if it can survive a forty foot drop,
just so she can be a youtube sensation. My iPad is now broken and she has
83 views. I know this is completely off topic but I had to share it with someone! https://peatix.com/user/11515488
Thanks for the good writeup. It actually was a entertainment account it.
Look complex to more brought agreeable from you! However,
how can we be in contact?
Howdy! Do you know if they make any plugins to protect
against hackers? I’m kinda paranoid about losing everything I’ve
worked hard on. Any suggestions?
Spot on with this write-up, I truly believe this site needs
a great deal more attention. I’ll probably be back again to read more, thanks for the
advice!
Hey there! Quick question that’s completely off topic.
Do you know how to make your site mobile friendly?
My web site looks weird when browsing from my iphone4.
I’m trying to find a theme or plugin that might be able to correct this problem.
If you have any suggestions, please share. Thanks!
تقریبا همه افراد دچار نوسانات طبیعی در خلق می شوند و گاهی اوقات دچار غم و اندوه می شوند.
این نوسانات خلق طبیعی هستند و به ما کمک می
کنند تا از چیزهایی که در طول زندگی مان از دست داده ایم، آگاه شویم و بتوانیم شادی ها
را در کنار غم ها درک کنیم.
اما اختلال افسردگی با این نوسانات
خلقی طبیعی متفاوت است.
افسردگی تنها یک یا دو علامت ساده نیست، بلکه ترکیبی از افکار، احساسات،
رفتار ها و تجربیات مختلف است.
افسردگی دارای طیف متنوعی از علائم
شامل کاهش انرژی و بی حوصلگی، لذت نبردن از فعالیت های گذشته، خلق غمگین، کاهش یا افزایش اشتها و وزن، بی
خوابی یا پرخوابی، اختلال در تمرکز و تصمیم گیری،
احساس ناامیدی، شکایت های
جسمانی، دوری گزینی از سایرین، تحریک پذیری و گاها
افکار خودکشی می باشد. بسیاری از افراد دچار افسردگی همراه با این علایم، احساس اضطراب نیز دارند .
گاهی اوقات، در افسردگی علایم جسمانی مانند حالت تهوع یا ضعف، دردهای بدنی، تاری دید، تپش قلب، و تعریق به وجود
می آید.
Appreciation to my father who informed me concerning
this website, this weblog is really amazing.
Very good post. I absolutely love this website.
Thanks!
Hello to all, for the reason that I am in fact eager of reading this web site’s post
to be updated daily. It includes pleasant stuff.
Superb, what a blog it is! This blog provides helpful information to us, keep it up.
It’s a shame you don’t have a donate button! I’d certainly donate to this superb blog!
I suppose for now i’ll settle for bookmarking and adding your RSS feed to my Google account.
I look forward to fresh updates and will share this website with my
Facebook group. Chat soon!
This is a topic which is close to my heart… Cheers! Where are your
contact details though?
Write more, thats all I have to say. Literally, it seems as
though you relied on the video to make your point.
You definitely know what youre talking about, why waste your
intelligence on just posting videos to your weblog when you
could be giving us something informative to read?
Nice post. I was checking constantly this blog and I am impressed!
Extremely useful info particularly the last part 🙂 I care for such info much.
I was seeking this certain information for
a long time. Thank you and good luck.
hey there and thank you for your information – I’ve certainly picked up something new from right here.
I did however expertise several technical points using this site, as I experienced to reload the site a lot
of times previous to I could get it to load properly.
I had been wondering if your web host is OK? Not that I am complaining, but slow loading instances times will sometimes affect
your placement in google and could damage your quality score if ads and marketing with Adwords.
Well I am adding this RSS to my email and can look
out for much more of your respective intriguing content. Ensure that
you update this again very soon.
Heya i’m for the first time here. I came across this board and I find It truly useful &
it helped me out a lot. I hope to give something back and aid
others like you aided me.
Peculiar article, just what I needed.
What i do not understood is actually how you’re no longer actually much more well-liked than you may be now.
You’re so intelligent. You understand thus significantly with regards to
this topic, made me individually imagine it from numerous varied angles.
Its like men and women are not fascinated unless it’s something to do with Girl gaga!
Your individual stuffs nice. All the time care for it up!